Finder's 3 favourite features
- GapOnly™ means no upfront fees; you only pay the gap (the difference between your vet's invoice and the amount your insurance covers).
- $0 excess to pay, always.
- You can get lifetime cover.
With Petsy Insurance, you can choose from three levels of cover for your dog, cat, puppy or indoor cat. Backed by Australia's largest pet insurer and underwritten by The Hollard Insurance Company, you can get lifetime cover for your pet as well as insurance for puppies and cats as young as 8 weeks old.
*Lifetime cover conditions apply.
You have a few different options when it comes to finding a policy for your pet. Keep in mind that waiting times apply and each policy comes with its own benefit percentage (the amount of the bill your insurer will pay) annual limit (the amount you can claim per year) and benefit limit (the amount you can claim for a specific service).
Available to cats, dogs and puppies (with different waiting times for each) this option comes with cover for up to 80% of your veterinary bills, with annual benefits of up to $8,000 and includes services such as:
With cover for up to 80% of your veterinary bills, an annual benefit limit of up to $10,000 and different waiting times for eligible pets, including cats, dogs and puppies, this option includes the same amount of accident cover as well as illness services such as:
This option is available to indoor cats only and covers up to 80% of the vet bills with an annual benefit limit of $5,000. It includes treatment for services such as
Petsy insurance have policy options for dogs, cats, puppies and indoor (house) cats, with different age eligibility requirements for each.
Understanding what is excluded from policies is important when determining the level of pet insurance you need. Below are some of the common exclusions with a Petsy policy.
With Petsy, you can sign up to use GapOnly™ which lets you simply pay the difference when you visit the vet, rather than having to wait on being reimbursed. To use GapOnly™, simply check with your vet that GapOnly™ is enabled, let them know you'd like to submit a claim this way and they'll forward the claim to your insurer. If you don't use this option, your Vet might be able to process the claim for you electronically.
Alternatively, you can submit your claim online through the secure Pet Portal. After logging in, you can upload the relevant documents and simply click submit.
If you prefer, you can also complete a paper claim form and send your original documentation via post. If you claim via post, the Vet must complete all the necessary sections on the claim form and it must be signed by both you and the Vet.
Petsy policies have several distinct benefits, the first being that there is no excess charge at any level of cover. You can also get reimbursed if a Vet needs to visit your pet at home.
Claiming is really easy - you can claim online on your phone or laptop - and GapOnly™ means you don't need to worry about upfront costs. Unlike other pet insurers, you can also get lifetime cover for your pet if there is no break in your policy.
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