Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience covering home loans, credit cards and personal finance. He has written for leading finance publications like Yahoo Finance, Money Magazine and Homely, and his expert insights are frequently featured in top media outlets such as the Herald Sun, REA, and news.com.au. He also provides expert commentary on television and radio shows nationwide, helping Australians navigate the complexities of mortgages and property ownership.
Richard has a Graduate Certificate in Communications from Deakin University and a Bachelor’s degree in Education from the University of Sydney. He is also fully certified in mortgage broking and finance, holding a Certificate IV in Mortgage Broking (RG 206), as well as Tier 1 Generic Knowledge certification and Tier 2 General Advice Deposit Products RG 146 certifications, which comply with the Australian Securities and Investments Commission (ASIC) standards for finance professionals. As a homeowner, he also has firsthand experience of the ins and outs of the mortgage process.
If you’re interested in a media interview with Richard, please reach out to our PR team at aupr@finder.com.
Expertise
- Home loans
- Credit cards
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance (RG 206)
- Tier 1 Generic Knowledge certification (RG 146)
- Tier 2 General Advice Deposit Products certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
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Latest articles by Richard Whitten
708 articles written by this author
News
Want $4,000? Check out the best home loan cashback deals on the market
A cashback can take the sting out of mortgage rate rises. But you need to make sure the new loan has a lower interest rate.
News
Can’t afford Melbourne property? Then forget Brisbane, Adelaide or Perth
Somehow Australia's second biggest city is one of the cheapest. Which still isn't very cheap.
RBA Cash Rate
RBA rate tracker: every lender passing on the March 2026 cash rate hike
We're tracking every lender that's announced a home loan interest rate increase, when, and by how much.
News
The highest scoring Qantas credit cards can earn you 100,000 bonus points or more.
News
Got credit card debt? Get the market’s longest 0% balance transfer offer
You could repay your unpaid card balance with no interest charges for up to 28 months.
News
These are the groceries blowing up your weekly supermarket budget
Inflation has hit groceries hard. Here's how to beat the supermarket at the grocery game (or at least soften the blow).
News
Fearing war and seeking safe haven investments, gold is on the rise again. But is it a sure bet?
News
We’ve ranked February’s top rewards cards: turn your spending into freebies
If you meet the spend criteria, these cards could give you hundreds of thousands of rewards points.
News
February’s best Qantas and Velocity credit cards: Want 100,000 points?
We've crunched the numbers. Here are 5 top-scoring frequent flyer credit cards on the market in February 2026.