Pros
- Flexible excess options. Choose from a $100, $200 and $300 excess. The bigger the excess you pay, the cheaper your premiums will be.
- The Deluxe Plan is one of the few policies to offer comprehensive dental cover for your pet.
- It comes with a $20,000 paralysis tick benefit. That's higher than many other competitors including Medibank, Budget Direct and PIA.
Cons
- Its top policy comes with a $20,000 benefit limit, but a handful of pet insurers offer between $5,000 and $10,000 more.
- PD pays 80% of vet bills and charges you an excess, so if you'd rather get a pet insurance policy with a higher reimbursement rate and no excess, look elsewhere.
