We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.
The Bow Wow Meow Nose-to-Tail Cover was highly commended for Best Comprehensive Pet Insurance in the 2026 Finder Awards.
Full list of 2026 winnersNeed better pet insurance?
Take our easy quiz and find a better deal.
Policyholders have access to the following features and administrative services:
"When our dachshund was a puppy he loved to shred soft toys, tennis balls and plastic pots. Unbeknownst to us he was swallowing little pieces of everything he was gnawing on and one evening started yelping in pain. We took him to the vet and an x-ray showed a likely bowel blockage and we were looking at possible surgery. We had Bow Wow accident cover so we knew we'd be covered for the majority of the operation. Fortunately, he threw up most of it and further tests showed the blockage was cleared. The cherry on top was getting a chunk of money back for the vet visit and tests. Not even a month later he swallowed some palm tree fruit which is toxic and it was straight back to the vet to get him to throw it up. So we really got our money's worth in his first few months of life! Both times claiming online was super easy and the money was paid into our account quickly. What's also great is you can choose your cover amount and we chose to be 60% covered so any significant costs will be more than halved, but we have a lower premium. "
To help give you an idea about costs for Bow Wow Meow pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed and age, and your address, so it's always worth comparing policies and getting a few quotes.
Under the Nose-to-Tail policy, coverage is not provided for the following:
Claims can be processed at the point of treatment or submitted for reimbursement using one of these methods:
Pets On Me can pay claims in 2 days and covers 80% of vet bills – unlike most.
Learn more about rabbit pet insurance in Australia - what's covered, how much you can claim and the exclusions.
Australian Seniors pet insurance is good if you’re over 50 – you get a 10% discount – but less so if you’re younger.
Pet insurance will rarely cover pre-existing conditions, unless you can prove they've healed from the condition.
Unlike pet insurance, Greencross Vets Healthy Pet Plus offers a wellness program designed to help keep your pet healthy.
Petcover offers a wide range of policies to help protect your cats, dogs, birds and more.
We all know who RSPCA is, but how do their pet insurance policies stack up? Learn if their policies are right for you with our latest review.
Owning a pet is one of life's greatest joys. Whether you have a dog or a cat, having pet insurance is essential.
Find out what each of the 3 levels of pet insurance from Everyday covers.
Why don’t you pay for prescription pet food if the reason is to treat a medical issue, such as diarrhea?
Hi Emma,
Thanks for your question. Just to confirm though, you have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.
While we can confirm that the cost of regular, prescription or dietary pet food is excluded from cover under your Bow Wow Meow Pet Insurance policy, I’m afraid we won’t be able to answer why it has been excluded. It will be the insurance company who can definitely address your question. With this in mind, please get in touch with them directly and they should be able to provide you with your needed details.
Kind regards,
Liezl
I am booking my pets in for annual vaccination. What is the process to claim after bill is paid.
Does comprehensive cover, cover desexing costs? I am looking at getting my dog desexed.
Hi Kristy,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.
According to Bow Wow Meow Pet Insurance’s PDS, they do provide cover for desexing under comprehensive and major medical plan.
Cheers,
Zubair
Hi Barbara,
Thanks for your question.
Should you need to submit a claim with Bow Wow Meow Pet Insurance, you can do this through
your online secure Pet Portal. Upload your documentation and click submit (from computer or mobile device).In some instances, your Vet can submit your claim on your behalf.
All the best,
Richard
I have comprehensive pet insurance and my dog takes Fluoxetine for anxiety,am I eligible for a refund for yearly blood tests that he requires when using this product.
Hi Jen,
Thanks for your question. It’ll depend on the policy and this information might be found either in your PDS or your Statement of Insurance. It may be best to contact Bow Wow Meow directly about the specifics of your policy.
I hope this was helpful,
Richard
We have a young dog who is periodically lame. He has suffered no injuries that we are aware of. (We have had him since 3 months old).
The vet refers to this as an arthritic condition. We would like him x-rayed in view of finding his problems,but need to know that if a solution is possible, we can afford to pay for his treatment. Is this dog excluded from cover as we are already aware something is not right?
Hi Jan,
Thanks for your question. Do you already have cover or are you enquiring about getting cover for your dog with an existing condition? If you already have cover, it will depend on your policy and whether or not X-ray is included. However, if you do not have cover, this would be an existing condition and may exclude you dog from cover for injuries or illness resulting from this condition.
I hope this was helpful,
Richard
Will my puppy be covered if it’s he’s been vomiting n I take him to the doctors n they prescribed him some meds?
Hi Vodka,
Thanks for your question. If the condition is not excluded by the insurer you should be covered for both. According to the schedule of benefits you’re covered for up to 80% of Vet bill covered, and also medicines and drugs.
I hope this was helpful,
Richard