Qantas Frequent Flyer Credit Cards

Compare the best* credit cards for Qantas Points with up to 150,000 bonus points on sign up, lounge passes, status credits and more.

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A Qantas Frequent Flyer credit card can get you to your next travel destination faster. It gives you a way to earn Qantas Points for the money you spend anyway – including on your groceries, dining, petrol and shopping. When you apply for a new Qantas credit card with an introductory offer, you can also get thousands of bonus points to kick start your balance.

Compare Qantas Frequent Flyer Credit Cards

When you get a new Qantas points credit card, you can usually take advantage of thousands of sign-up bonus points when you meet a spend requirement. Don't forget to check the details of these offers when comparing cards.

Data indicated here is updated regularly
Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
Qantas American Express Premium Card
100,000
Qantas Frequent Flyer
1
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year.
NAB Qantas Rewards Signature Card
130,000
Qantas Frequent Flyer
1
19.99% p.a.
$295 annual fee for the first year ($395 p.a. thereafter)
Collect up to 130,000 bonus Qantas Points (100k when you spend $3,000 in the first 60 days and 30k after 12 months). Plus, 75 bonus Status Credits.
Qantas Premier Platinum
100,000
Qantas Frequent Flyer
1
19.99% p.a.
$199 annual fee for the first year ($299 p.a. thereafter)
Get 100,000 bonus Qantas Points, 75 bonus Status Credits and a 0% p.a. balance transfer rate for 18 months (with a one-time 1% BT fee).
ANZ Frequent Flyer Black
120,000
Qantas Frequent Flyer
1
20.24% p.a.
$425
Collect 120,000 bonus Qantas Points and $200 back when you spend $3,000 in the first 3 months. Plus, complimentary lounge passes.
Westpac Altitude Platinum Qantas
60,000
Qantas Frequent Flyer
0.5
20.49% p.a.
$99 annual fee for the first year ($200 p.a. thereafter)
Get 60,000 bonus Qantas Points when you spend $3,000 within 90 days. Plus, a first-year annual fee discount and a long-term balance transfer offer.
NAB Qantas Business Signature Card
100,000
Qantas Frequent Flyer
0.66
18.5% p.a.
$295
Receive 100,000 bonus Qantas Points and earn points on everyday business purchases. Also get up to 44 days interest-free. ABN required.
American Express Qantas Business Rewards Card
120,000
Qantas Business Rewards
1.25
N/A
$450
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year.
St.George Amplify Platinum - Qantas
70,000
Qantas Frequent Flyer
0.5
19.74% p.a.
$99
Earn 70,000 bonus Qantas Points, plus enjoy 0% p.a. on balance transfers for 15 months and complimentary insurance covers.
HSBC Platinum Qantas Credit Card
20,000
Qantas Frequent Flyer
1
19.99% p.a.
$99
Receive 20,000 bonus Qantas Points and a long-term balance transfer offer. Plus, complimentary travel insurance.
Bank of Melbourne Amplify Platinum - Qantas
70,000
Qantas Frequent Flyer
0.5
19.74% p.a.
$99
Receive 70,000 bonus Qantas Points when you spend $1,500 each month for the first 3 months and earn up to 0.5 Qantas Points per $1 spent.
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*The credit card offers on this page are chosen from a range of credit cards available to us and are not representative of all the products available in the market. The use of the terms "best" and "top" are not product ratings and are subject to our disclaimer. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

How do Qantas Frequent Flyer credit cards work?

A Qantas credit card gives you a way to earn more frequent flyer points on the ground, offering a set number of points per $1 spent on everyday purchases. These points are added to your Qantas Frequent Flyer account, where you can redeem them for flights, upgrades, gift cards and other rewards. As well as points per $1 spent, Qantas Frequent Flyer credit cards regularly offer thousands of bonus points when you sign up for a new card and meet the introductory offer's spending requirements.

Depending on the card, you could also enjoy other travel perks, such as airport lounge access, complimentary travel insurance and concierge services. A key point to note: you must be a Qantas Frequent Flyer member to earn Qantas Points with these credit cards. If you're not already a frequent flyer, some cards offer complimentary Qantas Frequent Flyer membership.

How to get complimentary Qantas Frequent Flyer membership and save

What are eligible purchases that earn points?

You can only earn Qantas Points on eligible transactions, which usually covers everyday expenses including groceries, petrol and travel bookings. Transactions that typically don't earn points include balance transfers, cash advances and government payments (such as paying your ATO bill). Check the credit card's product disclosure statement for a complete list of the transactions that do and don't earn points.

