15% online discount on third party property car insurance
Receive 15% off third party property car insurance when you purchase cover online.
Third party property damage (TPPD) car insurance covers damage you cause to someone else's vehicle or property. If you crash into someone's new car, you won't be paying the repair costs - your insurance will. This kind of policy won't cover your car but could stop you from facing big bills from other people.
Third party property is a type of car insurance policy that covers you for damage to other people's property, for example someone else's car, home or shop. It covers only this and nothing else, up to a certain limit (commonly $20 million).
This type of policy adds an additional layer of protection over the bare minimum Compulsory Third Party Insurance, and prevents you from having to be out of pocket for potentially enormous bills.
During our analysis of 6 Australian car insurance brands, we found that the cost of third party property damage car insurance can differ from $25 to $43 a month. So if you're looking for a cheaper third party policy, your best option would be to get a bunch of quotes.
To get these costs, we averaged together the cost of a male and a female Sydneysider, both born on 1/1/1983, driving a 2016 Ford Falcon.
As with all car insurance, the cost of a third party policy will vary based on your age, location, gender, and other variables such as where you park your car.
When calculating your third party property damage insurance premiums, insurers consider questions like:
Once you've decided that a third party property policy is best for you, there are a few things worth taking into consideration when looking for and comparing policies:
Trying to compare third party car insurance policies can be difficult. Here are a few steps you should take when finding a policy that's right for you:
There are some general exclusions that apply to most third party property damage policies. For example, you won't be covered if:
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