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Credit cards with Google Pay

Want to make credit card payments straight from your mobile? Here's how it works with Google Pay.

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1 - 15 of 205
Name Purchase rate p.a. Annual fee Balance transfer rate p.a. Amount Saved
Citi Clear Card - Exclusive Offer
Exclusive
Purchase rate p.a.
14.99%
Annual fee
$49 first year ($99 after)
Balance transfer rate p.a.
0% for 24 months with 1.5% balance transfer fee, then 22.24%
$1,563.89 over 24 months
Go to siteMore Info
Offers 0% p.a. on balance transfers for 24 months (with 1.5% balance transfer fee) and a $49 first-year annual fee.
Westpac Low Rate Card
Purchase rate p.a.
13.74%
Annual fee
$59
Balance transfer rate p.a.
0% for 28 months with 2% balance transfer fee, then 21.49%
$1,768.59 over 28 months
Go to siteMore Info
Save with a 0% p.a. interest rate on balance transfers for 28 months (with a 2% BT fee). Plus, a low 13.74% p.a. purchase interest rate.
Qantas American Express Ultimate Card
Qantas Frequent Flyer
Purchase rate p.a.
23.99%
Annual fee
$450
Balance transfer rate p.a.
N/A
Go to siteMore Info
Get 60,000 bonus Qantas Points when you spend $3,000 in the first 3 months. Plus, a yearly $450 Travel Credit.
Westpac Low Rate Card - Cashback Offer
Purchase rate p.a.
13.74%
Annual fee
$59
Balance transfer rate p.a.
N/A
Go to siteMore Info
A no-frills card offering up to $350 cashback: $50 each month you make at least $1,000 of eligible purchases for the first 7 months.
American Express Platinum Edge Credit Card
Membership Rewards
Purchase rate p.a.
23.99%
Annual fee
$0 first year ($195 after)
Balance transfer rate p.a.
N/A
Go to siteMore Info
Save with a $0 annual fee in the first year. Plus, $200 Travel Credit every year.
American Express Qantas Business Rewards Card
Qantas Business Rewards
Purchase rate p.a.
0%
Annual fee
$450
Balance transfer rate p.a.
N/A
Go to siteMore Info
(ABN holders w/ $75k revenue). Earn 170,000 bonus Qantas Points when you spend $6,000 in the first 3 months.
Coles No Annual Fee Mastercard - Bonus Points Offer
Flybuys
Purchase rate p.a.
0% for 6 months, then 19.99%
Annual fee
$0
Balance transfer rate p.a.
N/A
Go to siteMore Info
Get 20,000 bonus Flybuys points (worth $100 Flybuys Dollars) and 0% interest on purchases for the first 6 months.
American Express Velocity Escape Card
Velocity Frequent Flyer
Purchase rate p.a.
23.99%
Annual fee
$0
Balance transfer rate p.a.
N/A
Go to siteMore Info
Save with a $0 annual fee and earn 0.75 Velocity Points per $1 on everyday purchases.
Qantas Premier Platinum
Qantas Frequent Flyer
Purchase rate p.a.
19.99%
Annual fee
$349 first year ($399 after)
Balance transfer rate p.a.
0% for 12 months, then 21.99%
$578.32 over 12 months
Go to siteMore Info
Earn up to 80,000 bonus Qantas Points. Plus, save with a reduced first-year annual fee and 0% p.a. for 12 months on balance transfers. Ends on 01 May 2024.
ANZ Low Rate - Credit Back Offer
Purchase rate p.a.
13.74%
Annual fee
$58
Balance transfer rate p.a.
21.99%
Go to siteMore Info
Get $250 back on your card when you spend $1,500 on eligible purchases in the first 3 months.
American Express Velocity Platinum Card
Velocity Frequent Flyer
Purchase rate p.a.
23.99%
Annual fee
$375
Balance transfer rate p.a.
N/A
Go to siteMore Info
Get 100,000 bonus Velocity Points when you spend $3,000 in the first 3 months. Plus a return domestic flight each year.
American Express Velocity Business Card
Velocity Frequent Flyer
Purchase rate p.a.
0%
Annual fee
$249
Balance transfer rate p.a.
N/A
Go to siteMore Info
ABN holders w/ $75,000 revenue. Get 200,000 bonus Velocity Points when you spend $5,000 in the first 2 months.
ANZ Platinum Credit Card
Purchase rate p.a.
20.99%
Annual fee
$0 first year ($87 after)
Balance transfer rate p.a.
21.99%
Go to siteMore Info
Get $300 back on your card when you spend $1,500 on eligible purchases in the first 3 months and a $0 first-year annual fee. Plus, complimentary overseas travel insurance.
Qantas Premier Everyday
Qantas Frequent Flyer
Purchase rate p.a.
19.99%
Annual fee
$99
Balance transfer rate p.a.
0% for 12 months with 2% balance transfer fee, then 21.99%
$828.32 over 12 months
Go to siteMore Info
Get 2 bonus Qantas Points per $1 spent on eligible purchases in the first 4 months (up to 8,000 points), plus complimentary insurance.
Qantas American Express Premium Card
Qantas Frequent Flyer
Purchase rate p.a.
23.99%
Annual fee
$249
Balance transfer rate p.a.
N/A
Go to siteMore Info
Get 20,000 bonus Qantas Points and 2 complimentary Qantas Club lounge invitations per year, plus complimentary travel insurance.
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Showing 15 of 32 results
Google Pay is a payment service from Google that lets you make purchases straight from your phone (or another compatible device) without having to pull out your actual wallet or a card. Google Pay can be used with selected Visa, Mastercard and American Express credit cards from participating financial institutions, including ANZ, American Express, CommBank, NAB and Westpac.

