Qantas Frequent Flyer credit cards that offer bonus Qantas Points on signup and earn rewards for your everyday spending.
American Express Credit Card Offer
Qantas American Express Ultimate Card
Receive 100,000 bonus
Qantas Points
Offer ends 6 May 2019
Eligibility criteria, terms and conditions, fees and charges apply
American Express Credit Card Offer
Receive 100,000 bonus Qantas Points when you apply online and meet the minimum spend criteria. Plus, earn up to 2.25 Qantas Points per $1 spent on eligible purchases.
- $450 p.a. annual fee.
- 20.74% p.a. on purchases
- 0% p.a. for 12 months with 1% BT fee on balance transfers
- Up to 44 days interest free
- Minimum income requirement of $65,000 p.a.
Compare Qantas Frequent Flyer Credit Cards
Qantas Credit Cards
Use the table above to compare a range of offers
- No annual fee: HSBC Platinum Qantas Credit Card
- No annual fee: Qantas American Express Discovery Card
- Bonus points: Qantas American Express Ultimate Card
- Bonus points: Qantas Premier Platinum
What you'll find in this Qantas Frequent Flyer credit card guide
How do Qantas Frequent Flyer credit cards work?
You can use a Qantas credit card to earn frequent flyer points per $1 you spend on everyday purchases. These cards also regularly come with thousands of bonus points when you sign up and meet the offer's spending requirements.
Depending on the card, you could also enjoy other travel perks, such as airport lounge access, complimentary travel insurance and concierge services. You must be a Qantas Frequent Flyer member to earn Qantas Points with these cards. If you're not already a frequent flyer, some cards come with complimentary Qantas Frequent Flyer membership.
Get complimentary Qantas Frequent Flyer membership and save
What are eligible purchases to earn points?
You can usually only earn Qantas Points on eligible transactions, which usually includes everyday expenses including groceries, petrol and travel bookings. Transactions that usually don't earn points include balance transfers, cash advances and government payments (such as paying your ATO bill). Check the credit card's product disclosure statement for a complete list of the transactions that can and can't earn points.
How to compare Qantas Frequent Flyer credit cards
If you want to earn more Qantas Points as you spend and find the credit card that offers you the best value, these are the factors to consider:
Bonus Qantas Points offers
Some Qantas Frequent Flyer credit cards offer thousands of bonus Qantas Points on sign up. Bonus points can vary between 20,000 and 120,000 Qantas Points depending on the card. You usually need to meet specific terms and conditions to get the points, so here are some details to compare:
- Spend requirements. Most credit cards require you spend a certain amount in a set period to collect the bonus points. For example, you may need to spend at least $3,000 in the first 3 months to get the bonus points. Make sure that this spend requirement aligns with your budget and that you're not just spending for the sake of earning points.
- Eligibility. Bonus points are generally only available to new customers, so you may be unable to take advantage of a Qantas credit card offer if you already have a credit card with the same provider.
- Application deadline. Frequent flyer credit card bonus points offers are usually only available for a promotional period, so you may need to apply before a set date to earn the additional points.
Earn rate
- Qantas Points per $1 spent. The standard amount of points you earn for every $1 you spend has a huge influence on the overall value of this type of card. The number of Qantas Points you earn with a credit card can be as little as 0.25 or as much as 2 points per $1 spent. The higher this earn rate, the more frequent flyer points you will receive for your credit card spending. Generally, 1 Qantas Point per $1 can be considered a competitive earn rate. Some Qantas credit cards may earn a higher standard rate for different types of transactions, such as overseas purchases or spending with Qantas.
- Points caps and reduced earn rates. Some Qantas credit cards reduce or cap the number of points you can earn each month up to a set spending limit. For example, you may earn 1 Qantas Point per $1 up to $10,000 per statement period and then 0.5 Qantas Points per $1 after that. If your regular spending exceeds this points cap, look for an uncapped card or one that has a cap above your average monthly spending level. This will help ensure you're not limited in how many Qantas Points you can earn.
Rates and fees
- Annual fee. Standard annual fees for Qantas Frequent Flyer credit cards range from $79 to $450 or more. Some cards may also offer a reduced or $0 annual fee for a promotional period (such as the first year) or for the life of the card. If the card does have an annual fee, make sure the cost doesn't outweigh the value of the Qantas Points you'll earn that year. You can compare frequent flyer cards that don't charge an annual fee here.
- Standard interest rates. Qantas Frequent Flyer credit cards typically have high standard purchase rates, ranging from around 19.49% p.a. to 20.99% p.a. If you don't pay your balance off in full each month, interest charges could quickly outweigh the value you're getting from your Qantas Points.
