Rewards credit cards

Earn points as you spend and redeem them for travel, gift cards, shopping and more with a rewards credit card.

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Citi Credit Card Offer

Citi Rewards Platinum Credit Card

Receive up to 120,000 bonus Citi
rewards Points
Discounted $49 first year annual fee

Offer ends 31 January 2020

Eligibility criteria, terms and conditions, fees and charges apply

Citi Credit Card Offer

Receive up to 120,000 bonus rewards Points when you meet the spend requirements. Plus, save with a $49 first year annual fee.

  • $49 p.a. annual fee for the first year ($149 p.a. thereafter).
  • 20.99% p.a. on purchases
  • 0% p.a. for 15 months with 1% BT fee on balance transfers
  • Cash advance rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum income requirement of $35,000 p.a.
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Compare the best rewards credit cards* 2019

Rates last updated August 24th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Citi Rewards Platinum Credit Card
120,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Get up to 120,000 bonus rewards Points when you meet the spend requirements. Plus, save with a $49 first year annual fee.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
30,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$50 p.a.
Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.
St.George Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.
ANZ Frequent Flyer Black
100,000 bonus points
Qantas Frequent Flyer
1
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points & $200 back when you spend $4,000 in the first 3 months. Plus, airport lounge passes.
NAB Qantas Rewards Signature Card
120,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect up to 120,000 bonus Qantas Points. Get 90,000 when you spend $3,000 on eligible purchases in the first 60 days and 30,000 after 12 months.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
75,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 75,000 bonus Velocity Points and save with a $64 first year annual fee. Plus, a long-term balance transfer offer.
Qantas American Express Discovery Card - Exclusive Offer
10,000 bonus points
Qantas Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Finder Exclusive:
Earn 10,000 bonus Qantas Points when you apply before 17 September 2019 and spend at least $750 within the first 3 months of card approval.
Suncorp Clear Options Platinum Credit Card - Exclusive Offer
Suncorp Bank Rewards Program
1.25
20.74% p.a.
$49 p.a. annual fee for the first year ($129 p.a. thereafter)
Finder Exclusive ends 31 August 2019:
Save with a 0% balance transfer offer and a $49 first year annual fee when you apply online.
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer
1
19.99% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 in 90 days and 2 complimentary Qantas Club lounge invitations per year.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, complimentary insurances and a personal concierge.
Latitude Infinity
Latitude Infinity Rewards
1
20.69% p.a.
$69 p.a.
Earn an uncapped 1.00 Latitude Infinity Reward point per dollar with no expiry, plus get up to 55 days interest-free on purchases.
American Express Velocity Escape Card
Velocity Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life and a 0% p.a. for 12 months balance transfer offer.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer
0.66
0% for 14 months, reverts to 20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Enjoy 0% p.a. interest on purchases for 14 months, a reduced first year annual fee and Velocity Points per $1 spent.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
Bank of Melbourne Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Offers 90,000 bonus Qantas Points when you spend $4,000 in 90 days, plus, 2 Qantas lounge passes per year and a discounted first year annual fee.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
1.25
N/A
$450 p.a.
Get 120,000 bonus Qantas Points, 3x points on eligible Qantas flights and 2 yearly lounge passes. ABN required.
American Express Westpac Altitude Platinum Bundle - Qantas
75,000 bonus points
Qantas Frequent Flyer
1
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$249 p.a.
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
American Express Business Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway
2
16.99% p.a.
$395 p.a.
Get 100,000 bonus Membership Rewards points when you meet the spend criteria. Plus, 2 yearly lounge passes on this business card.
American Express Platinum Business Card
150,000 bonus points
Membership Rewards
2.25
N/A
$1,750 p.a.
Get 150,000 Membership Rewards points, luxury travel perks and up to 2.25 points per $1 spent on eligible business purchases. ABN holders only.
BankSA Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 within 90 days. Plus, complimentary lounge passes.
HSBC Platinum Credit Card
HSBC Rewards Plus
1
0% for 12 months, reverts to 19.99% p.a.
$129 p.a.
0% p.a. on purchases and balance transfers with no BT fee. Plus, a yearly annual fee refund when you spend $6,000 and 2 lounge passes per year.

Compare up to 4 providers

* The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

The best* reward credit cards – trending now

Compare the features, bonus points and earn rates of the rewards cards below:

Comprehensive guide to rewards credit cards

How do rewards credit cards work?

