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Pet insurance discount codes and promotions

Take advantage of these discount codes and pet insurance tips to make sure you’re able to give your pet the medical treatment they deserve, without blowing your budget.

Get the latest pet insurance discounts and deals for June 2024

Deal exclusive

Get 10% off your pet insurance premiums

Get 10% off of the first year. Lower prices for lower risk pets. T&Cs apply.
Code exclusive

30% off your first month of pet insurance

Includes a custom pet tag. T&Cs apply.

Save up to 15% when you buy Budget Direct Pet Insurance online

Get 15% off on your first year’s premium when you buy online. T&Cs apply.

Get your first month free

Apply for a PD pet insurance policy online for your dog or cat and get your first month free. T&Cs apply.
Deal exclusive

Get 10% off your pet insurance premiums

Get 10% off of the first year. Lower prices for lower risk pets. T&Cs apply.

First month free

Get 1 month free for the first year of new policies, applied across the year.

Get free pet insurance for the first 2 months

Get 2 months' free pet insurance when you sign up for cover with Pet Insurance Australia.

Get 10% of premiums back in the first 12 months

Receive 10% of premiums you’ve paid in the first 12 months with The Real Reward program.

10% off if you're over 50

If you're over 50 years old, get 10% off your policy.

Get 2 months free

When you sign up using the code PCI2FREE. T&Cs apply.

Looking for a discount for multiple pets?

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What other pet insurance discounts can I get?

Knowing how pet insurance costs are determined can help you find new ways to save, while costs can be further reduced by looking for more discounts. These include:

  • Online discounts. Buying pet insurance isn’t like buying a pet. In fact, unlike searching for a pet puppy on the world wide web, online pet insurance is often a preferable option that can deliver significant discounts.
  • Multi-pet discounts. If you own more than one pet, you can often get discounts for insuring a few, or all, of them. Look for insurers that offer discounts in line with the number of pets you need cover for.
  • Multi-policy discounts. You can often save by taking out cover with a current insurer. This can also be combined with multi-pet discounts for further savings.
  • Ongoing loyalty discounts. Insurers are often happy to reward customer loyalty with discounts that grow alongside your new pet. This might be through reduced prices, additional benefits or with gifts and other free bonuses.
  • Using existing cover. Some insurance policies may come with pet cover included. Check whether you have any existing cover, and consider whether you want to replace it, merely fill in the gaps or if it’s already right for you.
  • Variable excess. As with other types of insurance, you can choose a lower excess with pet insurance policies to get reduced premiums.

Combine these discounts with other ways of saving on pet insurance, and you can find a lot more room to maneuver between effective cover and affordable prices.

What types of pet insurance policies can I get discounted?

There are many different insurers, and a number of different pet insurance policies to consider. Discounts are often particular to insurers or policy types, but you can get them with almost any form of pet insurance, including:

  • Accidental injury pet insurance: Cover your furry friend against the unexpected (but not the expected) with a cost-effective accidental-injury-only policy. Discounts mean you can find exceptionally affordable accidental injury cover, but you may want to use them to find a higher level of protection instead.
  • Injury and illness pet insurance policies: A more thorough level of cover that can protect you from many of the more significant pet ownership costs, these policies mean you don’t have to choose between value and effectiveness.
  • Premium, comprehensive pet cover: By getting discounts on comprehensive pet insurance policies you can save even more all up, while still knowing that you’re doing everything to can to make sure your pet can spend as much time on this earth as possible.
  • Lifetime pet insurance: Many people make sure to get an effective lifetime pet insurance policy as soon as they can after their new family member arrives home. Discounts for lifetime pet insurance policies can deliver long-term savings and make a real difference.
  • Renewable pet cover: If you’re opting for 12-month pet insurance policies, or other renewable temporary cover types, it may be worth considering discounts as part of finding the most cost-effective policy.
  • Equine cover: Horse owners may appreciate the importance of effective cover, as well as the long term value of discounts. Many insurers, both specialist and general, are able to offer deals.
  • Dog and cat pet insurance: Some insurers may offer cover specific to cats or dogs, while the discounts can be more general, or equally specific. Compare the discounts along with the policy options to make sure you’re getting the savings you’re entitled to.

Compare the latest pet insurance deals

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Written by

Tim Bennett

Tim Bennett is a Finder insurance expert. For over 10 years he's reported on news, politics, finance and other topics as a journalist and radio presenter. Tim's roles have included radio news reader and breakfast at the ABC, news producer for SBS and producer for Fairfax Media. Tim regularly appears as a health insurance expert on programs like Sunrise and SBS news, as well as in the Australian, The Daily Telegraph, The Courier Mail and more. See full profile

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2 Responses

    Default Gravatar
    NickSeptember 4, 2021

    I would like insurance for my pet parrot he is a blue and gold macaw

      JamesSeptember 10, 2021Finder

      Hi Nick,

      You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.

      It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.


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