Petsy Pet Insurance Review

We looked at 8+ policies — Petsy pet insurance is the only one to offer 100% back and a $25,000 benefit limit.

$25,000

Maximum yearly benefit

100%

Reimbursement rate

Optional

Routine Care

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Details

Product NamePetsy Dog Accidental Injury and Illness Cover (Vet Select)
Accidental Injury
Routine CareOptional
Lifetime Cover
Reimbursement rate
100%
Cooling Off Period30 days
Cruciate Ligament Benefit$4,000
Excess optionsNo excess to pay
Emergency Boarding$500
Consultations and Vet Visits$0

Pros

  • Its comprehensive policy gives you 100% back. Out of the 9 pet insurance policies on Finder, only 2 others also offer this, but none have as high a benefit limit and you don't have an excess to pay either.
  • Its $25,000 annual benefit limit is market-leading — only 1 other insurer (Knose) on Finder offers this much but it doesn't cover 100% of vet bills.
  • It offers lots of policies tailored to various budgets.

Cons

  • Its 4-year-old age limit is a year less than the majority of other insurers available on Finder.
  • If your pet has a chronic pre-existing condition, you won't be able to receive cover.
Deal

Get 2 months free and a personalised pet tag.

Enjoy 2 months free and personalised pet tag. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.

Compare pet insurance from Petsy Pet Insurance

Name Product Maximum yearly benefit Paralysis Tick Benefit Reimbursement rate Accidental Injury Illness
Petsy Dog Accidental Injury and Illness Cover (Vet Select)
$25,000
$1,500
100%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Cat Accidental Injury and Illness Cover  (Vet Select)
$25,000
$1,500
100%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Dog Accidental Injury and Illness Cover
$10,000
$1,000
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Cat Accidental Injury and Illness Cover
$6,000
$1,000
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Cat Accidental Injury and Illness Cover (Vet Basic)
$6,000
$1,000
90%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Dog Accidental Injury and Illness Cover (Vet Basic)
$6,000
$1,000
90%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Puppy Accidental Injury and Illness Cover
$10,000
$1,000
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Dog Accidental Injury Cover
$8,000
$1,500
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Puppy Accidental Injury Cover
$8,000
$1,500
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Cat Accidental Injury Cover
$3,000
$500
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Petsy Indoor Cat Cover
$5,000
$0
80%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
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Petsy pet insurance policy options

Here's a quick overview of Petsy pet insurance policy options:

Pet house with dog and cat insideVet Select. Vet Select is Petsy's highest level of cover, is available for cats and dogs, comes with a $25,000 annual limit and pays 100% of eligible vet bills.

Accidental injury and/or illness cover. This can cover cats and dogs (though the annual benefit limit you can claim is lower for cats) and pays 80% of eligible vet bills. You can choose to take out accident only or accident and illness cover.

Dog and cat side by side

Puppy cover. Petsy also lets you take out cover for your puppy. You're eligible for cover if your pet is over 8 weeks old and younger than 6 months.

Indoor cat cover. Indoor cat cover comes with a $5,000 annual benefit limit and covers 80% of eligible vet bills. It only covers specified illnesses since it's unlikely your indoor cat will be involved in an accident.

Petsy pet insurance costs

To help give you an idea about costs for Petsy pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed and age, and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old4yr old
Maltese Cross$747.28$912.95
Cavoodle$798.18$959.49
Labrador$1,003.75$1,231.08
Staffordshire Bull Terrier$858.86$1,050.24
Border Collie$858.86$1,050.24

👥 Petsy pet insurance reviews

We looked through Petsy pet insurance customer reviews on ProductReview.com, which goes back 1 year from August 2021. Here's a summary of how Petsy stacks up against other brands:

  • It has only received 5-star reviews.
  • Most claims are processed in less than 1 week – that's better than other insurers such as Bow Wow and RSPCA.
  • While all of its reviews are positive, it has substantially fewer reviews than other brands such as RSPCA, Bow Wow and PIA.

Petsy pet insurance FAQs

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