st.george logo

St.George Credit Cards

Compare the latest low rate, balance transfer, rewards and no annual fee credit cards from St.George.

St.George Bank is one of Australia’s leading retail and business banking brands. In 2008, St.George and BankSA became part of the Westpac Group and is known for its award-winning products, exceptional service, innovation, and financial advice for retail and business customers alike.

St.George Bank offers a range of banking services from, personal loans, home loans, insurance and credit cards. From low rate and balance transfer cards to rewards and premium products, you can compare your St.George credit card options below.

St.George Vertigo Visa

St.George Credit Card Offer

Enjoy a low rate balance transfer offer. The card also features a low ongoing purchase rate and a low annual fee.

  • $0 p.a. annual fee for the first year ($55 p.a. thereafter) annual fee
  • 13.24% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free

Comparison of St.George Bank Credit Cards

Rates last updated May 28th, 2017.

St.George Amplify Signature - Amplify Qantas

Bonus points offer changed from 30,000 to 90,000 which is valid until 20 September 2017.

May 3rd, 2017

St.George Amplify Signature

Bonus points offer changed from 30,000 to 90,000 which is valid until 20 September 2017.

May 3rd, 2017

St.George Amplify Platinum

Replaced 0% p.a. for 12 mos. BT offer with 60,000 bonus points valid until 20 September 2017

May 3rd, 2017

View latest updates

Jonathan Choi Jonathan
Bonus Points Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Visa
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
13.24% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($55 p.a. thereafter) Go to site More info
St.George Vertigo Platinum
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.
12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
St.George Amplify Signature
Earn up to 3 Amplify Rewards Points per $1 spent and receive two complimentary airport lounge passes per year.
90,000 bonus points 19.49% p.a. $279 p.a. Go to site More info
St.George Amplify Signature - Amplify Qantas
Fly faster with up to 1.5 Qantas Points per $1 spent and receive 2 complimentary Qantas Lounge Passes.
90,000 bonus points 19.49% p.a. $279 p.a. Go to site More info
St.George Amplify Platinum
Earn up to 2 Amplify Rewards Points per $1 spent and receive complimentary overseas travel insurance.
60,000 bonus points 19.49% p.a. $99 p.a. Go to site More info
St.George Amplify Platinum - Amplify Qantas
Fly faster with up to 1 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
60,000 bonus points 19.49% p.a. $99 p.a. Go to site More info
St.George Amplify Card
Earn 1 Amplify Rewards point per $1 spent and get an extra card for an additional cardholder at no extra cost.
19.49% p.a. $0 p.a. annual fee for the first year ($79 p.a. thereafter) More info
St.George No Annual Fee
A no annual fee card with 0% p.a. on balance transfers for 14 months.
20.49% p.a. 0% p.a. for 14 months $0 p.a. More info

Types of credit card products from St.George Bank

Whether you're looking to consolidate debt and save on interest or earn points as you spend, you can compare your St.George credit card options below:

  • Balance transfer credit cards

St.George offer balance transfer promotions to help you repay your existing credit card debt with no interest for a promotional period. While you can pay down your debt faster and save on interest with a 0% balance transfer offer, remember that any remaining balances will collect the standard purchase rate at the end of the promotional period.

Rates last updated May 28th, 2017
$
% p.a.

Your search criteria didn't return any products. Click to reset your filter options and search again
Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
St.George Vertigo Visa
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
0% p.a. for 14 months 13.24% p.a. $0 p.a. annual fee for the first year ($55 p.a. thereafter) Go to site More info
St.George Vertigo Platinum
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.
0% p.a. for 20 months 12.74% p.a. $99 p.a. Go to site More info
St.George Amplify Signature
Earn up to 3 Amplify Rewards Points per $1 spent and receive two complimentary airport lounge passes per year.
19.49% p.a. $279 p.a. Go to site More info
St.George Amplify Signature - Amplify Qantas
Fly faster with up to 1.5 Qantas Points per $1 spent and receive 2 complimentary Qantas Lounge Passes.
19.49% p.a. $279 p.a. Go to site More info
St.George Amplify Platinum
Earn up to 2 Amplify Rewards Points per $1 spent and receive complimentary overseas travel insurance.
19.49% p.a. $99 p.a. Go to site More info
St.George Amplify Platinum - Amplify Qantas
Fly faster with up to 1 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
19.49% p.a. $99 p.a. Go to site More info
St.George Amplify Card
Earn 1 Amplify Rewards point per $1 spent and get an extra card for an additional cardholder at no extra cost.
19.49% p.a. $0 p.a. annual fee for the first year ($79 p.a. thereafter) More info
St.George No Annual Fee
A no annual fee card with 0% p.a. on balance transfers for 14 months.
0% p.a. for 14 months 20.49% p.a. $0 p.a. More info
Rates last updated May 28th, 2017
$
% p.a.