A rewards credit card is linked to a loyalty program, allowing you to earn reward points per $1 spent on the card. These points are then credited to your rewards account. You can redeem your points for rewards including flights, merchandise accommodation, travel packages, gift cards, cashback and products from the rewards store.

Rewards credit cards can help you get more value from your purchases, but these cards typically charge higher standard interest rates and annual fees than other options. So these cards are best suited if you can pay your balance in full each statement period to avoid interest and earn enough points to outweigh the annual fee.

What is an eligible transaction on a rewards credit card?

Each rewards program and credit card company has a different definition of which transactions earn points. Generally, most of your everyday purchases will earn points – including spending at retail stores, supermarkets and petrol stations. Transactions that usually don't earn points are government charges (including ATO payments), BPAY transactions, cash advances, balance transfers, account fees and account charges. Check the rewards program's terms and conditions for a full list of eligible and ineligible transactions so you know when you will earn rewards.

What rewards can I get with credit card points?

The rewards you can get with a credit card depend on the card you choose and the rewards program. Some of the most popular reward categories include:

  • Flights and flight upgrades
  • Frequent flyer points
  • Accommodation
  • Gift cards
  • Cashback
  • Fuel vouchers
  • Instant shopping discounts
  • Fashion items
  • Electronics
  • Tickets for theme parks or movies

Types of credit card rewards programs in Australia

hand with credit card on laptop, surrounded with travel essentials

There are four main reward categories: Frequent flyer programs, credit card reward programs, retail reward programs and cashback cards. You'll find more details on each of these options below.

Frequent flyer programs

If you have a card linked to a frequent flyer program, you can earn points and redeem rewards with a particular airline (such as Qantas or Virgin Australia). There are two main ways to earn frequent flyer points with a rewards credit card in Australia:

  1. Direct earn frequent flyer credit cards. These cards are linked with a specific frequent flyer program and rewards are added directly to your airline loyalty account. The frequent flyer programs that are linked to direct earn credit cards in Australia include Qantas Frequent Flyer, Velocity Frequent Flyer and Emirates Skywards.
  2. Indirect earn frequent flyer credit cards.You can transfer reward points from these credit cards to points with partnered frequent flyer programs, giving you more flexibility if you fly with a number of airlines. American Express Membership Rewards, ANZ Rewards, CommBank Awards, NAB Rewards, Citi Rewards and St.George Amplify Rewards are all examples of bank rewards programs with frequent flyer partners. Exchanging your credit card reward points generally offers less competitive earn rates than if you were to earn them directly with a frequent flyer credit card. However, it can be a good option if you want to earn points with a program that isn’t directly linked with an Australian credit card (such as Singapore Airlines KrisFlyer).

Credit card rewards programs

Many credit card companies in Australia have their own branded rewards programs. If you get a credit card linked to one of these rewards programs, you can usually redeem points for a variety of rewards including frequent flyer points, travel, merchandise, gift cards and credit on your account. The credit card rewards programs available in Australia include:

Automatic and instant reward options on credit cards

Many credit card reward programs give you the option of setting up automatic redemptions for specific rewards, such as cashback, gift cards or frequent flyer points. For example, ANZ Rewards offers an auto-redemption option for Velocity Frequent Flyer points. With this option, all your ANZ Rewards points are automatically transferred to your Velocity account annually, periodically or when you have earned a specific amount of ANZ Rewards points.

Other credit card companies offer instant redemptions with certain retailers. For example, if you have a CommBank Awards credit card you can redeem your points in-store at Myer or Flight Centre.

Retail rewards credit cards

These rewards credit cards offer you points, discounts and other perks when you shop with a particular supermarket or major retailer, such as Coles, Woolworths, Myer or David Jones. You can compare some examples of how these retail rewards cards work below:

Retailer Credit cards Benefits
david jones logo David Jones American Express Earn Membership Rewards or Qantas Points for purchases in David Jones and everywhere else. You can also enjoy exclusive in-store benefits at David Jones.
David Jones American Express Platinum Card Offers Membership Rewards or Qantas Points for purchases in David Jones and everywhere else. Also gives you access to exclusive in-store benefits at David Jones, plus complimentary travel insurance and airport lounge access.
ColesLogo Coles No Annual Fee Mastercard Earns flybuys points per $1 spent. Other benefits include free Coles Online delivery when you spend $100 or more with an eligible Coles Mastercard.
Coles Platinum No Annual Fee Mastercard Gives you a way to earn flybuys points per $1 spent with your credit card. Also offers free Coles Online delivery when you spend $100 or more with an eligible Coles Mastercard.
Coles Rewards Mastercard Earns flybuys points per $1 spent. You can also enjoy free Coles Online delivery when you spend $100 or more with an eligible Coles Mastercard.
Coles Platinum Rewards Mastercard Offers you flybuys points per $1 spent, as well as free Coles Online delivery when you spend $100 or more with an eligible Coles Mastercard.
woolworths monehy logo Woolworths Everyday Platinum Credit Card Earns Woolworths points per $1 spent on eligible purchases, with automatic redemption of points for Woolworths Gift Cards every four months.

You can compare credit cards linked with shopping loyalty programs in Finder's guide to retail rewards credit cards.

Cashback credit cards

These types of reward credit cards add credit or “cash” to your account when you meet certain spending requirements. Most cashback credit cards offer a percentage of your total spend as cashback or provide a one-time account credit as an introductory offer when you apply and are approved for a specific credit card.

You can also get cashback through most of the frequent flyer, credit card and supermarket or retail rewards programs outlined above. Just choose the “cash” or “gift cards” category of your rewards program to see what options are available.

How can I use credit card reward points?

The steps you need to take to redeem your points will vary between credit cards and reward programs, but you can usually expect to have to do the following:

  • Log in to your account. If you're redeeming points online, you'll need to log in to your credit card or rewards program account to make redemptions. Once you have logged in, it’s usually a simple process of going to the “Rewards” section, then selecting “Use points” and following the prompts.
  • Make sure you have enough points for your reward. You need a certain number of points to redeem each reward (e.g. 12,000 points for a $50 gift card). If you don't have enough points, you may have to wait until you earn more points, or consider other options.
  • Check if points plus pay is offered. Many credit card and frequent flyer reward programs allow you to use a combination of points and money to redeem rewards. This option is usually available for a selection of rewards, such as travel or merchandise, and gives you more flexibility if you haven’t earned enough points for your chosen reward.
  • Confirm your chosen reward. Once you've found the reward you want, click through to the redemption process and follow the prompts to complete your redemption.

What's the best rewards credit card in Australia?

This largely depends on your financial circumstances and points goals. With such a wide range of options available, there is no single best credit card for earning rewards. But you can find a card that works for you by comparing cards based on factors including the rewards earn rate, bonus points and other extras, as well as the annual fee and interest rates. If you weigh these details up against your current spending habits, you'll be able to see if the rewards you earn will be worth the costs so that you can decide if the card is right for you.

How to compare rewards credit cards in Australia

woman's hand holding a wallet and handing over a credit card to a man's hand

From earning points to the rewards you want to redeem, here are some of the factors to consider when comparing rewards credit cards:

How can I earn points?

  • Bonus point offers. Rewards credit cards often have sign-up deals that give you thousands of bonus points. Usually, you need to meet a spend requirement in a set period to score the points but it’s a simple way to give your points balance a boost. Just make sure that the spend requirement aligns with your budget.
  • Points per dollar. The earn rate refers to how many points you’ll earn per $1 spent. The higher the better, but a card that offers at least 1 point per $1 on eligible transactions could be considered good value.
  • Point expiry and caps. Some credit card reward points expire after a certain amount of time, and some accounts have a limit on how many points you can earn in a month or year. Make sure these restrictions don’t limit your points potential.

What rewards are available?

  • Point values. To work out the value of your rewards, consider how many points you would need to redeem for a specific reward. For example, let’s say you need 12,000 points to get a $50 gift card and your credit card has an earn rate of 1 point per $1 spent. You would to need to spend $12,000 to make a redemption before you could redeem the $50 gift card. Breaking down the rewards like this can help you determine whether it’s worth your time and money.
  • Rewards partners. Rewards programs often partner with retailers and businesses to provide you with a wider range of redemption options. You may also have the opportunity to earn bonus points when you shop with partner stores. Choose a credit card rewards program that has partnerships with your favourite brands and products so you can take advantage of these options.
  • Redemption limitations. Some rewards programs have blackout periods when you may not be able to make redemptions. Check the fine print for this information and consider the impact it could have on you.

What are the rates and fees?

