In this guide

  • Review
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews
  • Ask a question
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Bow Wow Meow Ultimate Care Plan
Maximum yearly benefit
$20,000
Reimbursement rate
80%
Routine Care
Optional

Summary

We looked at 14+ policies and found that Bow Wow Meow pet insurance has a higher annual limit and paralysis tick benefit than most.

Pros

  • It can cover your pet for up to $20,000 a year – that's a higher benefit limit than many other insurers.
  • It’s competitively priced. Its Ultimate Care plan won the Finder 2024 pet insurance award for value.
  • GapOnly lets you claim on the spot.

Cons

  • Some insurers come with a $30,000 limit.
  • It covers 80% of eligible vet bills – this is standard among comprehensive plans.

In this guide

  • Review
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews
  • Ask a question

Details

Key Details

Product Name Bow Wow Meow Ultimate Care Plan
Accidental Injury
Routine Care Optional
Lifetime Cover
Reimbursement rate
80%
Annual Benefit $45 for flea/tick/worm control, $30 for vaccinations or health check, $10 for FeLv/Fiv test or urinalysis, $10 for heartworm test or blood screen. Plus $50 for one other treatment.
Cooling Off Period 21 days
Cruciate Ligament Benefit $3,200
Excess options No excess to pay
Emergency Boarding $1,000
Consultations and Vet Visits $300

Eligibility

Minimum Age (Weeks) 8
Maximum Age (Years) 8

Discounts

Multi-Pet Discount 10%

It may not have the easiest name to say but Bow Wow Meow is one of the most competitively priced pet insurers on the market. You get a lot more for your money compared to other providers, including a claim limit of $20,000 a year and 80% back on vet bills.

Name Product Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Bow Wow Meow Ultimate Care Plan
$20,000
$3,000
80%
Yes
Covers your pet for specific accidental injuries/illnesses, including dental illness. Join and get 2 months free for puppies. T&Cs apply.
Bow Wow Meow Peace of Mind Plan
$15,000
$2,000
60%, 70% or 80%
Yes
Covers your pet for specific accidental injuries/illnesses. Join and get 2 months free pet insurance for puppies. T&Cs apply.
Bow Wow Meow Indoor Cat Plan
$5,000
$0
80%
Yes
Covers your cat for specific illnesses such as gastrointestinal issues, poisoning and athritis.
Bow Wow Meow Accident Plus Plan
$10,000
$1,200
80%
No
Covers your pet for specific accidental injuries. Join and get 2 months free pet insurance for puppies. T&Cs apply.
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Congratulations, Bow Wow Meow!

Bow Wow Meow won the 'Pet Insurance - Value' award in the 2024 Product Awards.

Full list of 2024 winners

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How much does a Bow Wow Meow pet insurance policy cost?

As part of the 2024 Finder Pet Insurance Awards, our experts analysed over 100 quotes. On average, Bow Wow Meow was the second cheapest pet insurance of all providers. See how it stacks up below.

Keep in mind, the below prices are based on a fictional pet profile and your own quote will differ. The best pet insurance for you may also depend on more than price so be sure to read the product disclosure statement (PDS).

ProviderAnnual costApply
Bow wow meow pet insurance$774More info
PIA$1,188Get quote
RSPCA pet insurance$1,239Get quote
Petinsurance.com.au$1,178
Medibank$1,610Get quote
Everyday Insurance$1,397Get quote
Budget Direct Logo$505Get quote
bupa$1,284More info
HCF logo$1,566More info
Potiki pet insurance logo$1,179More info

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Frequently asked questions

Your reviews

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Gary Ross Finder

Editor, Insurance & Innovations

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Emma

July 17, 2017

Why don’t you pay for prescription pet food if the reason is to treat a medical issue, such as diarrhea?


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Liezl

July 17, 2017

Hi Emma,


Thanks for your question. Just to confirm though, you have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.


While we can confirm that the cost of regular, prescription or dietary pet food is excluded from cover under your Bow Wow Meow Pet Insurance policy, I’m afraid we won’t be able to answer why it has been excluded. It will be the insurance company who can definitely address your question. With this in mind, please get in touch with them directly and they should be able to provide you with your needed details.


Kind regards,

Liezl


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Barbara

April 05, 2016

I am booking my pets in for annual vaccination. What is the process to claim after bill is paid.


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Kristy

April 24, 2017

Does comprehensive cover, cover desexing costs? I am looking at getting my dog desexed.


Avatar

Richard Laycock Finder

April 05, 2016

Hi Barbara,


Thanks for your question.


Should you need to submit a claim with Bow Wow Meow Pet Insurance, you can do this through

your online secure Pet Portal. Upload your documentation and click submit (from computer or mobile device).In some instances, your Vet can submit your claim on your behalf.


All the best,

Richard


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Jen

June 25, 2015

I have comprehensive pet insurance and my dog takes Fluoxetine for anxiety,am I eligible for a refund for yearly blood tests that he requires when using this product.


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Richard Finder

June 25, 2015

Hi Jen,


Thanks for your question. It’ll depend on the policy and this information might be found either in your PDS or your Statement of Insurance. It may be best to contact Bow Wow Meow directly about the specifics of your policy.


I hope this was helpful,

Richard


Avatar

jan

April 27, 2015

We have a young dog who is periodically lame. He has suffered no injuries that we are aware of. (We have had him since 3 months old).

The vet refers to this as an arthritic condition. We would like him x-rayed in view of finding his problems,but need to know that if a solution is possible, we can afford to pay for his treatment. Is this dog excluded from cover as we are already aware something is not right?


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Richard Finder

April 28, 2015

Hi Jan,


Thanks for your question. Do you already have cover or are you enquiring about getting cover for your dog with an existing condition? If you already have cover, it will depend on your policy and whether or not X-ray is included. However, if you do not have cover, this would be an existing condition and may exclude you dog from cover for injuries or illness resulting from this condition.


I hope this was helpful,

Richard


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Vodka

January 18, 2015

Will my puppy be covered if it’s he’s been vomiting n I take him to the doctors n they prescribed him some meds?


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Richard Laycock Finder

January 18, 2015

Hi Vodka,


Thanks for your question. If the condition is not excluded by the insurer you should be covered for both. According to the schedule of benefits you’re covered for up to 80% of Vet bill covered, and also medicines and drugs.


I hope this was helpful,

Richard


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