Your search criteria didn't return any products. Click to reset your filter options and search again
Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
Virgin Australia Velocity Flyer Card - Exclusive Offer
Earn 2 Velocity Points on top of the standard earn rate per $1 spent within the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
0% p.a. for 18 months 20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
0% p.a. for 22 months with 2% balance transfer fee 19.99% p.a. $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 12 months 0% p.a. for 3 months (reverts to 19.74% p.a.) $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
St.George Vertigo Visa
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
0% p.a. for 14 months 13.24% p.a. $0 p.a. annual fee for the first year ($55 p.a. thereafter) Go to site More info
HSBC Low Rate Credit Card
Save with 13.25% p.a. on purchases. Also enjoy exclusive offers with the home&Away Privilege Program.
0% p.a. for 15 months with 2% balance transfer fee 13.25% p.a. $55 p.a. Go to site More info
NAB Low Rate Credit Card
Save with 13.99% p.a. on purchases. Also enjoy special offers from Visa Entertainment.
0% p.a. for 18 months with 3% balance transfer fee 13.99% p.a. $59 p.a. Go to site More info
Citi Rewards Platinum Credit Card
A long-term balance transfer offer with the Citi Rewards Platinum Card. Earn extra points on eligible international spend, plus complimentary travel insurance.
0% p.a. for 24 months with 1.5% balance transfer fee 20.99% p.a. $49 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
NAB Premium Card
Benefit from premium credit card advantages including travel insurance, Platinum Concierge Service plus 0% p.a. for 24 months on balance transfers.
0% p.a. for 24 months with 3% balance transfer fee 19.74% p.a. $90 p.a. Go to site More info
American Express Essential®  Credit Card
A no annual fee card that collects up to 1 Membership Rewards point for every $1 spent.
0% p.a. for 12 months with 1% balance transfer fee 14.99% p.a. $0 p.a. Go to site More info
NAB Low Fee Card
A low annual fee card with 0% p.a. on balance transfers for 18 months.
0% p.a. for 18 months with 3% balance transfer fee 19.74% p.a. $30 p.a. Go to site More info
St.George Vertigo Platinum
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.
0% p.a. for 20 months 12.74% p.a. $99 p.a. Go to site More info
ANZ Low Rate Platinum
Enjoy platinum benefits with exclusive discounts, complimentary travel insurance and personal concierge. Also repay your credit card debt interest-free with 0% p.a. for 16 months on balance transfers.
0% p.a. for 16 months with 2% balance transfer fee 11.49% p.a. $99 p.a. Go to site More info
  • Low rate credit cards

The low rate credit cards from St.George range offer a low variable interest rate on purchases and a competitive annual fee. These cards can be suitable for individuals who don't always repay their card in full each statement period or want to cut down on standard card costs.

Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate (p.a.) Product Description
St.George Vertigo Visa
13.24% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 14 months
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
St.George Vertigo Platinum
12.74% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 20 months
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.

