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Take advantage of these discount codes and pet insurance tips to make sure you’re able to give your pet the medical treatment they deserve, without blowing your budget.
Get the latest pet insurance discounts and deals for December 2023
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Online discounts. Buying pet insurance isn’t like buying a pet. In fact, unlike searching for a pet puppy on the world wide web, online pet insurance is often a preferable option that can deliver significant discounts.
Multi-pet discounts. If you own more than one pet, you can often get discounts for insuring a few, or all, of them. Look for insurers that offer discounts in line with the number of pets you need cover for.
Multi-policy discounts. You can often save by taking out cover with a current insurer. This can also be combined with multi-pet discounts for further savings.
Ongoing loyalty discounts. Insurers are often happy to reward customer loyalty with discounts that grow alongside your new pet. This might be through reduced prices, additional benefits or with gifts and other free bonuses.
Using existing cover. Some insurance policies may come with pet cover included. Check whether you have any existing cover, and consider whether you want to replace it, merely fill in the gaps or if it’s already right for you.
Variable excess. As with other types of insurance, you can choose a lower excess with pet insurance policies to get reduced premiums.
Combine these discounts with other ways of saving on pet insurance, and you can find a lot more room to maneuver between effective cover and affordable prices.
What types of pet insurance policies can I get discounted?
There are many different insurers, and a number of different pet insurance policies to consider. Discounts are often particular to insurers or policy types, but you can get them with almost any form of pet insurance, including:
Injury and illness pet insurance policies: A more thorough level of cover that can protect you from many of the more significant pet ownership costs, these policies mean you don’t have to choose between value and effectiveness.
Premium, comprehensive pet cover: By getting discounts on comprehensive pet insurance policies you can save even more all up, while still knowing that you’re doing everything to can to make sure your pet can spend as much time on this earth as possible.
Lifetime pet insurance: Many people make sure to get an effective lifetime pet insurance policy as soon as they can after their new family member arrives home. Discounts for lifetime pet insurance policies can deliver long-term savings and make a real difference.
Renewable pet cover: If you’re opting for 12-month pet insurance policies, or other renewable temporary cover types, it may be worth considering discounts as part of finding the most cost-effective policy.
Equine cover: Horse owners may appreciate the importance of effective cover, as well as the long term value of discounts. Many insurers, both specialist and general, are able to offer deals.
Dog and cat pet insurance: Some insurers may offer cover specific to cats or dogs, while the discounts can be more general, or equally specific. Compare the discounts along with the policy options to make sure you’re getting the savings you’re entitled to.
You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
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Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.
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Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
Alexandra Koster is Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs.
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You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.
It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.
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I would like insurance for my pet parrot he is a blue and gold macaw
Hi Nick,
You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.
It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.
Regards,
James