  • Annual fees. Most rewards credit cards charge an annual fee. The value of the rewards you redeem with your points should exceed the annual fee to make it worthwhile. You can also compare rewards credit cards that offer no annual fee – just remember to check if the annual fee is waived in the first year or $0 for life.
  • Foreign transaction fees. Many credit cards charge a fee for transactions made overseas or with an international retailer online. This is usually 2% to 3.5% of the total transaction. Make sure you consider this fee before choosing a card – especially for any rewards card that offers more points for foreign transactions. You can compare cards with no foreign transaction fees with this guide.
  • Purchase interest rates. Rewards credit cards often have high standard interest rates on purchases. If you think you’ll carry a balance, consider how much interest your purchases will accrue and whether the rewards will outweigh the cost of your repayments. If you do regularly carry a balance, you might want to check out low rate credit cards instead.
  • Balance transfer interest rates. Some rewards credit cards also come with 0% balance transfer promotions. But you won't earn points for the balance that you transfer and any new purchases will attract the card's purchase interest rate. If you have credit card debt that’s collecting interest, it may be better to focus on paying it off completely before considering a rewards card.
  • Cash advance interest rates. If you use a rewards credit card for a cash advance transaction, such as getting money from an ATM, you will be charged interest at the cash advance rate. This rate could be as high as 22% p.a. Cash advances usually don't earn reward points either.

Are there any complimentary extras?

Rewards credit cards often come with a variety of additional features that can add value to the account you choose. Popular perks include the following:

  • Complimentary international travel insurance
  • Airport lounge access
  • Complimentary flights and travel credits
  • Complimentary hotel stays and discounts
  • Purchase protection insurance
  • Extended warranty coverage
  • Price match guarantees
  • Concierge services

Rewards programs can be a great way to get extra value from your credit card. With so many rewards cards on the market, it's important to compare your options based on the card that offers you the greatest rewards. Plus, don't forget to factor in any interest charges, annual fees and other costs before you apply.

So if you want a rewards card, start by comparing a range of credit cards based on the rewards program, costs and your spending habits. You can then read reviews of individual cards, check your eligibility and apply for a card that suits your needs.

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116 Responses

  1. Default Gravatar
    ViAugust 6, 2019

    Hi,

    I am looking for a credit card with low annual fees that will offer me the best rewards with flights.

    Thanks,
    Vi

    • Avatarfinder Customer Care
      JeniAugust 7, 2019Staff

      Hi Vi,

      Thank you for getting in touch with Finder.

      You may compare low/no annual fee credit cards that earn reward points on this page. Since you mentioned on earning points for flights, having a frequent flyer credit card would suit your needs. A few frequent flyer credit cards charge no annual fees, including the American Express Velocity Escape and Qantas American Express Discovery Card.

      Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    MorriceFebruary 25, 2019

    Which AMEX card will earn the highest Qantas FF points per dollar spend after April 2019?

    • Avatarfinder Customer Care
      JeniFebruary 26, 2019Staff

      Hi Morrice,

      Thank you for getting in touch with Finder.

      As per this page, Amex Qantas Ultimate card earns the highest Qantas FF points at 2.25 Qantas points per dollar spent on Qantas transactions, 1.25 QFF points on other transactions and 0.5 on government transactions.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    KathrynMay 25, 2018

    Looking for the best reward credit card .. Currently westpac altitude card 1.25 for every dollar we used to have the extra american express card which would be 2 or 3 points per dollar that now longer exists with westpac and has to be brought from american express for so for the reward points in flights
    $100.00 per 33025 points in flights
    and cash conversion
    100 for 23950 points currently has a 15% discount on the points otherwise its more points per 100

    What would you suggest is the best credit card as we either go back to the american express and keep adding or start a fresh

    • Default Gravatar
      ArnoldMay 25, 2018

      Hi Kathryn,

      Thanks for your inquiry

      It looks like you’re already on the right page for comparing all rewards credit cards featured on our site. However, we are not permitted to recommend a specific card for you and we can only provide general information. It would be best to compare the options listed above to your existing AMEX card to help you decide.

      Hope this information helps

      Cheers,
      Arnold

  4. Default Gravatar
    LesJanuary 24, 2018

    we require a company credit card
    only have about 5 transactions per month total spend about $400
    pay off debt each month
    currently have a diners card and finding it is not acceptable to all.
    also bank with Bankwest.
    what card do suggest

    • Avatarfinder Customer Care
      KathyJanuary 25, 2018Staff

      Thanks for getting in touch with finder, a leading comparison website and general information service.

