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Pet insurance including dental cover

Here’s a bunch of pet insurance options to keep both you and your furry bestie smiling.

Key takeaways

  • Dental care is available in most pet insurance policies but it’s not always included as standard.
  • Dental insurance can cover your pet for treatment for; removal of teeth, gingivitis and more.
  • Some treatments regarding teeth are covered under other categories in your policy. For example, a fractured tooth may be covered under accidental injuries.

Compare pet insurance with dental cover options

1 - 4 of 8
Name Product AUFPI Dental Illness Annual cover limit Gingivitis & Abscesses Dental disease from infection Deciduous teeth Cavities & Teeth fractures
PD Deluxe Plan
$500
Apply online and get your first 1 month free. T&Cs apply.
Vets Choice Elite Cover
Optional
$800
Get a 5% discount when you insure more than one pet.
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance
Optional
$25,000
⭐Finder Exclusive: Get 10% off your first year. Sign up using promo code FINDER10. T&C's apply.
Petsy Top Cover
ExclusiveHighly Commended
Petsy Top Cover
Optional
$25,000
⭐ Finder Exclusive: Enjoy 30% off your first month of pet insurance, plus receive a custom pet tag. Sign up using the code FINDER. T&Cs apply.
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How does pet insurance cover dental treatments?

Simple Extraction

Dental illness cover

This can help pay for dental illnesses your dog or cat has such as gingivitis, abscesses and tooth removal. It's often only available as an add-on. Only a handful of insurers offer this type of cover and, in most cases, you'll see it referred to as dental illness cover.

Pet vaccine

Routine care

Routine care is usually an optional add-on with most pet insurance policies and covers your pet for some basic preventative treatments like teeth cleaning. It also covers things like desexing, general health checks and vaccinations, but it doesn't cover dental illnesses.

What can dental insurance for pets cover?

Pet dental insurance policies can cover you for the following:

  • Gingivitis
  • Abscesses
  • Tooth removal
  • Dental diseases resulting from infection
  • Retained deciduous teeth
  • Cavities
  • Tooth fracture

For a full list of inclusions, be sure to read your product disclosure statement (PDS). This will clearly outline what your pet insurer covers, under what category and if it’s included as standard or if you need to purchase it as an optional extra.

What does pet dental insurance not cover?

You'll generally find that the following treatments are never covered by any pet dental insurance policy:

  • Cosmetic dental procedures
  • Orthodontics
  • Root canals
  • Odontoclastic resorptive lesions (one of the most common dental issues in cats)
  • Other oral treatments not listed above

FAQs

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Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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Gary Ross has written 669 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
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Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

More guides on Finder

  • How much do puppy vaccinations cost?

    Vaccinating your puppy is one of the most important ways you can help them grow into a healthy dog. Here’s what you need to know.

  • Desexing your cat & dog

    If you've got a furry friend in your life, it's important that you consider desexing them. Desexing animals has a range of benefits and best of all, pet insurance covers it. Read on to learn more.

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2 Responses

    Default Gravatar
    yvonneAugust 2, 2024

    is full dental care included in my quotes. no routine dental care. i want a quote for basic and comprehensive care

      AvatarFinder
      AngusSeptember 23, 2024Finder

      Hi Yvonne, All the plans listed here include some dental cover, but every policy differs in what’s included, and no policy has utterly comprehensive care — all include limits on totals payable, for instance. If you pick a provider and get a quote, you’ll see much more detail on what applies for your pet. Hope this helps.

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