Qantas car insurance review

Qantas car insurance is a good-value policy and is competitively priced. It also comes with bonuses like Qantas Points.

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By

Peta Taylor

Edited by

Jason Loewenthal

Updated

Fact checked
Qantas Car Insurance

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Our verdict

Pros

  • Qantas's comprehensive policy offers a similar level of coverage to more expensive insurers, yet remains comparatively cheap.
  • Out of 30 comprehensive policies we analysed, it's one of the cheapest.
  • Qantas often runs sign-up bonuses where new customers can earn up to 40,000 Qantas Points just for switching.

Cons

  • While there are plenty of options to add to your policy, these will cost extra. Benefits like reduced excess windscreen damage will cost more with Qantas but are included as standard with other insurers like Australia Post.
  • Qantas's personal effects benefit covers Up to $750. Other insurers can cover up to $1,000.
  • If you choose to cancel your policy early, you may be charged a fee of $40. Some other insurers don't charge any cancellation fees.

How does Qantas compare with other insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Updated regularly
Sample quote
Sample quote
$1,435.20
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$1,229.24
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$1,117.48
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NRMA logo
NRMA Comprehensive
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$2,166.09
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AAMI logo
AAMI Comprehensive Car Insurance
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$2,075.50
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Compare Qantas car insurance policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Finder Score
9.9 Excellent
Optional
  • If your car is written off in the first 2 years or is under 40,000kms
  • Up to $1,000 - Up to 14 days
    • Earn up to 40,000 Qantas Points with every car insurance policy. Ends 28 Jan 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
    Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

    Who it might be good for: People who want more bang for their buck with Qantas Points.
    Get Quote More info
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    Qantas Car Insurance logo
    Finder Score
    9 Excellent
    Qantas Third Party Property, Fire and Theft
    Finder Score
    9 Excellent
    Optional
  • Up to $1,000 - Up to 14 days
    • Earn Qantas Points when you sign up. T&Cs apply.
    Get Quote More info
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    Qantas Car Insurance logo
    Finder Score
    9.6 Excellent
    Qantas Third Party Property Only
    Finder Score
    9.6 Excellent
    Optional
    • Earn Qantas Points when you sign up. T&Cs apply.
    Get Quote More info
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    1 of 1 result
    Updated regularly
    Name

    Earn up to 40,000 Qantas Points with Qantas Car Insurance

    Ends 28 January 2026

    Earn up to 40,000 Qantas Points with every car insurance policy. Ends 28 Jan 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.

    Get deal
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    Qantas policy options

    Comprehensive

    Qantas's comprehensive car insurance policy includes:

    • Accidental damage
    • Damage caused by fire and theft
    • Damage to other people's property
    • Essential repairs
    • Up to $1,000 - Up to $200 per day for emergency transport and accommodation
    • Hire car following a no-fault accident
    • Up to $1,000 - Up to 14 days for a hire car following theft
    • New car replacement If your car is written off in the first 2 years or is under 40,000kms
    • Up to $750 for personal effects
    • Up to $750 for child seats and baby capsules
    • Repair guarantee
    • Up to $750 for replacement keys
    • Towing costs
    • Up to $1,000 for trailer and caravan cover
    • Accident clean-up up to $500
    • Death Benefit up to $10,000

    Third party property, fire and theft

    Qantas's third party fire and theft policy includes:

    • Damage caused by fire and theft
    • Damage to other people's property
    • Up to $1,000 - Up to 14 days for a hire car following theft
    • Repair guarantee
    • Towing costs
    • Up to $5,000 for uninsured motorist damage
    • Accident clean-up up to $500
    • Death Benefit up to $10,000

    Third party property only

    Qantas's third party property only policy covers:

    • Damage to other people's property
    • Repair guarantee
    • Up to $5,000 for uninsured motorist damage
    • Accident clean-up up to $500
    • Death Benefit up to $10,000

    What additional cover options are there?

    • Accident hire car
    • Reduced window glass excess
    • Choice of repairer

    FAQs about Qantas car insurance

    Sources

    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    Peta Taylor's headshot
    Written by

    Publisher of Insurance

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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