      You can compare your options for business credit cards on this page. Click the green “Go to site” button to be redirected to their main page for online application.

      Since you’ve mentioned you currently have an account with bankwest, if you are interested to get a credit card from the same bank, you may compare here.

      Hope this helps!

  5. Default Gravatar
    RonJanuary 7, 2018

    Can I use diners club rewards with Emirates?

    • Avatarfinder Customer Care
      RenchJanuary 7, 2018Staff

      Hi Ron,

      Thanks for your inquiry. Please note that we are not affiliated with Diners Club or any company we feature on our site and so we can only offer you general advice.

      Yes, the Diners Club Rewards program also allows you to transfer your reward points to 17 airline and travel loyalty programs, including Virgin Australia’s Velocity frequent flyer program, Emirates Skywards, Etihad Guest and Hilton Honors.

      You can know more about Diners Club Rewards program on this page.

      Best regards,
      Rench

  6. Default Gravatar
    KymJuly 27, 2017

    I spend and pay off in full about 25K per month of normal spending on my Citi Signature card which since the 1st July 2017 have at best halved their reward points which I use for Qantas flights.
    What is the best card now for me to get the most points for my spend per month, ie who is dollar for dollar and uncapped

    • Avatarfinder Customer Care
      HaroldJuly 28, 2017Staff

      Hi Kym,

      Thank you for your inquiry.

      While we cannot recommend what is best for you, we can offer you a general information. You can use this quick video tutorial guide to review and compare the offers that will best fit your personal requirements.

      I hope this information has helped.

      Cheers,
      Harold

  7. Default Gravatar
    MazJune 28, 2017

    Since the rules for the credit card reward points that you earn are changing as of the 1st July 2017, what would be the best rewards card that you can earn points for make payments to the ATO? Currently have a Westpac Altitude Rewards card and this is changing from 1st of July 2017 where you no longer receive points for ATO payments.

    • Avatarfinder Customer Care
      JhezJune 28, 2017Staff

      Hi Maz,

      Thanks for your comment.

      Please click this page to find out which credit cards let you earn points when making payments to the ATO. Compare the credit cards that earn points for tax payments and after you’re done comparing, click the “Go to Site” button to be redirected to the banks website to apply.

      Regards,
      Jhezelyn

  8. Default Gravatar
    AlanMarch 21, 2017

    I was hoping you could crunch the numbers and let me know the best value reward credit card available.

    I currently have a Jetstar Platinum MasterCard
    Spending approx $60k pa
    I receive 2 points per dollar (2%) return
    1 point = $1 when redeemed so about $1200 only catch is have to use as Jetstar flights.
    Annual fee is $49 + additional card $39 so $88 annual fee

    Can you suggest a card to offer me better value or the same that has more flexible rewards.

    Many thanks
    Alan

    • Avatarfinder Customer Care
      HaroldMay 5, 2017Staff

      Hi Alan,

      Thank you for your inquiry.

      For your additional options to compare you may want to consider this options.

      I hope this information has helped.

      Cheers,
      Harold

  9. Default Gravatar
    BrianJuly 5, 2016

    Need a replacement card as mine is almost beyond being usable

    • Avatarfinder Customer Care
      DeeJuly 7, 2016Staff

      Hi Brian,

      Thanks for your comment.

      May I know what type of card you are currently holding so I can assist you?

      Alternatively, you can also try logging into your account on your bank’s website and check if there is a feature for requesting replacement cards.

      Cheers,
      Anndy

  10. Default Gravatar
    DawnMay 26, 2016

    I wish to be sent a new rewards card as mine is the old style & I was informed that the old style card will become extinct shortly.

    I will send my address when I hear from you.

    • Avatarfinder Customer Care
      MayJune 1, 2016Staff

      Hi Dawn,

      Thanks for your comment.

      You have come through to finder.com.au we are an Australian financial comparison website and general information service and is not a credit card company.

      I’m afraid you’ll need to contact your card issuer directly to request for a replacement of your old rewards card.

      I apologise I couldn’t be of more help.

      Regards,
      May

Credit Cards Comparison

Rates last updated August 24th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
20.74% p.a.
0% p.a. for 18 months
$50 p.a.
Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.
Latitude Low Rate Mastercard
11.99% p.a.
$69 p.a.
Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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