Bow Wow Meow pet insurance review
- Maximum yearly benefit
- $20,000
- Reimbursement rate
- 80%
- Routine Care
- Optional
Summary
We looked at 14+ policies and found that Bow Wow Meow pet insurance has a higher annual limit and paralysis tick benefit than most.
Pros
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It can cover your pet for up to $20,000 a year – that's a higher benefit limit than many other insurers.
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It’s competitively priced. Its Ultimate Care plan won the Finder 2024 pet insurance award for value.
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GapOnly lets you claim on the spot.
Cons
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Some insurers come with a $30,000 limit.
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It covers 80% of eligible vet bills – this is standard among comprehensive plans.
Details
Key Details
| Product Name | Bow Wow Meow Ultimate Care Plan |
| Accidental Injury | |
| Routine Care | Optional |
| Lifetime Cover | |
| Reimbursement rate | 80% |
| Annual Benefit | $45 for flea/tick/worm control, $30 for vaccinations or health check, $10 for FeLv/Fiv test or urinalysis, $10 for heartworm test or blood screen. Plus $50 for one other treatment. |
| Cooling Off Period | 21 days |
| Cruciate Ligament Benefit | $3,200 |
| Excess options | No excess to pay |
| Emergency Boarding | $1,000 |
| Consultations and Vet Visits | $300 |
Eligibility
| Minimum Age (Weeks) | 8 |
| Maximum Age (Years) | 8 |
Discounts
| Multi-Pet Discount | 10% |
It may not have the easiest name to say but Bow Wow Meow is one of the most competitively priced pet insurers on the market. You get a lot more for your money compared to other providers, including a claim limit of $20,000 a year and 80% back on vet bills.
Congratulations, Bow Wow Meow!
Bow Wow Meow won the 'Pet Insurance - Value' award in the 2024 Product Awards.
Full list of 2024 winnersWhy compare pet insurance with Finder?
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You pay the same price as buying directly from the pet insurer.
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We're not owned by an insurer (unlike other comparison sites).
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We don't ask for your phone or email.
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We've reviewed over 35 policies on the market, so you don't have to.
How much does a Bow Wow Meow pet insurance policy cost?
As part of the 2024 Finder Pet Insurance Awards, our experts analysed over 100 quotes. On average, Bow Wow Meow was the second cheapest pet insurance of all providers. See how it stacks up below.
Keep in mind, the below prices are based on a fictional pet profile and your own quote will differ. The best pet insurance for you may also depend on more than price so be sure to read the product disclosure statement (PDS).
| Provider | Annual cost | Apply |
|---|---|---|
 | $774 | More info |
 | $1,188 | Get quote |
 | $1,239 | Get quote |
 | $1,178 | |
 | $1,610 | Get quote |
 | $1,397 | Get quote |
 | $1,284 | More info |
 | $1,566 | More info |
 | $1,179 | More info |
Why you can trust Finder's pet insurance experts
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You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
Frequently asked questions
Your reviews
Gary Ross Finder
Editor, Insurance & Innovations
Hi there, looking for more information? Ask us a question.
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Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
Liezl
July 17, 2017
Hi Emma,
Thanks for your question. Just to confirm though, you have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.
While we can confirm that the cost of regular, prescription or dietary pet food is excluded from cover under your Bow Wow Meow Pet Insurance policy, I’m afraid we won’t be able to answer why it has been excluded. It will be the insurance company who can definitely address your question. With this in mind, please get in touch with them directly and they should be able to provide you with your needed details.
Kind regards,
Liezl
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Barbara
April 05, 2016
I am booking my pets in for annual vaccination. What is the process to claim after bill is paid.
Kristy
April 24, 2017
Does comprehensive cover, cover desexing costs? I am looking at getting my dog desexed.
Richard Laycock Finder
April 05, 2016
Hi Barbara,
Thanks for your question.
Should you need to submit a claim with Bow Wow Meow Pet Insurance, you can do this through
your online secure Pet Portal. Upload your documentation and click submit (from computer or mobile device).In some instances, your Vet can submit your claim on your behalf.
All the best,
Richard
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Jen
June 25, 2015
I have comprehensive pet insurance and my dog takes Fluoxetine for anxiety,am I eligible for a refund for yearly blood tests that he requires when using this product.
Richard Finder
June 25, 2015
Hi Jen,
Thanks for your question. It’ll depend on the policy and this information might be found either in your PDS or your Statement of Insurance. It may be best to contact Bow Wow Meow directly about the specifics of your policy.
I hope this was helpful,
Richard
jan
April 27, 2015
We have a young dog who is periodically lame. He has suffered no injuries that we are aware of. (We have had him since 3 months old).
The vet refers to this as an arthritic condition. We would like him x-rayed in view of finding his problems,but need to know that if a solution is possible, we can afford to pay for his treatment. Is this dog excluded from cover as we are already aware something is not right?
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Richard Finder
April 28, 2015
Hi Jan,
Thanks for your question. Do you already have cover or are you enquiring about getting cover for your dog with an existing condition? If you already have cover, it will depend on your policy and whether or not X-ray is included. However, if you do not have cover, this would be an existing condition and may exclude you dog from cover for injuries or illness resulting from this condition.
I hope this was helpful,
Richard
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Vodka
January 18, 2015
Will my puppy be covered if it’s he’s been vomiting n I take him to the doctors n they prescribed him some meds?
Richard Laycock Finder
January 18, 2015
Hi Vodka,
Thanks for your question. If the condition is not excluded by the insurer you should be covered for both. According to the schedule of benefits you’re covered for up to 80% of Vet bill covered, and also medicines and drugs.
I hope this was helpful,
Richard
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Emma
July 17, 2017
Why don’t you pay for prescription pet food if the reason is to treat a medical issue, such as diarrhea?