Compare up to 4 providers

Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate (p.a.) Product Description
HSBC Low Rate Credit Card
13.25% p.a.
Up to 55 days on purchases
$55 p.a.
0% p.a. for 15 months with 2% balance transfer fee
Save with 13.25% p.a. on purchases. Also enjoy exclusive offers with the home&Away Privilege Program.
St.George Vertigo Visa
13.24% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 14 months
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
St.George Vertigo Platinum
12.74% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 20 months
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.
Westpac Low Rate Card - Online Only Balance Transfer Offer
13.49% p.a.
Up to 55 days on purchases
$59 p.a.
0% p.a. for 24 months with 2% balance transfer fee
A low interest rate on everyday purchases and a long term balance transfer rate offer of 0% for 24 months.
Bendigo Bank Basic Black Credit Card
12.24% p.a.
Up to 44 days on purchases
$45 p.a.
A basic credit card that features low interest rates, low annual fee and up to 44 interest-free days on purchases.
ANZ Low Rate Platinum
11.49% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 16 months with 2% balance transfer fee
Enjoy platinum benefits with exclusive discounts, complimentary travel insurance and personal concierge. Also repay your credit card debt interest-free with 0% p.a. for 16 months on balance transfers.
NAB Low Rate Platinum Card
13.99% p.a.
Up to 55 days on purchases
$100 p.a.
0% p.a. for 18 months with 3% balance transfer fee
Save with 13.99% p.a. on purchases. Also enjoy access to 7 complimentary insurances.
ANZ Low Rate
12.49% p.a.
Up to 55 days on purchases
$58 p.a.
0% p.a. for 16 months with 2% balance transfer fee
Take advantage of 0% p.a. for 16 months on balance transfers and a low ongoing interest rate on purchases.
Coles Low Rate Mastercard
12.99% p.a.
Up to 62 days on purchases
$49 p.a.
0% p.a. for 6 months
Receive $100 off a single Coles Supermarket shop If you apply, are approved by 30 June 2017 and make a purchase within the first 30 days.
Bank of Melbourne Vertigo Platinum
12.74% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 20 months
Save with 12.74% p.a. on purchases. Also enjoy up to 55 days interest-free.
NAB Low Rate Credit Card
13.99% p.a.
Up to 55 days on purchases
$59 p.a.
0% p.a. for 18 months with 3% balance transfer fee
Save with 13.99% p.a. on purchases. Also enjoy special offers from Visa Entertainment.
American Express Essential®  Credit Card
14.99% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 12 months with 1% balance transfer fee
A no annual fee card that collects up to 1 Membership Rewards point for every $1 spent.
Virgin Money Low Rate Credit Card
11.99% p.a.
Up to 44 days on purchases
$99 p.a.
0% p.a. for 12 months
Save with 11.99% p.a. on purchases. Also enjoy the protection of Fraudshield.
Westpac Low Rate Card
0% p.a. for 6 months (reverts to 13.49% p.a.)
Up to 55 days on purchases
$59 p.a.
0% p.a. for 12 months
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
Heritage Bank Gold Low Rate Credit Card
11.80% p.a.
0 interest free days
$0 p.a.
0% p.a. for 12 months
Save with 11.8% p.a. on purchases. Also enjoy $0 annual fee.
BankSA Vertigo Visa
13.24% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 14 months
Enjoy a low balance transfer offer of 0% p.a. for 14 months and a low ongoing purchase rate from BankSA.

Compare up to 4 providers

  • Rewards credit cards

St.George rewards credit card holders can choose between two rewards programs: Amplify Rewards or Amplify Qantas. These cards let you earn reward points on eligible purchases, which you can redeem for a wide range of rewards including flights, accommodation, merchandise and shopping vouchers.