- Promotional interest rates. Some Qantas credit cards may offer low or 0% interest on purchases or balance transfers during the introductory period. This can be a good way to cut interest costs while earning points in the first few months of owning the card, but be aware that the promotional rates won't last.
- Other fees. Some other common costs you could expect include international transaction fees, late payment fees and cash advance charges. Similar to when you're considering the annual fee, you should make sure these charges don't end costing more than the value you get from earning Qantas Points.
Other features
- Complimentary extras. Qantas credit cards can come with a range of other perks, including Qantas Club invitations and airport lounge passes, international travel insurance, complimentary flights and upgrades, hotel stays, extended warranty coverage and purchase protection insurance. These benefits can help you get extra value from your card, especially if you're paying a higher annual fee.
- Interest-free days. If you pay off your credit card in full by the due date on each statement, you can make interest-free purchases for up to a set number of days in your statement period. This can give you more flexibility with repayments and help you avoid paying more for using your card.
- Additional cardholders. Many Qantas credit cards let you request a supplementary card for a partner or family member. This means they get an additional card that's linked to your account and can use it to make purchases and earn rewards for your account. Just make sure you factor their spending into your repayments and check whether or not there is another annual fee for additional cardholders.
How to use your Qantas Points and what rewards you can redeem
Mistakes to avoid with a Qantas credit card
While Qantas Frequent Flyer credit cards offer a variety of rewards and perks, it's important to avoid these common mistakes to get the most out of your card:
- Overspending. It can be tempting to spend as much as possible to earn more Qantas Points, but this could make it harder to pay off the balance and lead to credit card debt.
- Not repaying your balance every month. If you don’t pay off the balance of your credit card in full every month, the remaining debts will collect interest. As frequent flyer credit cards generally charge high-interest rates, the interest costs could easily outweigh the value of your points if you fail to repay your balance in full.
- Not comparing the annual fee to the potential rewards. As frequent flyer credit cards often come with high annual fees, it's important to compare the number of Qantas Points you're likely to earn and the value of any rewards you'll redeem against the annual fee.
- Ignoring the standard features. While it's easy to be distracted by the promise of bonus points and ongoing Qantas Frequent Flyer benefits, it's important to compare the credit card's standard fees and features before you apply so that you can decide if the perks outweigh the costs.
- Failing to use complimentary extras. As Qantas Frequent Flyer credit cards usually come with extra features such as complimentary international travel insurance and Qantas lounge passes, make sure to take full advantage of these extras to get your money's worth.
How to apply for a Qantas Frequent Flyer credit card
If you've compared your options and decided a Qantas rewards credit card is right for you, you can apply online using the following five steps:
- Compare. Use the reviews and comparison tables on finder to weigh up the features of several Qantas Frequent Flyer credit cards and find one that suits your needs.
- Apply online. Once you've chosen your card, click on the "Go to site" button and you will be taken to a secure online application page.
- Read through the terms and conditions. Check the fine print to make sure you understand all of the details and any requirements you need to meet for an introductory offer.
- Fill out the application form. Remember that you will need to provide personal details including your full name, date of birth, street address, Australian driver's licence number or passport number. If you haven't already signed up to the Qantas Frequent Flyer program, you'll need to do this and share your membership details to start earning Qantas Points with the credit card.
- Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.
There is a wide range of credit cards that allow you to earn Qantas Points for your everyday spending. So if you're looking for a way to get more frequent flyer points and perks, you can get started by comparing Qantas credit cards and introductory offers to see if there's one that suits your needs.
Frequently asked questions about Qantas credit cards
Want to know more about Qantas Frequent Flyer credit cards? Here, we've answered some of the most common questions we get about these cards. If you have your own question about Qantas credit cards, get in touch with us using the comment box below.
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Hi,
We joined Frequent Flyer (Bronze) 2 months ago, as yet no card. Is this normal?
Thank you.
Bruce
Hi Bruce,
Thank you for getting in touch with Finder.
Please note that if you joined through the Qantas Club Service Centre, your membership card will be delivered within 14 days. Since you mentioned that it has been 2 months when you joined, kindly contact the Frequent Flyer Service Centre as soon as possible to report this matter. Additional info, Bronze Frequent Flyer Cards are only issued to eligible members residing in Australia. A Replacement Card Fee might be charged when a replacement card is issued. However, you may request to waive the said fee since you did not receive the initial membership card.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I have just joined Qantas Frequent Flyer and I am now a member. Will Qantas post me a frequent flyer card? I do not want a credit card just a reward card, and also how can I download a second app for Qantas Frequent Flyers on my phone for my husband as we only have 1 mobile between us?
Thank you!
