Home Authors Richard Whitten
Richard Whitten

Richard Whitten

Money Editor

Richard Whitten is Finder’s Money Editor with over seven years of experience covering home loans, property and personal finance. He has written for leading finance publications like Yahoo Finance, Money Magazine and Homely, and his expert insights are frequently featured in top media outlets such as the Herald Sun, REA, and news.com.au. He also provides expert commentary on television and radio shows nationwide, helping Australians navigate the complexities of mortgages and property ownership.
Richard has a Graduate Certificate in Communications from Deakin University and a Bachelor’s degree in Education from the University of Sydney. He is also fully certified in mortgage broking and finance, holding a Certificate IV in Mortgage Broking (RG 206), as well as Tier 1 Generic Knowledge certification and Tier 2 General Advice Deposit Products RG 146 certifications, which comply with the Australian Securities and Investments Commission (ASIC) standards for finance professionals. As a homeowner, he also has firsthand experience of the ins and outs of the mortgage process.
If you’re interested in a media interview with Richard, please reach out to our PR team at aupr@finder.com.

Expertise

  • Home loans
  • Property
  • Personal finance
  • Money-saving tips

Experience

  • Certificate IV in mortgage broking and finance (RG 206)
  • Tier 1 Generic Knowledge certification (RG 146)
  • Tier 2 General Advice Deposit Products certification (RG 146)
  • Finder Innovation Awards judge for lending innovation

Education

  • Bachelor of Education | University of Sydney | 2006-2009
  • Graduate Certificate of Communication | Deakin University | 2015

Featured publications

Featured videos

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Latest articles by Richard Whitten

640 articles written by this author

Business line of credit vs a credit card

Compare line of credit loans and business credit cards to find the best fit for your business needs. Understand the pros, cons, and key differences.

Richard Whitten 18 July 2025
Business line of credit vs a credit card

Credit card debt consolidation

Here's how to combine credit card debt into one manageable debt, and hopefully get a lower interest rate (or no interest charges at all).

Richard Whitten 16 July 2025
Credit card debt consolidation

Virgin, St.George, Westpac: We rank the 5 best balance transfer cards

Several credit cards offer 0% interest on your unpaid card balance for up to 24 months.

Richard Whitten 9 July 2025
Virgin, St.George, Westpac: We rank the 5 best balance transfer cards

90,000 bonus points! We found the 5 best frequent flyer cards right now

Fly yourself to the Moon and back with a stack of bonus Qantas or Velocity Points. 

Richard Whitten 3 July 2025
90,000 bonus points! We found the 5 best frequent flyer cards right now

Best international credit cards

Find credit cards that make international spending cheaper with 0% international transaction fees.

Richard Whitten 30 June 2025
Best international credit cards

EOFY Countdown: Earn 5.15% p.a. on your savings & support Aussie farmers

SPONSORED: Kickstart your savings with a great introductory rate.

Richard Whitten 24 June 2025
EOFY Countdown: Earn 5.15% p.a. on your savings & support Aussie farmers

Finder Rewards Credit Card Customer Satisfaction Awards 2025

Here is the list of winners for Finder Rewards Credit Card Customer Satisfaction Awards 2025.

Richard Whitten 24 June 2025
Finder Rewards Credit Card Customer Satisfaction Awards 2025

Latitude Low Rate Mastercard

This low rate credit card offers flexible introductory benefits, including a waived annual fee, interest-free purchases, or a reduced balance transfer rate.

Richard Whitten 23 June 2025
Latitude Low Rate Mastercard

Ultimate EOFY 2025 sale guide: 80+ deals

Save money when you grab some of these ultimate EOFY 2025 offers.

Richard Whitten 23 June 2025
Ultimate EOFY 2025 sale guide: 80+ deals

What is a cash advance?

A cash advance lets you borrow money using your credit card. But doing so comes with hefty fees and immediate interest charges.

Richard Whitten 20 June 2025
What is a cash advance?
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