Get exclusive money-saving offers and guides
Straight to your inbox
Coles pet insurance
Choose Coles pet insurance and you can get one month free, plus a lifetime guarantee.
Types
Guides
Popular Pages
Coles pet insurance isn't available via Finder. But don't fret! You can get more information at www.financialservices.coles.com.au or compare a bunch of other pet insurance companies with Finder.
Coles pet insurance offers two levels of cover: basic and premium. You can protect your furry friend with a policy that suits your budget. This guide will help you compare both options, so you can figure out which one is right for you.
Finder's favourite features
⭐Lifetime cover. Insure your pet before the age of nine and Coles will always renew your policy.
⭐One-day waiting period. Most conditions have a waiting period of just three weeks.
⭐Direct vet payment. Coles will pay the vet directly for any approved scheduled procedures.
Compare Coles pet insurance
| Type of cover | Maximum annual benefit | Basic excess | Accidental injury | Illness |
|---|---|---|---|---|
| Basic | $10,000 | $200 | Limited | |
| Premium | $12,000 | $200 |
What's covered by Coles pet insurance?
Coles offers two different tiers of pet insurance: basic and premium. Basic typically covers accidental injury and a few illnesses, whereas premium is more comprehensive.
The table below shows some of the features included in each policy. This isn't isn't a full list – always read the product disclosure statement (PDS) for complete information.
| What's covered? | Basic policy | Premium policy |
|---|---|---|
| Accidental Injury | ||
| Allergic reaction | ||
| Bone fracture | ||
| Ingestion of a foreign object | ||
| Lacerations or abrasions | ||
| Motor vehicle accident | ||
| Tick paralysis | $2,500 | $2,500 |
| Unspecified accident | ||
| Illness | ||
| Arthritis | ||
| Cancer | ||
| Cruciate ligament condition | $3,000 | $3,500 |
| Diabetes | ||
| Epilepsy | ||
| Heart conditions | ||
| Hip dysplasia and hip replacement | ||
| Joint luxation | ||
| Lumps, growths and cyst removal | ||
| Skin conditions | ||
| Unspecified extended illness | ||
How much does Coles pet insurance cost?
The cost of Coles pet insurance varies depending on a number of factors, including the age, species and breed of your pet. Generally, you can expect to pay between $20 and $30 per month for basic pet insurance for your cat and between $30 and $50 per month for basic pet insurance for your dog.
| Age | Basic | Premium |
|---|---|---|
| Cat (bobtail) | ||
| 3 months | $22.44 | $52.85 |
| 3 years | $21.13 | $47.63 |
| 6 years | $24.31 | $60.32 |
| Dog (labrador) | ||
| 3 months | $40.30 | $103.40 |
| 3 years | $33.90 | $77.83 |
| 6 years | $45.30 | $123.39 |
*The prices were based on quotes for a desexed animal, living in Sydney. Quotes accurate as of May 2020.
What isn't covered by Coles pet insurance?
Although Coles' premium pet insurance offers comprehensive protection, there are still some things that won't be covered, including:
- Pre-existing medical conditions
- Dangerous or menacing animals
- Behavioural issues
- Parasites – other than tick paralysis
- Breeding, pregnancy and birth
- Animals used for guarding, breeding, racing, hunting or fighting
- Elective treatments
- Animals used in business, occupation, profession or trade
- Any costs associated with the mistreatment or neglect of your pet
You might like these...
Compare pet insurance
Get cover that works for your pet and your budget.
Pet insurance deals
Want to save on pet insurance? Here's how.
Dog insurance cost for 560 dog breeds
How much does it cost to insure a dog in Australia?
Cat insurance cost for 96 cat breeds
The average price to insure a cat.
Ask an Expert
