Bow Wow Meow pet insurance review

We looked at 14+ policies and found that Bow Wow Meow pet insurance has a higher annual limit and paralysis tick benefit than most.

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Key takeaways

  • Bow Wow Meow pet insurance has competitive pricing and solid cover.
  • You can choose different redemption levels for a cheaper policy.
Pros
  • It can cover your pet for up to $30,000 a year – that's a higher benefit limit than many other insurers.
  • It's competitively priced.
  • GapOnly lets you claim on the spot.
Cons
  • Cheaper plans have a lower reimbursement rate.

What do Australians think of Bow Wow Meow Pet Insurance pet insurance brand?

  • 4.34/5 overall for Customer Satisfaction - higher than the average of 4.15
  • 4.61/5 for Trust - higher than the average of 4.39
  • 4.39/5 for Customer Service - higher than the average of 4.16

Based on Bow Wow Meow Pet Insurance pet insurance brand scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

Compare pet insurance from Bow Wow Meow

Finder Score Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Finder Score
$30,000
No sub-limit
90%
Get your first 2 months free by using promo code: 2MFREE. Plus get a 10% multi pet discount. T&Cs apply.
Enjoy GapOnly claiming and complimentary use of myPetPass with 24/7 access to Live Vet Care. Also, policyholders are entitled to a free ID tag.
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Finder Score for pet insurance

We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.

Read the full methodology

Pet insurance deals from Bow Wow Meow

2 of 2 results
Name

Get your first 2 months free

Enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply.


10% Multi-Pet Discount

Get 10% off your policy when you insure multiple pets.

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Showing 2 of 2 results

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Susannah Binsted's headshot

"When our dachshund was a puppy he loved to shred soft toys, tennis balls and plastic pots. Unbeknownst to us he was swallowing little pieces of everything he was gnawing on and one evening started yelping in pain. We took him to the vet and an x-ray showed a likely bowel blockage and we were looking at possible surgery. We had Bow Wow accident cover so we knew we'd be covered for the majority of the operation. Fortunately, he threw up most of it and further tests showed the blockage was cleared. The cherry on top was getting a chunk of money back for the vet visit and tests. Not even a month later he swallowed some palm tree fruit which is toxic and it was straight back to the vet to get him to throw it up. So we really got our money's worth in his first few months of life! Both times claiming online was super easy and the money was paid into our account quickly. What's also great is you can choose your cover amount and we chose to be 60% covered so any significant costs will be more than halved, but we have a lower premium. "

Susannah Binsted
Finder crew member

Bow Wow Meow pet insurance costs

To help give you an idea about costs for Bow Wow Meow pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed and age, and your address, so it's always worth comparing policies and getting a few quotes.

1 of 1 result
Sample quote Sample quote Sample quote Sample quote
Sample quote
$3,043.40
Sample quote
$2,092.06
Sample quote
$2,405.27
Sample quote
$3,065.59
Enjoy GapOnly claiming and complimentary use of myPetPass with 24/7 access to Live Vet Care. Also, policyholders are entitled to a free ID tag.
Get quote More info
Compare product selection
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Showing 1 of 1 result

Prices will differ based on a few criteria, including:

  • The gender, breed and age of your pet
  • The level of cover you choose
  • Your excess
  • Your location
  • If your pet is desexed.

FAQs

Sources

To make sure you get accurate and helpful information, this guide has been edited by Joelle Grubb as part of our fact-checking process.
Gary Ross Hunter's headshot
Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 589 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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12 Responses

    Default Gravatar
    EmmaJuly 17, 2017

    Why don’t you pay for prescription pet food if the reason is to treat a medical issue, such as diarrhea?

      Default Gravatar
      LiezlJuly 17, 2017

      Hi Emma,

      Thanks for your question. Just to confirm though, you have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.

      While we can confirm that the cost of regular, prescription or dietary pet food is excluded from cover under your Bow Wow Meow Pet Insurance policy, I’m afraid we won’t be able to answer why it has been excluded. It will be the insurance company who can definitely address your question. With this in mind, please get in touch with them directly and they should be able to provide you with your needed details.

      Kind regards,
      Liezl

    Default Gravatar
    BarbaraApril 5, 2016

    I am booking my pets in for annual vaccination. What is the process to claim after bill is paid.

      Default Gravatar
      KristyApril 24, 2017

      Does comprehensive cover, cover desexing costs? I am looking at getting my dog desexed.

      Default GravatarFinder
      ZubairApril 26, 2017Finder

      Hi Kristy,

      Thank you for your question.

      You have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.

      According to Bow Wow Meow Pet Insurance’s PDS, they do provide cover for desexing under comprehensive and major medical plan.

      Cheers,
      Zubair

      Richard Laycock's headshotFinder
      RichardApril 5, 2016Finder

      Hi Barbara,

      Thanks for your question.

      Should you need to submit a claim with Bow Wow Meow Pet Insurance, you can do this through
      your online secure Pet Portal. Upload your documentation and click submit (from computer or mobile device).In some instances, your Vet can submit your claim on your behalf.

      All the best,
      Richard

    Default Gravatar
    JenJune 25, 2015

    I have comprehensive pet insurance and my dog takes Fluoxetine for anxiety,am I eligible for a refund for yearly blood tests that he requires when using this product.

      Richard's headshotFinder
      RichardJune 26, 2015Finder

      Hi Jen,

      Thanks for your question. It’ll depend on the policy and this information might be found either in your PDS or your Statement of Insurance. It may be best to contact Bow Wow Meow directly about the specifics of your policy.

      I hope this was helpful,
      Richard

    Default Gravatar
    janApril 27, 2015

    We have a young dog who is periodically lame. He has suffered no injuries that we are aware of. (We have had him since 3 months old).
    The vet refers to this as an arthritic condition. We would like him x-rayed in view of finding his problems,but need to know that if a solution is possible, we can afford to pay for his treatment. Is this dog excluded from cover as we are already aware something is not right?

      Richard's headshotFinder
      RichardApril 28, 2015Finder

      Hi Jan,

      Thanks for your question. Do you already have cover or are you enquiring about getting cover for your dog with an existing condition? If you already have cover, it will depend on your policy and whether or not X-ray is included. However, if you do not have cover, this would be an existing condition and may exclude you dog from cover for injuries or illness resulting from this condition.

      I hope this was helpful,
      Richard

    Default Gravatar
    VodkaJanuary 18, 2015

    Will my puppy be covered if it’s he’s been vomiting n I take him to the doctors n they prescribed him some meds?

      Richard Laycock's headshotFinder
      RichardJanuary 19, 2015Finder

      Hi Vodka,

      Thanks for your question. If the condition is not excluded by the insurer you should be covered for both. According to the schedule of benefits you’re covered for up to 80% of Vet bill covered, and also medicines and drugs.

      I hope this was helpful,
      Richard

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