Is GIO and AAMI the same company?

GIO and AAMI are not the same company, but they are both part of the Suncorp Network.

How do I make a claim with GIO car insurance?

You can claim online via GIO's online claims page. You can also email GIO at lodgeclaim@gio.com.au with your policy number and a short description of the claim.

GIO Car Insurance Review

4.2 (289 reviews) Write a review

Our verdict

Pros

GIO's premiums were cheaper than average across all age brackets
Young drivers were quoted 45% cheaper than average for their age group
Up to $1,500 covered for tools of trade

Cons

No cover available in QLD, SA, or TAS
You won't be covered if you accidentally fill up with the wrong fuel
New car replacement only offered up to 2 years - some brands offer 3

How does GIO car insurance compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results

Sample quote
Budget Direct Comprehensive Finder Award	Sample quote $1,212.97	Get Quote View details Compare product selectionCompare	loading
GIO Comprehensive	Sample quote $2,407.93	View details Compare product selectionCompare	loading
NRMA Comprehensive Most Loved	Sample quote $2,416.84	View details Compare product selectionCompare	loading
AAMI Comprehensive Car Insurance	Sample quote $1,756.10	View details Compare product selectionCompare	loading
Allianz Comprehensive	Sample quote $2,315.90	View details Compare product selectionCompare	loading

Showing 5 of 5 results

GIO is great value for money with all the features others have as well as excellent customer service

Anonymous, NSW

GIO is fair with its claims and pricing

Anonymous, NSW

Have had to make Claim in the last twelve months. GIO was fast and efficient. Staff were very helpful and always polite

Anonymous, NSW

So hard to get information from and so long in accessing damage. Customer service is poor

Jane, NSW

Always ready to assist, helpful and friendly staff

Anonymous, NSW

Great service. Always very professional & friendly

Nicole, NSW

They can be elusive with information and hard to understand about specific questions. On hold for a lengthy period of time and are ambiguous with answers

Anonymous, NSW

Compare GIO's policies

Finder Score	Accidental damage	Fire and theft	Hire car after theft
Finder Score 8.1 Great GIO Comprehensive	Finder Score 8.1 Great	Optional	Replacement cost of new car	Reasonable costs - Up to 21 days	Discount: Get 10% off when you buy online. T&Cs apply.	Summary: Gio comprehensive policy includes lifetime repair guarantee on all authorised repairs, accidental loss or damage cover and up to $1,000 trailer cover. Optional covers for windscreen and window glass replacement and roadside assistance are available on paying extra. Who it might be good for: People with another policy from GIO can take advantage of its multi-policy discount.	View details Compare product selectionCompare	loading
Finder Score 6.5 Standard GIO Platinum Cover	Finder Score 6.5 Standard	Optional	Replacement cost of new car	Unlimited - Up to 21 days	Discount: Get 10% off when you buy online. T&Cs apply.	View details Compare product selectionCompare	loading
Finder Score 8.6 Great GIO Third Party Fire and Theft	Finder Score 8.6 Great			Reasonable costs - Up to 21 days	Discount: Get 10% off when you buy online. T&Cs apply.	View details Compare product selectionCompare	loading
Finder Score 7 Great GIO Third Party Property Damage	Finder Score 7 Great				Discount: Get 10% off when you buy online. T&Cs apply.	View details Compare product selectionCompare	loading

Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Read the full methodology

What additional cover options are available?

Hire car after an event - Get a hire car for Up to $75 per day - Up to 21 days after any insured event that puts your car out of action
Windscreen and window glass replacement - Get one free glass replacement and repair a year, without paying any excess
Roadside assistance - Add 24/7 roadside recovery to your policy
Market value cover - Insure your car for market value, instead of agreed value, to lower the cost of your premiums

FAQs

Compare other products from GIO

Sources

Thank you for your feedback!

Written by

Nicola Middlemiss

Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise

Nicola has written 246 Finder guides across topics including:

Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance

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2 Responses

RaviMay 17, 2017

Gio covers ride share ?
Like uber ?

Thanks

Finder

ZubairMay 17, 2017Finder

Hi Ravi,

Thank you for your question.

You have contacted finderc.om.au, a comparison and information service and not actually GIO Car Insurance.

GIO Car Insurance does not offer rideshare cover. To check the list of providers who offer cover for rideshare, please head to our rideshare car insurance page.

Cheers,
Zubair

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