Apply as a new cardholder by 30 November 2024 and spend $4,000 on eligible purchases in the first 90 days from approval and you'll earn 60,000 bonus Velocity Points. You'll then receive another 20,000 bonus points after your first eligible purchase in the second year. You'll also earn 0.5 Velocity Points per $1 for your everyday spending with the Westpac Altitude Velocity Platinum when you choose to earn points directly through the Velocity Frequent Flyer program.
Westpac Altitude Velocity Platinum
- Bonus points
- 80,000
- Purchase rate
- 20.99% p.a.
- Reward points per $ spent
- 0.5
- Annual fee for the first year ($250 p.a. thereafter)
- $194 p.a.
Our verdict
Get up to 80,000 bonus Velocity Points and complimentary Economy X Seat Upgrade vouchers with the Westpac Altitude Velocity Platinum card.
Pros
-
Up to 80,000 bonus Velocity Points
-
Discounted $194 first-year annual fee ($250 p.a. thereafter)
-
Ability to earn uncapped Velocity Points
-
2 complimentary Economy X Seat Upgrade Vouchers per year
Cons
-
Only offers up to 45 days interest-free on purchases, as opposed to most cards with 55 days
-
0.5 Velocity Points per $1 spent is relatively low
Details
Product details
Product Name | Westpac Altitude Velocity Platinum |
Purchase rate p.a. | Purchase rate p.a. 20.99% |
Interest-free period | Up to 45 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $6,000 |
Max credit limit | $50,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Minimum income | $30,000 |
Joint application | No |
Rewards
Rewards program | Velocity Frequent Flyer |
Bonus points | 80,000 |
Rewards points per $ spent | 0.5 |
Fees
Annual fee | Annual fee $194 first year ($250 after) |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 2% |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Your reviews
Amy Finder
Editor
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