Rates last updated May 28th, 2017
Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Bonus Points Annual fee
St.George Amplify Card
Earn 1 Amplify Rewards point per $1 spent and get an extra card for an additional cardholder at no extra cost.
1 0 $0 p.a. annual fee for the first year ($79 p.a. thereafter) More info
St.George Amplify Platinum
Earn up to 2 Amplify Rewards Points per $1 spent and receive complimentary overseas travel insurance.
1 0 60,000 bonus points $99 p.a. Go to site More info
St.George Amplify Signature
Earn up to 3 Amplify Rewards Points per $1 spent and receive two complimentary airport lounge passes per year.
1.5 0 90,000 bonus points $279 p.a. Go to site More info
Rates last updated May 28th, 2017
Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Bonus Points Annual fee
St.George Amplify Card - Amplify Qantas
Fly faster with up to 0.5 Qantas Points per $1 spent and save with up to 55 days interest-free.
0.5 0 $0 p.a. annual fee for the first year ($79 p.a. thereafter) More info
St.George Amplify Platinum - Amplify Qantas
Fly faster with up to 1 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
0.5 0 60,000 bonus points $99 p.a. Go to site More info
St.George Amplify Signature - Amplify Qantas
Fly faster with up to 1.5 Qantas Points per $1 spent and receive 2 complimentary Qantas Lounge Passes.
0.75 0 90,000 bonus points $279 p.a. Go to site More info
Rates last updated May 28th, 2017
Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Bonus Points Annual fee
NAB Rewards Platinum Card
Earn 1 NAB Rewards Point per $1 spent and receive double points on purchases made in major department and hardware stores.
1 80,000 bonus points $0 p.a. annual fee for the first year ($195 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Black
Receive 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months, plus earn up to 1 point for every dollar spent on eligible purchases. Also, earn 75 Bonus Status Credits when you apply by 30 June 2017, buy and fly return with Qantas by 30 September 2017.
1 75,000 bonus points $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
Citi Rewards Platinum Credit Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 24 months and a host of platinum privileges. Earn 1 Citi Reward Points for every $1 spent on eligible domestic and international spend.
1 0 $49 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Fly faster with up to 1 Qantas Point per $1 spent and receive bonus Qantas Points on selected Qantas products, services and partners.
1 0 60,000 bonus points $199 p.a. Go to site More info
American Express Explorer® Credit Card
Earn up to 2 Membership Rewards Points per $1 spent and receive a $400 Travel Credit every year.
2 50,000 bonus points $395 p.a. Go to site More info
HSBC Platinum Credit Card
Enjoy an annual fee refund every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
1 0 $99 p.a. Go to site More info
St.George Amplify Signature
Receive up to 90,000 bonus Amplify points on eligible spend and earn up to 3 reward points per $1 spent on eligible purchases.
1.5 0 90,000 bonus points $279 p.a. Go to site More info
ANZ Rewards Platinum
Earn up to 50,000 bonus Reward Points when you spend $2,500 in the first 3 months plus $0 in the first year.
1.5 50,000 bonus points $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Bank of Melbourne Amplify Platinum - Qantas Rewards
Fly faster with up to 1.000 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
0.5 0 60,000 bonus points $99 p.a. Go to site More info
St.George Amplify Platinum - Amplify Qantas
Fly faster with up to 1 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
0.5 0 60,000 bonus points $99 p.a. Go to site More info
American Express Velocity Platinum Card
Take off sooner with up to 2.5 Velocity Points per $1 spent and receive a complimentary Virgin Australia return domestic flight every year.
0 1.5 100,000 bonus points $375 p.a. Go to site More info
St.George Amplify Signature - Amplify Qantas
Fly faster with up to 1.5 Qantas Points per $1 spent and receive 2 complimentary Qantas Lounge Passes.
0.75 0 90,000 bonus points $279 p.a. Go to site More info
ANZ Rewards Black Credit Card
This card offers 75,000 bonus points when you spend $2,500 on eligible purchases in the first 3 months from approval and $0 annual fee for the first year. Earn up to 2 reward points per $1 spent and unlimited access to airport lounges with complimentary travel insurance.
2 75,000 bonus points $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
Bank of Melbourne Amplify Signature - Amplify Qantas
Fly faster with up to 1.500 Qantas Point per $1 spent and receive 2 complimentary Qantas Lounge Passes.
0.75 0 90,000 bonus points $279 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Exclusive Offer
Earn 2 Velocity Points on top of the standard earn rate per $1 spent within the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
0.66 0 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
BankSA Amplify Signature - Amplify Qantas
Fly faster with up to 1.5 Qantas Points per $1 spent and instantly become a Visa Luxury Hotel Collection member.
0.75 0 $279 p.a. Go to site More info
NAB Rewards Classic Card
Earn 0.75 NAB Rewards Point per $1 spent and receive complimentary purchase protection insurance.
0.75 40,000 bonus points $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
BankSA Amplify Platinum - Amplify Qantas
Fly faster with up to 1 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
0.5 0 $99 p.a. Go to site More info
Westpac Altitude Black
Earn up to 3 Altitude Points per $1 spent and enjoy up to four complimentary airport lounge visits each year.
1.25 3 80,000 bonus points $195 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
BankSA Amplify Platinum
Earn up to 2 Amplify Rewards Points per $1 spent and receive complimentary travel insurance.
1 $99 p.a. Go to site More info
  • No annual fee card

