In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
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Westpac Altitude Qantas Platinum

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Westpac Altitude Qantas Platinum
Terms and conditions apply
Bonus points
70,000
Purchase rate
19.99% p.a.
Reward points per $ spent
0.5
Annual fee for the first year ($250 p.a. thereafter)
$174 p.a.

Our verdict

This platinum rewards card offers 70,000 bonus Qantas Points, a discounted first-year annual fee and complimentary insurance, but not many other frequent flyer perks.

The Westpac Altitude Qantas Platinum credit card has an ongoing earn rate of 0.5 Qantas Points per $1 spent. The 70,000 bonus point offer gives you enough for a one-way economy flight from Sydney to London (55,200 points) or a return business class flight from Brisbane to Adelaide (55,200 points) – with points to spare. You could also redeem your points for $350 worth of David Jones digital gift cards (a total of 66,510 points for one $250 gift card and two $50 gift cards).

Pros

  • 70,000 bonus Qantas Points offer
  • $99 first-year card fee (not including the annual Qantas rewards fee)
  • Complimentary international travel insurance

Cons

  • $75 annual Qantas Rewards fee (on top of the annual card fee)
  • $250 annual fee after the first year ($175 card fee and $75 Qantas rewards fee)
  • 0.5 Qantas Points per $1 spent is relatively low

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews

The Westpac Altitude Qantas Platinum is a frequent flyer credit card that earns 0.5 Qantas Points per $1 on eligible spending. When you shop with this card, you’ll get access to complimentary purchase protection insurance and extended warranty insurance – plus overseas travel insurance for future trips booked with this card.

Details

Product details

Product Name Westpac Altitude Qantas Platinum
Purchase rate p.a. 19.99%
Interest-free period Up to 45 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $6,000
Max credit limit $50,000
Card type Mastercard

Eligibility

Available to temporary residents Yes - Conditions apply
Minimum income $30,000
Joint application No

Rewards

Rewards program Qantas Frequent Flyer
Bonus points 70,000
Rewards points per $ spent 0.5
Rewards points cap 100,000

Fees

Annual fee $174 first year ($250 after)
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 2%
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the Westpac Altitude Qantas Platinum card online in around 10 minutes. Start by checking that you meet the following eligibility requirements and have all the details and documents you'll need to fill out the application form.

Eligibility criteria

  • Minimum income. You must earn at least $30,000 to apply for this card.
  • New customer. The bonus points offer is only available to new cardholders.

Card benefits

  • 70,000 bonus Qantas Points. Receive 70,000 bonus Qantas Points when you apply for a new Westpac Altitude Qantas Platinum card before 27 February 2024 and spend a minimum amount of $4,000 on eligible purchases within 90 days from card approval. The bonus points will be credited to your account within 12 weeks of meeting the spend requirement.
  • Discounted first-year annual card fee. Get a reduced $174 card fee in the first year (includes both standard fee and Qantas Rewards fee) when you apply by 27 February 2024. Then you'll be paying an annual fee of $250 after that (made up of a $175 standard annual fee and a $75 Qantas Rewards fee).

Rates & fees

  • Annual fee. Outside of any promotions, the Westpac Altitude Qantas Platinum card charges a total annual fee of $250. This is a combination of the $175 standard annual fee plus the $75 Qantas Rewards fee.
  • Purchase rate. This credit card charges an interest rate of 19.99% p.a. on purchases.

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