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ROLLiN’ car insurance review

ROLLiN' car insurance is well-priced and offers thorough coverage. It’s particularly good for young drivers.

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ROLLiN' Comprehensive

Promoted
  • Cost-effective for 20-year-olds
  • No added excess for under-25s
  • Flexible monthly policy
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If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer.

Our verdict

Pros

  • Our research indicates ROLLiN is one of the most cost-effective car insurers in Australia. Of the 31 insurers we researched, it was second cheapest.
  • Its comprehensive policy includes more benefits than other budget insurers. For example, Bingle does not include a hire car after an accident, ROLLiN' does.
  • Excess-free windscreen, sunroof and window glass damage is included as standard. This is an optional extra for many other comprehensive policies.

Cons

  • Every month, your premium is recalculated and renewed. This means it can increase or decrease from month to month with no indication of what your next bill will look like.
  • ROLLiN' doesn't cover personal effects. Other insurers include up to $1,000 worth of personal effects cover.
  • ROLLiN's unlisted driver excess is a hefty $3,000.

Best Car Insurance - Low Cost Finalist

ROLLiN' comprehensive car insurance came in second-place for low cost out of the eligible comprehensive policies we analysed. It's particularly cheap for young drivers.

Full list of 2024 winners

How does ROLLiN' compare with other insurers?

As part of our 2024 Car Insurance Awards, our car insurance experts compared 800+ features and 1,800+ quotes from 37 comprehensive policies across Australia. Here's how ROLLiN' compared.

Features

ROLLiN' offers decent coverage for a budget-friendly premium. It's not as thorough as other insurers but this is what you'd expect for a cheaper premium. It covers the basics with accidental damage, legal liability, damage by fire and theft and new car replacement. Plus it includes some benefits you'd typically pay more for, like excess-free windscreen damage. See below for how it compares to other popular insurers.

Name Product Choice of repairer New Car Replacement Roadside assistance Hail, storm and flood damage
ROLLiN' Comprehensive
  • If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer
  • Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

    Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
    Budget Direct Comprehensive
    Optional
  • If your car is written off in the first 2 years or 40,000 km
  • Optional
    Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Youi Comprehensive
    Optional
  • If your car is written off or stolen in the first 2 years
  • Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

    Who it might be good for: Those who want good customer service with lots of inclusions.
    NRMA Comprehensive
    Optional
  • If your car is written off in the first 2 years
  • Optional
    AAMI Comprehensive Car Insurance
  • If your car is written off or stolen in the first 2 years
  • Optional
    Finder's summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
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    Price

    According to our research, ROLLiN' is one of the most cost-effective insurers. We researched 37 different providers in Australia, ROLLiN' came second for price. See below for how its pricing compares. Keep in mind, your quote will differ as it depends on your personal circumstances.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Rollin' car insurance$1,151$843$690$7091,248$674$886Get quote
    Budget Direct Logo$1,148$941$978$829$1,180$880$992Get quote
    youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
    NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info
    AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info

    To get the annual price for RoLLiN', we multiplied the monthly premium provided at the time of quoting by 12. When purchasing a policy for a real driver, RoLLiN's price can increase or decrease each month when the quote to insure is recalculated and your cover is renewed. The above is a guide only.
    About our car insurance methodology

    ROLLiN' car insurance policy options

    ROLLiN' offers comprehensive car insurance only, it does not sell third party policies. Its comprehensive car insurance policy includes:

    • Accidental damage
    • Damage by fire and theft or attempted theft
    • Damage from storms and floods, lightning or hail
    • Up to $500 in emergency travel and accommodation if the incident occurs when you're more than 200km from home
    • Towing costs
    • Storage costs
    • Up to $1,000 for stolen keys and locks
    • A lifetime guarantee on repairs
    • Up to $500 for essential emergency repairs
    • A replacement car following a total loss if your car had less than 15,000km on the odometer
    • Up to $1,000 for trailer cover
    • Transport cover for Up to $80 per day - Up to 21 days
    • Excess-free windscreen, sunroof and window glass damage
    • Up to $1,000 for baby capsules
    • Cover for electric car batteries, charging cables, wall boxes and adaptors
    Be sure to read the product disclosure statement (PDS) to see the full list of policy inclusions, exclusions and limits.

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