Different types of Qantas credit cards

When you're comparing credit cards that earn Qantas Points, there are heaps of options available. We've broken down the costs and benefits of the different tiers of Qantas cards to give you an idea of what's available.

TierPoints per $1Annual FeeCommon Perks & FeaturesExample Cards
Standard0.5 - 1$0 - $49Purchase insurance, modest bonus points offer
Platinum0.5 - 1.5$50 - $249Bonus points on sign-up, overseas travel insurance, limited lounge access
Black1 - 2$250 - $499Large bonus points offer, travel credits, lounge access, overseas travel insurance
Premium1.25 - 2+$500+Status credits, extra-large bonus points offer, travel credits, lounge access, flight discounts, hotel perks overseas travel insurance

As you can see, there are Qantas credit cards available across the entire credit cards spectrum. Ultimately, the best card for you will be one that fits your budget, gives you enough value for how much (or how little) you spend, and offers perks you'll actually use.

What is the best Qantas credit card?

There isn't one "best" Qantas points credit card because everyone has different spending habits, desired perks and budgets. In the table below, we've highlighted some different examples of Qantas credit cards for you to compare.

FeatureCardCurrent OfferAnnual Fee & Purchase Rate
Bonus Points

NAB Qantas Rewards Signature
NAB Qantas Rewards Signature Card

Get up to 130,000 bonus Qantas Points when you spend $3,000 within 60 days and pay the second year's annual fee.
  • $295 annual fee for the first year ($395 p.a. thereafter)
  • 19.99% p.a.
Bonus Points & Cashback

ANZ Frequent Flyer Black
ANZ FF Black Card

Collect 120,000 bonus Qantas Points and $200 back when you spend $3,000 in the first 3 months.
  • $425
  • 20.24% p.a.
$0 Annual Fee

Qantas American Express Discovery
Qantas American Express Discovery

Earns 0.75 Qantas Points per $1 spent on everyday purchases, 0.5 point / $1 with government bodies in Australia and an additional 1 point for Qantas spend.
  • $0
  • 20.74% p.a.

Pros and cons of Qantas credit cards

There are many credit cards on the market that earn Qantas Points so it's important to consider your financial situation and how you intend to use the card. Then you can weigh up the points, perks, fees and features to find the right card for you.

Pros

  • Earn points for your spending. The most obvious perk of these cards is that you'll earn Qantas Points for spending the money you spend. Earn rates can range from 0.5 to 2+ points per $1 spent.
  • Perks and benefits. Depending on the tier of the card, Qantas credit cards can come with complimentary travel insurance, airport lounge passes, bonus status credits, travel credits and exclusive offers.
  • Promotional offers. When you apply for a new credit card, you'll usually be given the opportunity to earn thousands of bonus points when you meet the spend criteria.

Cons

  • Higher interest rates. These cards typically charge higher ongoing interest rates on purchases than other types of cards. This can get expensive if you regularly carry a balance from month to month.
  • Higher annual fees. The majority of cards charge an annual fee and these can be hefty on some of the more premium ones. Ensure this cost doesn't outweigh the value you get from the points and perks.
  • Points caps. Some Qantas credit cards only allow you to earn a certain amount of points each month. If you regularly spend more than this threshold, you might not be maximising your points potential.

How to compare Qantas Frequent Flyer credit cards

If you want to earn more Qantas Points as you spend and find the credit card that offers you the best value, these are the factors to consider:

  • Bonus Qantas Points offers

Some Qantas Frequent Flyer credit cards offer thousands of bonus Qantas Points on sign up. It is typical for bonus point offers to vary between 20,000 and 140,000 Qantas Points, depending on the card. You need to meet specific conditions to get the points, so here are some key details to compare:

  • Spend requirements. Most credit cards require you spend a certain amount in a set period to collect the bonus points. For example, you may need to spend at least $3,000 in the first 3 months to get the bonus points. Some cards also offer bonus points when you keep the account open for at least 12 months and pay a second-year annual fee. So make sure that the offer's spend requirement fits with your budget and that you're not just spending for the sake of earning points.
  • Eligibility. Bonus points are generally only available to new customers, so you may be unable to take advantage of a Qantas credit card offer if you already have a credit card with the same provider.
  • Application deadline. Frequent flyer credit card bonus points offers are only available for a limited time, which means you need to apply before an offer's end date if you want to earn the additional points.
  • Earn rate

The earn rate refers to how many points you collect per $1 spent on eligible purchases. This rate has a huge influence on the overall value of this type of card, so make sure you look at the following details when comparing different options.

