Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for the last 6 years. He has written for Yahoo Finance, Money Magazine and Homely, and has appeared on television and radio shows nationwide. Richard’s expert commentary has been seen in the leading publications such as the Herald Sun, REA and news.com.au. Richard enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. He also has a mortgage of his own. Before joining Finder, Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. He studied education at the University of Sydney and holds a graduate certificate in communications from Deakin University. Richard also holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification (RG 146) and a Tier 2 General Advice Deposit Products (RG 146) certification.
Expertise
- Home loans
- Property
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance (RG 206)
- Tier 1 Generic Knowledge certification (RG 146)
- Tier 2 General Advice Deposit Products certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
Featured videos
Latest articles by Richard Whitten
530 articles written by this author
Xe Business Transfers review
Read Finder's review of Xe Business Transfers and see if it's right for your international business payment needs.
![Xe Business Transfers review](https://www.finder.com.au/finder-au/wp-uploads/2019/06/article-default_450x250.png)
St.George Rainbow Vertigo Card
Offers a 0% introductory rate on balance transfers for 28 months (with a 1% BT fee) and a competitive purchase rate.
![St.George Rainbow Vertigo Card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2016/03/StGeorgeLogo_Supplied_450x250.jpg)
I saved $100 a year on my energy bills in 5 seconds: So why am I still annoyed?
They're gaslighting me on my gas bill! But at least it's an easy fix.Â
![I saved $100 a year on my energy bills in 5 seconds: So why am I still annoyed?](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/07/AnnoyedCat_450x250.jpg)
Cheap home loans from 5.69%
Cheap home loans help you smash that mortgage debt faster. Right now on Finder, the lowest rate is 5.69% from Australian Mutal Bank.
![Cheap home loans from 5.69%](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2013/05/Coins_In_Water_Finder_1800x1000.png)
Save up to $93 a month with cheaper health cover | Dollar Saver tip #89
Save hundreds a year by switching to cheaper health insurance.
![Save up to $93 a month with cheaper health cover | Dollar Saver tip #89](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/07/DollarSaver89_Finder_450x250.jpeg)
Home loan panic: What scared owners are doing to keep the cost of living down
Borrowers are cutting loan repayments to pay more interest later. But future costs don't matter so much when you're struggling right now.
![Home loan panic: What scared owners are doing to keep the cost of living down](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/07/ScaredOwner_Canva_450x-250.jpg)
Macquarie Business Savings Account
Read Finder's review of the Macquarie Business Savings Account. See if this product is right for you.
![Macquarie Business Savings Account](https://www.finder.com.au/finder-au/wp-uploads/2019/06/article-default_450x250.png)
I’m a money expert. I still got rejected for a credit card
I ticked every box, but there was one big problem. Here's why I got rejected for a credit card, and how I fixed it.
![I’m a money expert. I still got rejected for a credit card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/WomanRejection_Canva_450x250.jpg)
Virgin Money Anytime Rewards Card
Looking for a credit card that rewards you when you spend? Check out Finder's review of the Virgin Money Anytime Rewards Credit Card.
![Virgin Money Anytime Rewards Card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2012/02/VirginMoneyLogo-450x250_Supplied.jpg)
7 upfront costs when buying a home
SPONSORED: It's the little fees and charges that add up, and there can be a lot more of them than you think.
![7 upfront costs when buying a home](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/Young_Couple_Discussing_Money_Canva_450x250.jpg)