This St.George card doesn't charge an annual fee for the life of the card. As a no frills card, it could come in handy for cardholders who want a basic product that can help save on regular card costs.

Rates last updated May 28th, 2017
Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.)
St.George No Annual Fee
A no annual fee card with 0% p.a. on balance transfers for 14 months.
$0 p.a. 20.49% p.a. 0% p.a. for 14 months More info
Name Product Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.) Product Description
American Express Essential®  Credit Card
$0 p.a.
14.99% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Receive a $50 credit on eligible spend and get Smartphone screen insurance when you pay for your phone or contract.
Citi Simplicity Card
$0 p.a.
19.99% p.a.
0% p.a. for 6 months
Receive access to complimentary purchase insurance and free bottles of wine with the Citibank Dining Program.
St.George Vertigo Visa
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
13.24% p.a.
0% p.a. for 14 months
Get up to 55 interest-free days on purchases and an additional card for $0.
Coles Platinum No Annual Fee Mastercard
$0 p.a.
19.99% p.a.
0% p.a. for 6 months
Receive $100 off a single Coles Supermarket shop if you apply, are approved by 30 June 2017 and make a purchase within the first 30 days.
BankSA Vertigo Visa
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
13.24% p.a.
0% p.a. for 14 months
Get up to 55 interest-free days on purchases and an additional card for $0.
ANZ Platinum Credit Card - Exclusive Offer
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
0% p.a. for 3 months (reverts to 19.74% p.a.)
0% p.a. for 12 months
Pay 0% p.a. for 3 months on purchases and receive platinum perks including complimentary travel and purchase insurance.
ANZ Frequent Flyer Black
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
19.99% p.a.
Receive 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months.
Qantas American Express Discovery Card
$0 p.a.
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Earn an uncapped 1 Qantas Frequent Flyer point per $1 spent, plus complimentary purchase insurance.
HSBC Platinum Credit Card
$99 p.a.
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
Earn 1.00 Reward Point per $1 spent and gain access to the Visa Platinum concierge service and Visa Entertainment.
ANZ Frequent Flyer Platinum
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
19.99% p.a.
Get 50,000 when you apply online, are approved and spend $2,500 on eligible purchases in the first 3 months.
NAB Rewards Platinum Card
$0 p.a. annual fee for the first year ($195 p.a. thereafter)
19.99% p.a.
4.99% p.a. for 6 months
Earn 1 NAB Rewards Point per $1 spent and receive double points on purchases made in major department and hardware stores.
ANZ Rewards Platinum
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
18.79% p.a.
Receive 50,000 bonus Reward Points when you spend $2,500 within the first 3 months from card approval.
Westpac 55 Day Platinum Credit Card
$0 p.a. annual fee for the first year ($90 p.a. thereafter)
0% p.a. for 6 months (reverts to 19.84% p.a.)
0% p.a. for 12 months
Enjoy platinum card benefits including a 24/7 concierge service and complimentary insurance covers.
Bankwest Zero Platinum Mastercard
$0 p.a.
17.99% p.a.
2.99% p.a. for 9 months
Includes complimentary travel insurance, a 24/7 Concierge service and $0 foreign transaction fees.

Compare up to 4 providers

 

The benefits of banking with St.George Bank

Compare some of the perks you can expect across different St.George credit card offers below:

    • Earn reward points as you spend

St.George Amplify offers two rewards programs, Amplify Rewards and Amplify Qantas. This gives cardholders the flexibility to earn points that best suit their lifestyle and spending habits. If you opt to earn Amplify Rewards points as you spend, you can redeem them through the Amplify Rewards store for gift cards, appliances and homewares, events or experiences and travel.