  • Qantas Points per $1 spent. The number of Qantas Points you earn with a credit card can be as little as 0.25 or as much as 2 points per $1 spent. The higher this earn rate, the more frequent flyer points you will receive for your credit card spending. Generally, 1 Qantas Point per $1 can be considered a competitive earn rate. Some Qantas credit cards earn a higher rate for certain transactions, such as overseas purchases and spending on Qantas products and services.
  • Points caps and reduced earn rates. Some lenders reduce or cap the number of points you can earn each month up to a set spending limit. For example, you may earn 1 Qantas Point per $1 up to $10,000 per statement period and then 0.5 Qantas Points per $1 after that. If your monthly spending is often higher than the points cap amount, look for an uncapped card or one with a cap that is above what you think you'll spend each month to maximise your earn potential.
  • Rates and fees

  • Annual fee. Standard annual fees for Qantas Frequent Flyer credit cards range from $49 to $499 or more. Some cards may also offer a reduced or $0 annual fee for a promotional period (such as the first year) or for the life of the card. If the card has an annual fee, make sure the cost doesn't cancel out the value of the Qantas Points you earn that year. You can compare frequent flyer cards that don't charge an annual fee here.
  • Standard interest rates. Qantas Frequent Flyer credit cards typically have high purchase interest rates, ranging from 19.49% p.a. to 20.99% p.a. If you don't pay your balance off in full each month, interest charges could quickly offset the value you're getting from your Qantas Points.
  • Promotional interest rates. Some Qantas credit cards come with a 0% interest on purchases or a 0% balance transfer offer during the introductory period. This can be a good way to cut interest costs while earning points in the first few months of having the card, but be aware that the promotional rates won't last.
  • Other fees. Some other common costs you could expect include international transaction fees, late payment fees and cash advance charges. Similar to when you're considering the annual fee, you should make sure these charges don't end up costing more than the value you get from earning Qantas Points.

Example: How many Qantas Points would you need to earn to offset a credit card's annual fee?

Let's say you've got a Qantas Frequent Flyer credit card with a $300 annual fee. Based on our Qantas Frequent Flyer Points analysis, you could balance out the card's annual fee by earning 16,000 Qantas Points and redeeming them for a return flight from Sydney to Melbourne (valued at an average of $321).

The amount you'd need to spend on your card would vary depending on the earn rate. If your card offered 1 Qantas Point per $1 spent, you'd need to make $16,000 worth of eligible purchases within a year to offset the annual fee. This works out to be around $1,333 per month in credit card spending. On a card with a lower earn rate of, say 0.5 Qantas Points per $1, you'd need to spend $32,000 per year, or around $2,666 per month to earn enough points for this reward flight.

  • Other features

  • Complimentary extras. Qantas credit cards can come with a range of other perks, including airport lounge passes and Qantas Club lounge invitations, complimentary travel insurance, complimentary flights or travel credit, hotel stays, extended warranty coverage and purchase protection insurance. These benefits can help you get extra value from your card, especially if you're paying a higher annual fee.
  • Interest-free days. If you pay off your credit card in full by the due date on each statement, you can make interest-free purchases for up to a set number of days in your statement period. This can give you more flexibility with repayments and help you avoid paying more for using your card.
  • Additional cardholders. Many Qantas credit cards let you request a supplementary card for a partner or family member. This means they get an additional card that's linked to your account and can use it to make purchases and earn rewards for your account. Just make sure you factor their spending into your repayments and check whether or not another annual fee is charged for additional cardholders.

How to use your Qantas Points and what rewards you can redeem

How to apply for a Qantas Frequent Flyer credit card

If you've compared your options and decided a Qantas rewards credit card is right for you, you can apply online using the following five steps:

  1. Go to the online application. Once you've chosen your card, click on the "Go to site" button and you will be taken to a secure online application page.
  2. Read through the terms and conditions. Check the fine print and Key Facts Sheet to make sure you understand all of the card details and any requirements you need to meet for an introductory offer.
  3. Fill out the application form. Remember that you will need to provide personal details including your full name, date of birth, street address, Australian driver's licence number or passport number. If you haven't already signed up to the Qantas Frequent Flyer program, you'll need to do this and share your membership details to start earning Qantas Points with the credit card.
  4. Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.

There is a wide range of credit cards that allow you to earn Qantas Points for your everyday spending. So if you're looking for a way to get more frequent flyer points and perks, you can get started by comparing Qantas credit cards and introductory offers to see if there's one that suits your needs.

Frequently asked questions about Qantas credit cards

Want to know more about Qantas Frequent Flyer credit cards? Here, we've answered some of the most common questions we get about these cards. If you have your own question about Qantas credit cards, get in touch with us using the comment box below.

Which Qantas credit card earns the most points?

