ROLLiN’ car insurance review

ROLLiN' car insurance is well-priced and offers thorough coverage. It’s particularly good for young drivers.

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Peta Taylor's headshot

By

James Martin

&

Peta Taylor

Edited by

Jason Loewenthal

Updated

Fact checked

ROLLiN' Comprehensive

Promoted
  • Cost-effective for 20-year-olds
  • No added excess for under-25s
  • Flexible monthly policy
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If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer.

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Our verdict

Pros

  • Our research indicates ROLLiN is one of the most cost-effective car insurers in Australia. Of the 31 insurers we researched, it was second cheapest.
  • Its comprehensive policy includes more benefits than other budget insurers. For example, Bingle does not include a hire car after an accident, ROLLiN' does.
  • Excess-free windscreen, sunroof and window glass damage is included as standard. This is an optional extra for many other comprehensive policies.

Cons

  • Every month, your premium is recalculated and renewed. This means it can increase or decrease from month to month with no indication of what your next bill will look like.
  • ROLLiN' doesn't cover personal effects. Other insurers include up to $1,000 worth of personal effects cover.
  • ROLLiN's unlisted driver excess is a hefty $3,000.

How does ROLLiN' compare with other insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

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$1,925.40
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$1,756.10
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$2,315.90
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Finder Score Choice of repairer New Vehicle Replacement Roadside assistance Hail, storm and flood damage
Finder Score
8 Great
  • If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer
    • Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply.
    Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

    Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score. Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

    Read the full methodology

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    Get 10% off and up to a 15% potential monthly discount

    Score 10% off the base premium for the first 2 consecutive monthly policies and up to 15% off your 3rd month for being a safer driver. Minimum premiums may apply. Limits and T&Cs apply.

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    ROLLiN' car insurance policy options

    ROLLiN' offers comprehensive car insurance only, it does not sell third party policies. Its comprehensive car insurance policy includes:

    • Accidental damage
    • Damage by fire and theft or attempted theft
    • Damage from storms and floods, lightning or hail
    • Up to $500 in emergency travel and accommodation if the incident occurs when you're more than 200km from home
    • Towing costs
    • Storage costs
    • Up to $1,000 for stolen keys and locks
    • A lifetime guarantee on repairs
    • Up to $500 for essential emergency repairs
    • A replacement car following a total loss if your car had less than 15,000km on the odometer
    • Up to $1,000 for trailer cover
    • Transport cover for Up to $80 per day - Up to 21 days
    • Excess-free windscreen, sunroof and window glass damage
    • Up to $1,000 for baby capsules
    • Cover for electric car batteries, charging cables, wall boxes and adaptors
    Be sure to read the product disclosure statement (PDS) to see the full list of policy inclusions, exclusions and limits.

    FAQs about ROLLiN' car insurance

    Sources

    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    James Martin's headshot
    Written by

    Journalist

    James Martin was the insurance editor at Finder. He has written on a range of insurance and finance topics for over 7 years. James often shares his insurance expertise as a media spokesperson and has appeared on Prime 7 News, Insurance News, 7NEWS and The Guardian. An experienced journalist, James' work has featured in publications including The Irish Times, Companies100 and In Business. He holds a Tier 1 General Insurance (General Advice) certification and a Tier 1 Generic Knowledge certification, both of which meet the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    James's expertise
    James has written 181 Finder guides across topics including:
    • Car, home, life, health, travel and pet insurance
    • Managing the cost of living
    • Money-saving tips
    Peta Taylor's headshot
    Co-written by

    Publisher of Insurance

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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