This platinum credit card offers 1.5 Bendigo Bank Rewards points per $1 spent, which you can redeem for gift cards, retail items, cash back and a range of other rewards. It also offers complimentary international travel insurance, purchase protection insurance and extended warranty covers.
Bendigo Bank Platinum Rewards Credit Card
- Balance transfer rate with no balance transfer fee
- 21.99% p.a.
- Purchase rate
- 19.99% p.a.
- Reward points per $ spent
- 1.5
- Annual fee
- $89 p.a.
Our verdict
Offers Bendigo Bank Rewards Points and complimentary extras, with a $89 annual fee.
Pros
-
1.5 reward points per $1 spent on purchases
-
Compatible with Apple Pay, Google Pay and Samsung Pay
Cons
-
Rewards cannot be exchanged for frequent flyer points
-
Does not currently offer bonus points upon sign-up
Details
Product details
Product Name | Bendigo Bank Platinum Rewards Credit Card |
Balance transfer rate p.a. | 21.99% |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | Purchase rate p.a. 19.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $3,000 |
Max credit limit | $50,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | No |
Minimum income | $35,000 |
Joint application | Yes |
Rewards
Rewards program | Bendigo Rewards |
Bonus points | N/A |
Rewards points per $ spent | 1.5 |
Fees
Annual fee | Annual fee $89 |
Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% or $3, whichever is greater |
Overseas cash advance fee | 0.5% or $3.25, whichever is greater |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $0 |
Your reviews
Amy Finder
Editor
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Amy Bradney-George Finder
November 03, 2023
Hi Travice,
You can manage your Bendigo Bank Rewards account and review your points balance by visiting the website (rewards.bendigobank.com.au). If you have further questions about rewards, you can also contact Bendigo Bank by calling 1300 650 285. I hope this helps.
Steve
March 06, 2019
Hi,
With regard to Bendigo Bank Platinum Rewards Mastercard, can you confirm that I can convert points to Krisflyer miles? And if so, can you tell me what the conversion rate is to Krisflyer miles please?
Thank you.
Jeni Finder
March 08, 2019
Hi Steve,
Thank you for getting in touch with Finder.
Currently, you can not convert this Bendigo Bank Platinum Rewards Mastercard’s rewards points to Krisflyer miles. You may instead refer to our list of credit cards with Singapore Airlines KrisFlyer Miles.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
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Margaret
November 14, 2018
I am going to Vietnam and Cambodia in April, I am 72 yrs old, I have paid the whole trip with my credit card, will qualify for the Travel insurance ? Thank you.
John Basanes Finder
November 16, 2018
Hi Margaret,
Thank you for leaving a question.
Yes, you qualify for the complimentary travel insurance since you paid for your return overseas tickets with your Bendigo Platinum and get international travel insurance for up to 180 days. Hope this helps!
Cheers,
Reggie
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Kerron
July 04, 2018
Hi. I am travelling to Sri Lanka for 2 weeks in October and have charged my total trip including return airfare to my Bendigo Platinum Rewards Credit Card. Am I covered and do I get any evidence of insurance cover provided i.e. a Policy number or acknowledgement? Thanks
Nikki Angco
July 05, 2018
Hi Kerron,
Thanks for contacting finder.
The Bendigo Platinum Rewards credit card automatically gives you complimentary international travel insurance for up to 180 days within a 12 month period. There is no need for any travel insurance document or policy number.
You travel cover is effective for a trip that doesn’t exceed 90 days, from the day you leave your home to the day your trip ends. To be clear, you will no be eligible for cover if your trip goes beyond 90 days. This insurance also covers your eligible spouse and/or children who are travelling with you if their tickets were also bought on your card.
Hope this clarifies!
Cheers,
Nikki
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Keith
May 24, 2017
Does Bendigo bank have a credit card with either a Qantas or Virgin Frequent flyer rewards program?
Harold Jacob Finder
May 24, 2017
Hi Keith,
Thank you for your inquiry.
Unfortunately, none, but you can always check the list of credit card/s with Qantas Frequent Flyer rewards programs. Please check the page, use our comparison table to get an overview of what each card offers, and select the “Go to site” button to learn more.
I recommend that you check the details of the credit card you’re interested in, its eligibility criteria as well as the Product Disclosure Statements/Terms and Conditions before you apply.
Also if you can, contact first the issuing bank and discuss your options and chances of approval before you send anything final for your application. Just apply for one credit card at a time and ensure your eligibility before submitting your final application. This way you can avoid credit enquiries on your file.
I hope this information has helped.
Cheers,
Harold
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Travice
November 02, 2023
I am trying to redeem my points accrued on my platinum credit card but cannot find a link in e banking to access my points balance. I have clicked on cards but there is no link there