The card that will award you with the most frequent flyer points will depend on how you plan to use it. You can use the comparison table above to sort the cards by their earn rates and bonus points to see which cards could potentially offer you the most points.

Who can apply for a Qantas credit card?

Every card has different eligibility criteria. However, frequent flyer and rewards cards typically charge higher interest rates and fees than lower cost options. This means the minimum income requirements are higher and you'll need to have a clear credit file without bankruptcies or judgements.

How long does it take to get bonus Qantas Points from a credit card?

To collect bonus Qantas Points from an introductory offer, you usually have to meet a spending requirement within the first few months you have a card. For example, you might need to spend $3,000 in the first 3 months.

The bonus points will usually be added to your frequent flyer account within eight to twelve weeks of meeting this spend requirement. Check the fine print for each offer to find out exactly what you have to do to get them and when the points will be credited to your Qantas Frequent Flyer account.

Can I earn bonus points for signing up to a Qantas credit card and then cancel it?

Assuming you meet the criteria for the bonus points, once they are credited to your account, you can cancel your credit card at any time. Just remember that cancelling a card could attract fees and any credit activity – including applications and cancellations – could also affect your credit history. Taking these factors into account, a good strategy can be to apply for a card that maximises your bonus points earnings and offers ongoing benefits that make it worth keeping the card. You can compare frequent flyer cards and their bonus points offers on Finder.

When will the Qantas Points that I've earned be credited to my frequent flyer account?

The points you earn on a direct-earn Qantas credit card will be credited to your Qantas Frequent Flyer account at specific, regular intervals. Usually, Qantas Points are calculated at the end of each credit card statement period. They will then be credited to your account within several days of the end date for that statement period.

How much would I have to spend on a Qantas credit card to get a free flight?

This depends on the amount of points per $1 your card earns and where you want to fly. But as an example, you could get a one-way economy Classic Flight Reward from Sydney to Melbourne for 8,000 points. Now, let's say you have a credit card that earns 1 Qantas Point per $1 spent and usually spend $2,000 per month on it. At this rate, it would take you 4 months to redeem a reward flight between Sydney and Melbourne.

Alternatively, if you have at least 5,000 Qantas Points, you can use the Points Plus Pay option to book your flight with a combination of points and cash.

Do Qantas Points expire?

Qantas Points only expire if you do not earn or spend Qantas Points for 18 consecutive months. Check out Finder's guide to points expiry for more information and how you can avoid having your points expire.

Does Qantas have a credit card?

Yes, there is a range of credit cards from Qantas Money that you can compare. Other banks and credit card issuers in Australia also offer cards that are linked to the Qantas Frequent Flyer program.

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254 Responses

  1. Default Gravatar
    STEPHENSeptember 9, 2019

    I have many points with another airline. Can I transfer these to Qantas If I took one of the above cards. We travel a lot. Cheers!

    • Default Gravatar
      NikkiSeptember 11, 2019

      Hi Stephen,

      Thanks for your message. It’s helpful to know that you can transfer other points to your Qantas frequent flyer program. Please refer to this page and you can find the rewards program you can transfer to Qantas and what you should be aware of when transferring reward points to the Qantas Frequent Flyer program with a bonus promotion.

      Hope this helps!

      Best,
      Nikki

  2. Default Gravatar
    peterAugust 19, 2019

    Could you tell me if all credit card companies have the same eligible purchase policy in regards to what constitutes a NON ELIGIBLE PURCHASE and an eligible?

    Also, I have a CBA credit card as it partners with flight centre and I have 700,000 points but my points value is terrible so I’m looking at a Qantas card to replace it so I can get better value for points. I also want to enjoy lounges when I travel.

    • Avatarfinder Customer Care
      JeniAugust 20, 2019Staff

      Hi Peter,

      Thank you for getting in touch with Finder.

      Not all credit card issuers have the same list of included eligible purchases. It is best that you contact your chosen credit card issuer on your chosen card’s eligible purchases to earn points.

      The CommBank Awards program offers you awards points for everyday spending and it also gives you options for earning either Qantas or Velocity frequent flyer points. If you choose to apply for a credit card with free lounge access, please check out this page.

      Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    TraceJune 19, 2019

    What card would give me the highest amount of points for international travel? I am planning on being away for a year or so require a card tht can reward me with qantas points.

    • Avatarfinder Customer Care
      FayeJune 21, 2019Staff

      Hi Trace,

      Thanks for contacting Finder.

      I understand that you are looking for the highest amount of Qantas points for international travel.

