In this guide

  • Our verdict
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews
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Petsy Pet Insurance Review

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Petsy Top Cover
    Highly Commended
Maximum yearly benefit
$25,000
Reimbursement rate
90%
Routine Care
No

Our verdict

A solid choice for pet owners.

We looked at 15+ policies — Petsy pet insurance is one of the only insurers to offer 90% back and a $25,000 benefit limit.

In this guide

  • Our verdict
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews

Pros

  • Its comprehensive policy gives you 90% back. Out of the 16 pet insurance policies on Finder, only 4 others also offer more, but all require you pay an excess.
  • Its $25,000 annual benefit limit is market-leading — only 1 other insurer (Knose) on Finder offers this much.

Cons

  • You can't take out a new policy for your pet if they are over 8 years and 364 days old – but this is similar to other insurers.
  • If your pet has a chronic pre-existing condition, you won't be able to receive cover.

Details

Key Details

Product Name Petsy Top Cover
Accidental Injury
Routine Care No
Lifetime Cover
Reimbursement rate
90%
Cooling Off Period 30 days
Cruciate Ligament Benefit $25,000
Excess options Annual excess of $0
Emergency Boarding $25,000
Consultations and Vet Visits $25,000

Eligibility

Minimum Age (Weeks) 6
Maximum Age (Years) 8

Discounts

Multi-Pet Discount 5%
Other Discounts 5% multi pet discount
Code exclusive

30% off your first month of pet insurance

Includes a custom pet tag. T&Cs apply.
Deal

5% Multi-pet Discount

Save 5% when you insure multiple pets with Petsy Pet Insurance.

Compare pet insurance from Petsy Pet Insurance

Name Product Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Petsy Top Cover
ExclusiveHighly Commended
Petsy Top Cover
$25,000
$25,000
90%
Yes
⭐ Finder Exclusive: Enjoy 30% off your first month of pet insurance, plus receive a custom pet tag. Sign up using the code FINDER. T&Cs apply.
Petsy Custom Cover
$5000 or $10,000 or $25,000
$5000 or $10,000 or $25,000
80% or 90%
Yes
⭐ Finder Exclusive: Enjoy 30% off your first month of pet insurance, plus receive a custom pet tag. Sign up using the code FINDER. T&Cs apply.
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What an effort, Petsy!

Petsy has been recognised as a finalist for the 2023 Finder Awards, in both categories – Value and Comprehensiveness. This pet insurer ranked second place for its generous benefits and competitive pricing.

Full list of 2023 winners

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

Petsy pet insurance costs

To help give you an idea about costs for Petsy pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed and age, and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$1,199.52$1,534.80
Cavoodle$1,170.00$1,715.40
Labrador$1,792.56$2,378.76
Staffordshire Bull Terrier$1,616.64$2,341.56
Border Collie$1,453.20$2,082.36

Why you can trust Finder's pet insurance experts

free

We're free

You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
expert advice

We're experts

Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.
independent

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.
help

We're here to help

Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.

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