If you already use a credit card and want to add it to Google Pay, you can check if your provider is supported using the table below. Plus, get details on how to add or remove payment details through your Google Pay account – and how your payments are protected.

Which banks support Google Pay?

Google Pay initially launched with 28 bank partners in Australia and has continued to add partners since then. The table and list below outlines the major participating banks and financial institutions. Please note that some of these banks allow Google Pay with certain cards but not others. This may mean they allow Google Pay with their debit cards, but not their credit cards.

Compatible with Google PayNot compatible with Google Pay
  • American Express
  • Coles
❌ Border Bank
  • ANZ
  • CommBank
❌ Central Murray Credit Union
  • Bank Australia
  • HSBC
❌ Family First Credit Union
  • Bank of Melbourne
  • Kogan Money
❌ Myer
  • BankSA
  • NAB
❌ The Mac
  • Bankwest
  • Qantas Money
  • Bendigo Bank
  • St.George
  • Beyond Bank
  • Suncorp
  • BOQ
  • Virgin Money
  • Citi
  • Westpac

This list is up-to-date as of August 2023

How does Google Pay work?

Google Pay uses the NFC (Near Field Communication) chips found in many Android smartphones to allow cardholders to make payments directly from their phone. Instead of getting out your wallet and credit card, you simply unlock your phone and tap it on contactless terminals.

If your card is connected to a loyalty program, any eligible purchases you make with Google Pay will automatically earn points for your rewards account.

Google Pay currently works with contactless Mastercard, Visa and American Express credit and debit cards as well as several banks that offer EFTPOS.

Using Google Pay is essentially the same as using your physical bank card: anywhere you can tap and pay on a retailer's terminal, you can use your phone to make the purchase.

You can also use Google Pay to make payments online. When you go through checkout, you will see Google Pay as an option if it is available. You can use your fingerprint or passcode to approve the transaction.

Is Google Pay safe to use?

Google Pay uses the same technology as contactless credit cards and is just as secure at the checkout.

In fact, Google Pay could be considered more secure as it doesn’t send your credit or debit card number with your payment. Instead, it uses an encrypted virtual account number to represent your account details.

This means that your card details aren’t stored on your phone or on the Google Pay app. If you do suspect any suspicious activity on your account, you can also use the Google Pay app to track your transaction history. With the merchant’s name and number, you can monitor and flag suspicious activity.

If your card is lost or stolen, you can also use Android Device Manager to instantly lock your phone from anywhere, secure it with a new password or wipe it clean of your personal information. These features prevent anyone from using your phone for contactless payments.

How much does it cost to use Google Pay?

The good news is that there is no cost to using Google Pay! The app is free to download and you can add multiple debit or credit cards at no cost.

It's the same as a regular transaction with a physical card, where the cost is covered by the retailer, brand, business or trader that you're purchasing from.

How to add a credit or debit card to Google Pay

  1. Open the Google Pay app
  2. At the bottom right, tap Add and then Payment method
  3. Use the camera to upload your card details or type them in manually
  4. If you're asked to verify your payment method, choose an option from the list and then enter the verification code
  5. Next to your new card, you may also need to select Enable contactless

How to remove a credit or debit card from Google Pay

  1. Open the Google Pay app
  2. At the top left, click Menu Menu and then choose Payment methods
  3. Select the card(s) you want to remove
  4. At the top right, tap More More and then Remove payment method

What if my credit card is not supported by Google Pay?

If you have a credit card that's not currently compatible with Google Pay, you won't be able to add it as a payment method in the app. But depending on your card and phone, you may be able to make mobile payments through another app.

For example, while Coles Mastercard credit cards are not currently supported by Google Pay, they are supported by Samsung Pay or Apple Pay if you have a mobile device that works with either of those apps.

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