If you choose the Qantas alternative, you'll earn frequent flyer points directly in your account which you can redeem for anything from flights and upgrades to travel packages and products through the Qantas online store.

  • Complimentary credit card travel insurance

Some St.George credit cards also come with complimentary travel insurance. As long as you use your card to cover at least $500 worth of prepaid travel costs (including return overseas travel tickets and accommodation) and you meet the eligibility requirements, you could enjoy cover for medical, loss and damage of personal items during your travels. As long as they meet the eligibility requirements, this complimentary insurance also covers your spouse or dependent children that are travelling with you. This cover is provided through QBE Insurance.

Please see our St.George complimentary credit card travel insurance guide for more information.

    • Security with St.George Fraud Money Back Guarantee

The St.George Fraud Money Back Guarantee ensures that cardholders are reimbursed if their credit card is used to make unauthorised transactions. St.George also use a wide network of secure systems and 24/7 fraud monitoring that detects any unusual activity on your account. If you suspect any suspicious transactions or need to report a lost, stolen or damaged card, you can contact the St.George 24/7 customer service centre in Australia on 1800 028 208 or overseas on +61 2 9155 7800,

    • Contactless payments

St.George credit cards are enabled with Visa payWave, meaning you can use your card to "tap and go" to make contactless payments at participating merchants.

You can also use eligible iPhone products (using iOS 7 and above or an iPhone 4S or later) or Android smartphones or tablets (version 5 or above) to make digital mobile payments with Mobile PayWay.

How to apply for a St.George Bank credit card

You can securely apply for a St.George credit card online or in branch. Having the following information can help with the process. Applicants must be at least 18 years old, be a permanent resident of Australia, and have a good credit rating.

Required documents and information

Once you've compared your options and checked you meet the eligibility requirements, you may need to have the following information on hand before applying:

  • Your driver’s licence number, if you have one
  • Your net (after-tax) weekly income
  • Details of your income, assets, savings and investments
  • Any repayment liabilities you have, such as credit card and store card debts, or personal loans
  • Your most recent tax details if you are self-employed

Frequently asked questions

When opening a new account with St.George you can request a balance transfer when you apply for your credit card and St.George will arrange to transfer the balance for you. (note: you must activate your St.George card for the balance transfer to take place)

Allow up to 14 days for St.George to complete a balance transfer request. If you are a new customer, the balance transfer request will only be processed after you complete the identification check at a St.George branch, unless you have previously done so, and activate your card.

You can transfer a minimum of $200 up to 95% of your approved credit limit to a new St.George credit card.

Unfortunately no, if you take a balance transfer you don’t get 55 days interest-free. The outstanding balance must be paid off before the interest-free days are active.

Yes, you can switch between the Amplify Rewards and the Amplify Qantas rewards programs at any time. Just get in touch with St.George Bank and request for a Program Switch Request form.

Eligible purchases made on the account will earn points in your chosen rewards program. You don’t earn points on the following: balance transfers, BPAY® transactions and cash advances. Be sure to consult the terms and conditions for a full list of the eligible and ineligible transactions that earn reward points. 

You must repay at least 2% of your total balance or $10 (whichever is greater) of the amount of outstanding amount each statement period.

Back to top

Read more on this topic

American Express Velocity Platinum Card
American Express Velocity Platinum Card

Interest rate

20.74

Annual fee

375
ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

35 Responses to St.George Credit Cards

  1. Default Gravatar
    Jaz | September 28, 2015

    Please advise if your travel money card comes with user name imprinted on the front. Many thanks

    • Staff
      Sally | September 29, 2015

      Hi Jaz,

      Thanks for your inquiry.

      Please note that finder.com.au is an online comparison service, and is not connected with St.George.

      To answer your question though, the St.George website doesn’t mention that the card comes with a name printed on the front, just an expiry date and your card number. You may need to get in touch with St.George directly to confirm whether it is possible to order a card with your name on it.