Anne
Hi Anne,
Thank you for getting in touch with finder.
If you joined through the Qantas Club Service Centre, your membership card will be delivered within 14 days. Since you mentioned that you only have a mobile phone to access yours and your husband’s QFF accounts online, you may log in or log out on your/husband’s account to check your account online. I suggest that you contact the QFF centre for further assistance on the mobile app and your other queries on having QFF accounts.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
On cleaning up an old cupboard I came across a letter with my Frequent Flyer membership number and my pin.
I’m not a frequent flyer, but am planning to travel to Dublin on a Qantas flight in June. Do I have any points I can use?
Hi Margaret,
Thanks for getting in touch with finder. I’d love to help you out however finder is not affiliated with Qantas, therefore, we cannot check your account for you. It would be best to directly contact Qantas to check if there are any accumulated points to use under your name.
Hope this clarifies!
Best,
Nikki
I already have black card for frequent flyers but would like to get another to gain more frequent flyer points,which one please also does emirates grant frequent flyer points I you travel with them
Hi Jane,
Thank you for reaching out to finder.
While we do not provide specific product recommendations, we can help guide you through the process of comparing options.
On the page you’re on, we have a comparison table that provides a list of cards that offer Qantas points. As well, Please click on this link to check on the Emirates Skywards Frequent Flyer Program. Hope this helps!
Cheers,
Reggie
I used to have an AMEX card and found that some retailers would charge a fee for the use. Is that still on-going .?
Hello Robie,
Thank you for your comment.
The main reason why you were charged a fee when using your Amex card is that Amex charges merchants higher fees than those other networks. This is because it operates on a different business model from most credit card issuers. Most credit card issuers make the bulk of their profits from interest, but American Express relies more on fees. And this is still ongoing up to these days. I hope this helps.
Regards,
Jhezelyn
I would like a Qantas rewards card with a balance transfer option for 15k. Is there anything you can suggest? My credit rating is 844.
Hello Michael,
Thank you for your comment.
Having a good credit rating is an edge to get approved for a credit card. I’d be listing the balance transfer credit cards that will let you earn Qantas points below:
– NAB Qantas Rewards Card
– NAB Qantas Rewards Signature Card
– Bank of Melbourne Amplify Card
Before you submit an application, please check the eligibility criteria first. The reference page is here.
I hope this helps.
Regards,
Jhezelyn
Hi, Can my husband and I have a linked credit card? If so, could the card be in his name only (for business reasons) but I could be an authorised user?
Hi Robyn,
Thank you for visiting finder.
You and your husband can apply for Joint Credit Card that can earn Qantas points and your husband can be the Primary Card Holder. Both of you can have access to the card’s features and benefits. Here are some of the Qantas Frequent Flyer Credit Cards that allows Joint Account:
*St.George Amplify Signature – Qantas
*St.George Amplify Card
*Bank of Melbourne Amplify Platinum
*BankSA Amplify Platinum
*Bank of Melbourne Amplify Card
Also, you may visit this page for other Credit Card that can have joint accountholders.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
I received a Bendigo Bank Platinum Mastercard. Is this a credit card?
Hi Rachel,
Thank you for getting in touch with finder.
If you are pertaining to Bendigo Bank Platinum Rewards Mastercard, this is a credit card.
This premium Mastercard offers complimentary enrolment in the Bendigo Bank Rewards program, earning 1.5 Bendigo Rewards points per $1 spent, with no points cap. In addition to these benefits, it offers up to 55 days interest-free on purchases and includes complimentary international travel insurance, purchase protection insurance and extended warranty covers.
I hope this helps.
Have a great day!
Cheers,
Jeni
With the bonus points qualification would you be able to pay via post billpay with the CC linked to Paypal? And then it wouldn’t count as a government body?
Hi Espresso22,
Thanks for your inquiry
Technically, this is possible. However, terms and conditions vary extensively between credit cards. It would be best to check the T&C of the card you are planning to apply for and please make sure you also checked and meet the other eligibility requirements to receive the bonus points. Please click the ‘ Go to site ‘ button of the credit card that you have chosen to proceed with the application.
Hope this information helps
Cheers,
Arnold
Can a person who has a supplementary Am Ex platinum credit card apply for the Qantas Frequent Flyer credit card and receive the 100,000 bonus Qantas Points when they achieve the minimum spend in three months?
Hi Greg!
Thanks for your message and for contacting finder. – the leading comparison website & general information service built to give you advice on your buying decision needs.
Yes, one can apply for the Qantas Frequent Flyer credit card and receive 100,000 bonus Qantas Points when you apply online by 9 April 2018, are approved and spend $3,000 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
Hope this helps!
Cheers,
Nikki