Greenslips 4 Earth (NSW only)

- Compare 6 CTP insurers in NSW
- Simple online calculator
- 1 tree planted per policy sold
Compulsory third party insurance (known as CTP or greenslip) is mandatory in Australia — you must have this cover to drive on our roads. If you're in New South Wales, you'll need to purchase CTP before you can register your car. If you're in QLD, you have the option to choose your CTP provider but if you're happy to roll with the default ones that's been nominated for you, you can pay for it all together when you pay for your rego. If you're anywhere else in Australia, CTP is already included in your rego costs.
Getting CTP can seem like a convoluted process but that's where we come in — we're here to make it as simple as possible for you. This article will cover:
Compulsory third party insurance (CTP) is mandatory insurance that you have to have if you want to drive in Australia. It covers you for legal liability in the event you get into an accident and injure someone. It only covers the person involved, not the vehicle. For vehicle coverage, you'd need other types of car insurance.
For those who live in NSW, you'll need to purchase CTP before you can register your car. If your car is registered, then you already have CTP. For those anywhere else in Australia, CTP is already part of your registration fees.
If you're buying a new car and they're registering it for you then the dealership will likely organise CTP for you. This may not always be the case so it's best to check with them. All in all though, if the car is registered, this means it has CTP.
CTP insurance is linked to the vehicle, not the owner, so when you buy a car, the CTP comes with it. You'll need to organise for a transfer of registration and when this is done, the CTP is automatically brought across too.
CTP insurance is available for purchase from 7 different insurers in Australia. For NSW drivers, you can get a free quote from each of the below. These include:
In NSW, each insurer charges a different amount for CTP so it's worth comparing your options.
The cost of CTP insurance differs based on your car model, how long you've been licensed, your age and whether you use your car for private or business use. For some, CTP can be as little as $300, for others it can be as much as $1,200. Luckily, it's easy to input your details just once and get a quote from multiple insurers in one go.
Greenslips 4 Earth is a free tool that allows you to compare 6 CTP providers in NSW. It doesn't add any markup to your quote, it's just a simple online calculator. If you like what you see, you can purchase your CTP policy from there.
CTP for those in QLD is much simpler — it's the same cost across all 3 insurers who offer it; QBE, Allianz & Suncorp. The exact cost will depend on your personal profile but our research shows that prices start around $387 for a class 1 car or station wagon. This is accurate as of June 2025.
"My CTP insurance was recently up for renewal so I had a look at what other providers to compare my options. The thing about CTP is that it's a legal requirement so all the products have to cover the same thing. This means that it's worth shopping around for a cheaper price because you're essentially getting the same product but for less money. I looked at all providers in NSW and picked the cheapest one. Took less than 10 minutes. "
Compulsory third party insurance (CTP) will cover your legal liability if you injure another person. CTP doesn't cover vehicles and won't pay to repair your car or the other person's car. For that, you have a few other options.
This is the highest level of cover available. It includes cover for damage to your own car as well as damage to other people's cars and property.
This includes cover for damage you cause to other people's cars and property, as well as cover for your own car if it's stolen or damaged by fire. Any other damage to your own car is not covered.
This includes cover for damage you cause to other people's cars and property. It does not include cover for damage to your own car.
To recap: CTP is mandatory insurance that covers you for injuries to other people. Third party fire & theft and third party property damage are both types of optional insurance that are different to CTP.
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Is there a comprehensive car insurer that covers the meaning of CTP cover inclusive to its cover? Food for thought!
Hi Nathan, there are no comprehensive car insurance policies that also include cover for CTP – they’re always 2 seperate policies. Although you could find both policies with the same provider. But you’d always need to purchase both policies. Hope that helps!
Hi, comparing CTP for a car between Allianz and AAMI. It would seem AAMI is better, but not sure. Is there an advantage of one over the other for this type of insurance?
Thankyou
Hi Cara,
In New South Wales, all Compulsory Third Party (CTP) green slips provide the same statutory level of protection for injuries or deaths in a road accident. The only difference in CTP insurance in NSW is that NRMA Insurance offers optional “At-Fault Driver Cover”, which has an additional cost. Hope this helps!
Hi my current QLD CTP insurer Allianz has withdrawn its “At-Fault Policy. Can you tell me if this is a decision of all CTP insurers in QLD? Thanks for your assistance.
Hi Karen, None of the brands which provide CTP cover in Queensland (currently Allianz, Suncorp or QBE) provide cover for injuries to an at-fault driver as part of that policy.
Need to find QBE Greenslip
Hi Andrew, You can read more about QBE’s car insurance options in our guide. The cost of a green slip will vary depending on the age and condition of your vehicle.
Hi Kinsen,
You’ll need to contact NRMA directly to arrange this as we’re not able to provide personal customer service. You can call them on 132 132.
Best of luck!