We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
GIO's policies are cheaper than average with young drivers and drivers over 60 seeing particularly good premiums for their age bracket. Keep in mind, the best car insurance for you may depend on more than just price.
The below prices are based on a fictional profile, your own quote will differ.
GIO is great value for money with all the features others have as well as excellent customer service
Anonymous, NSW
GIO is fair with its claims and pricing
Anonymous, NSW
Have had to make Claim in the last twelve months. GIO was fast and efficient. Staff were very helpful and always polite
Anonymous, NSW
So hard to get information from and so long in accessing damage. Customer service is poor
Jane, NSW
Always ready to assist, helpful and friendly staff
Anonymous, NSW
Great service. Always very professional & friendly
Nicole, NSW
They can be elusive with information and hard to understand about specific questions. On hold for a lengthy period of time and are ambiguous with answers
Anonymous, NSW
Compare GIO's policies
Congratulations, GIO!
GIO received the following awards in the 2024 Customer Satisfaction Awards:
'Car Insurance - NSW' - Most Trusted Brand (Winner)
Hire car after an event - Get a hire car for Up to $75 per day - Up to 21 days after any insured event that puts your car out of action
Windscreen and window glass replacement - Get one free glass replacement and repair a year, without paying any excess
Roadside assistance - Add 24/7 roadside recovery to your policy
Market value cover - Insure your car for market value, instead of agreed value, to lower the cost of your premiums
FAQs
GIO and AAMI are not the same company, but they are both part of the Suncorp Network.
You can claim online via GIO's online claims page. Alternatively, you can call GIO at 13 14 46, 24 hours a day, 7 days a week. You can also email GIO at lodgeclaim@gio.com.au with your policy number and a short description of the claim.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 240 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
You have contacted finderc.om.au, a comparison and information service and not actually GIO Car Insurance.
GIO Car Insurance does not offer rideshare cover. To check the list of providers who offer cover for rideshare, please head to our rideshare car insurance page.
Cheers,
Zubair
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We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
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Gio covers ride share ?
Like uber ?
Thanks
Hi Ravi,
Thank you for your question.
You have contacted finderc.om.au, a comparison and information service and not actually GIO Car Insurance.
GIO Car Insurance does not offer rideshare cover. To check the list of providers who offer cover for rideshare, please head to our rideshare car insurance page.
Cheers,
Zubair