Qantas Car Insurance
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Qantas car insurance review

Qantas car insurance is a good-value policy and is competitively priced. It also comes with bonuses like Qantas Points.

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Our verdict

Pros

  • Qantas's comprehensive policy offers a similar level of coverage to more expensive insurers, yet remains comparatively cheap.
  • Out of 30 comprehensive policies we analysed, it's one of the cheapest.
  • Qantas often runs sign-up bonuses where new customers can earn up to 20,000 of Qantas Points just for switching.

Cons

  • While there are plenty of options to add to your policy, these will cost extra. Benefits like reduced excess windscreen damage will cost more with Qantas but are included as standard with other insurers like Australia Post.
  • Qantas's personal effects benefit covers Up to $750. Other insurers can cover up to $1,000.
  • If you choose to cancel your policy early, you may be charged a fee of $40. Some other insurers don't charge any cancellation fees.

How does Qantas compare with other insurers?

As part of our 2023 Finder Awards, our experts and insights team analysed 30+ policies, 1,000+ quotes and 640 features. See how Qantas compared to other popular insurers.

Features

Qantas's comprehensive policy offers similar coverage to more expensive insurers. It includes higher coverage limits than others like Up to $750 for personal effects (some other insurers only cover up to $500), a hire car after a no-fault accident and Up to $1,500 for key replacement (others offer up to $1,000).

1 - 5 of 5
Name Product Choice of repairer New Car Replacement Roadside assistance Hail, storm and flood damage
Qantas Comprehensive
Optional
  • If your car is written off in the first 2 years and is under 40,000 km
  • Optional
    Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

    ⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

    Who it might be good for: People who want more bang for their buck with Qantas Points.
    Budget Direct Comprehensive
    Optional
  • If your car is written off in the first 2 years or 40,000 km
  • Optional
    Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Youi Comprehensive
    Optional
  • If your car is written off or stolen in the first 2 years
  • Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

    Who it might be good for: Those who want good customer service with lots of inclusions.
    NRMA Comprehensive
    Optional
  • If your car is written off in the first 2 years
  • Optional
    AAMI Comprehensive Car Insurance
  • If your car is written off or stolen in the first 2 years
  • Optional
    Finder's summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
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    Price

    According to our research, Qantas's comprehensive policy is in the top 10 cheapest insurers, of the 30+ we analysed. See how it compares below. Remember, your quote will differ based on your own circumstances, the below is a guide only.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Qantas Insurance$1,445$1,040$1,061$969$1,443$967$1,154Get quote
    Budget Direct Logo$1,280$921$940$861$1,164$857$1,004Get quote
    youi$1,418$1,147$946$877$1,467$1,068$1,154Get quote
    NRMA logo$1,972$1,108$1,009$878N/A$1,052$1,204More info
    AAMI$1,533$912$874$811$1,054$816$1,000More info

    About our car insurance methodology

    Compare Qantas car insurance policies

    Name Product Accidental damage Roadside assistance Fire and theft New Car Replacement Hire car after theft
    Qantas Comprehensive
    Optional
  • If your car is written off in the first 2 years and is under 40,000 km
  • Up to $1,000 - Up to 14 days
  • Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

    ⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

    Who it might be good for: People who want more bang for their buck with Qantas Points.
    Qantas Third Party Property, Fire and Theft
    Optional
  • Up to $1,000 - Up to 14 days
  • Earn Qantas Points when you sign up. T&Cs apply.
    Qantas Third Party Property Only
    Optional
  • Earn Qantas Points when you sign up. T&Cs apply.
    loading
    Deal

    Earn up to 20,000 Qantas Points with Qantas Car Insurance

    Expires 22 Apr 2024
    Earn up to 20,000 Qantas Points for every car insurance policy you take out by 22 April. T&Cs apply.

    Car insurance customer satisfaction winner - VIC

    RACV is Finder's customer satisfaction winner in Victoria. The Vic-based insurer scored 4.4/5 overall and 94% of people surveyed said they would recommend the brand to a friend.

    Full list of 2023 winners

    Qantas policy options

    Comprehensive

    Qantas's comprehensive car insurance policy includes:

    • Accidental damage
    • Damage caused by fire and theft
    • Damage to other people's property
    • Essential repairs
    • Up to $1,000 - Up to $200 per day for emergency transport and accommodation
    • Hire car following a no-fault accident
    • Up to $1,000 - Up to 14 days for a hire car following theft
    • New car replacement If your car is written off in the first 2 years and is under 40,000 km
    • Up to $750 for personal effects
    • Up to $750 for child seats and baby capsules
    • Repair guarantee
    • Up to $750 for replacement keys
    • Towing costs
    • Up to $1,000 for trailer and caravan cover
    • Accident clean-up
    • Death benefit

    Third party property, fire and theft

    Qantas's third party fire and theft policy includes:

    • Damage caused by fire and theft
    • Damage to other people's property
    • Up to $1,000 - Up to 14 days for a hire car following theft
    • Repair guarantee
    • Towing costs
    • Up to $5,000 for uninsured motorist damage
    • Accident clean-up
    • Death benefit

    Third party property only

    Qantas's third party property only policy covers:

    • Damage to other people's property
    • Repair guarantee
    • Up to $5,000 for uninsured motorist damage
    • Accident clean-up
    • Death benefit

    What additional cover options are there?

    • Accident hire car
    • Reduced window glass excess
    • Choice of repairer

    Why you can trust Finder's car insurance experts

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    We're free

    You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
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    Our team of car insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 330+ guides to make it easier for you to compare.
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    We're independent

    Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
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    Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.

    FAQs about Qantas car insurance

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