      While we do not provide specific product recommendations, we can help guide you through the process of comparing options. On the page you’re on, we have a comparison table that provides a list of cards that offer Qantas points.You may sort them by ‘Rewards Points per $ spent’,the page will automatically provide you the card you are looking for. You may hover your mouse to the ‘i’ symbol to know the details about how much point you get earn.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Faye

  4. Default Gravatar
    BruceFebruary 28, 2019

    Hi,

    We joined Frequent Flyer (Bronze) 2 months ago, as yet no card. Is this normal?

    Thank you.

    Bruce

    • Avatarfinder Customer Care
      JeniMarch 2, 2019Staff

      Hi Bruce,

      Thank you for getting in touch with Finder.

      Please note that if you joined through the Qantas Club Service Centre, your membership card will be delivered within 14 days. Since you mentioned that it has been 2 months when you joined, kindly contact the Frequent Flyer Service Centre as soon as possible to report this matter. Additional info, Bronze Frequent Flyer Cards are only issued to eligible members residing in Australia. A Replacement Card Fee might be charged when a replacement card is issued. However, you may request to waive the said fee since you did not receive the initial membership card.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    AnneFebruary 15, 2019

    I have just joined Qantas Frequent Flyer and I am now a member. Will Qantas post me a frequent flyer card? I do not want a credit card just a reward card, and also how can I download a second app for Qantas Frequent Flyers on my phone for my husband as we only have 1 mobile between us?

    Thank you!

    Anne

    • Avatarfinder Customer Care
      JeniFebruary 16, 2019Staff

      Hi Anne,

      Thank you for getting in touch with finder.

      If you joined through the Qantas Club Service Centre, your membership card will be delivered within 14 days. Since you mentioned that you only have a mobile phone to access yours and your husband’s QFF accounts online, you may log in or log out on your/husband’s account to check your account online. I suggest that you contact the QFF centre for further assistance on the mobile app and your other queries on having QFF accounts.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  6. Default Gravatar
    MargaretJanuary 14, 2019

    On cleaning up an old cupboard I came across a letter with my Frequent Flyer membership number and my pin.
    I’m not a frequent flyer, but am planning to travel to Dublin on a Qantas flight in June. Do I have any points I can use?

    • Default Gravatar
      NikkiJanuary 15, 2019

      Hi Margaret,

      Thanks for getting in touch with finder. I’d love to help you out however finder is not affiliated with Qantas, therefore, we cannot check your account for you. It would be best to directly contact Qantas to check if there are any accumulated points to use under your name.

      Hope this clarifies!

      Best,
      Nikki

  7. Default Gravatar
    JaneOctober 29, 2018

    I already have black card for frequent flyers but would like to get another to gain more frequent flyer points,which one please also does emirates grant frequent flyer points I you travel with them

    • Avatarfinder Customer Care
      JohnOctober 29, 2018Staff

      Hi Jane,

      Thank you for reaching out to finder.

      While we do not provide specific product recommendations, we can help guide you through the process of comparing options.

      On the page you’re on, we have a comparison table that provides a list of cards that offer Qantas points. As well, Please click on this link to check on the Emirates Skywards Frequent Flyer Program. Hope this helps!

      Cheers,
      Reggie

  8. Default Gravatar
    RobieJune 28, 2018

    I used to have an AMEX card and found that some retailers would charge a fee for the use. Is that still on-going .?

    • Avatarfinder Customer Care
      JhezJune 28, 2018Staff

      Hello Robie,

      Thank you for your comment.

      The main reason why you were charged a fee when using your Amex card is that Amex charges merchants higher fees than those other networks. This is because it operates on a different business model from most credit card issuers. Most credit card issuers make the bulk of their profits from interest, but American Express relies more on fees. And this is still ongoing up to these days. I hope this helps.

      Regards,
      Jhezelyn

  9. Default Gravatar
    MichaelMay 27, 2018

    I would like a Qantas rewards card with a balance transfer option for 15k. Is there anything you can suggest? My credit rating is 844.

    • Avatarfinder Customer Care
      JhezMay 27, 2018Staff

      Hello Michael,

      Thank you for your comment.

      Having a good credit rating is an edge to get approved for a credit card. I’d be listing the balance transfer credit cards that will let you earn Qantas points below:

      NAB Qantas Rewards Card
      NAB Qantas Rewards Signature Card
      Bank of Melbourne Amplify Card

      Before you submit an application, please check the eligibility criteria first. The reference page is here.

      I hope this helps.

      Regards,
      Jhezelyn

  10. Default Gravatar
    RobynMay 17, 2018

    Hi, Can my husband and I have a linked credit card? If so, could the card be in his name only (for business reasons) but I could be an authorised user?

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
ANZ Low Rate
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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