      I hope this has helped.

      Thanks,

      Sally

  2. Default Gravatar
    Sam | April 17, 2015

    Hi

    If I want to transfer my credit card balance from an existing STG credit card to another bank, is there fees involved from STG?

    • Staff
      Jonathan | April 17, 2015

      Hi Sam, thanks for your inquiry!

      To complete a balance transfer from a St.George credit card, apart from closing the card properly and clearing all remaining debt balances there are no other fees involved.

      Cheers,

      Jonathan

  3. Default Gravatar
    Mandy | February 9, 2015

    How long does it take to change to Amplify Platinum from my Gold Visa credit card? I am going overseas in September, how soon could I apply for the free travel insurance?

    • Staff
      Jonathan | February 10, 2015

      Hi Mandy, thanks for your inquiry!

      The transfer process for an existing St.George Card to an Amplify Credit Card is completed via a form from St.George’s website and can generally take up to 5 business days.
      To receive the complimentary travel insurance as per the terms and conditions “A cardholder becomes eligible for this Overseas travel insurance when, before leaving Australia on an overseas journey, they have a return overseas travel ticket, and A$500 of their prepaid travel costs (i.e. costs of their return overseas travel ticket; and/or airport/departure taxes; and/or their prepaid overseas accommodation/travel; and/or their other prepaid overseas itinerary items) have been charged to the cardholder’s eligible credit card account.”

      Cheers,

      Jonathan

  4. Default Gravatar
    Di | June 19, 2014

    where can i get a cash advance from my st george credit card?

    • Staff
      Shirley | June 20, 2014

      Hi Di,

      Thanks for your question.

      You can perform a cash advance through an ATM, or transferring funds online.

      Please note that the interest rate on cash advances will apply straight away, as well as a cash advance fee.

      Cheers,
      Shirley

  5. Default Gravatar
    Patricia | April 19, 2014

    I need to find St George Internet Banking

    • Staff
      Shirley | April 22, 2014

      Hi Patricia,

      Thanks for your question.

      Please click the ‘online services’ tab on the top right hand corner of the official St.George homepage.

      Cheers,
      Shirley

  6. Default Gravatar
    Faye | December 20, 2013

    Hello, I am currently in the USA…I want to purchase air fares over here using my St George debit card…could you please tell me how much is the currency conversion rates.
    Thank you ~

  7. Default Gravatar
    koben | November 15, 2013

    Hello. I’m an existing credit cardholder with St.George, I want to do a balance transfer from another bank. Is it possible to be a holder of two different credit cards with the same bank.
    Thank you.
    Koben

    • Staff
      Jacob | November 15, 2013

      Hi Koben.

      Thanks for your question.

      If you already hold another St.George credit card, you can still apply for a new St.George credit card. The important thing is that you can’t hold two of the same account.

      I hope this helps.

  8. Default Gravatar
    rene | September 23, 2013

    Hi. How are credit card limits set for non residents on a student visa?

    • Staff
      Jacob | September 23, 2013

      Hi Rene.

      Thanks for your question.

      Credit limits for temporary residents seeking a credit card are set the same way as for permanent residents. In order to be eligible for one of the these cards, there are certain conditions you need to meet, i.e. earn over a certain amount each year. Your credit limit will be assessed based on your income. You can find out more about this on this page.

  9. Default Gravatar
    Shell | September 20, 2013

    Hi i already applied for the vertigo card and was accepted. The lady i spoke to said i would hve my card in 5 to 10 days and it has now been 15 how long till i get my card??

    • Staff
      Jacob | September 20, 2013

      Hi Shell.

      Thanks for your question.

      You should have your card already. Did you elect to get it sent to a branch? It may already be waiting for you at a St.George branch to pick up. If this isn’t the case, please speak to the lender to find out where your card is. You can find contact numbers on this page.

  10. Default Gravatar
    Tash | September 19, 2013

    Do you need to do a credit history check to get a merchant account???

Credit Cards Comparison

Rates last updated May 28th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Exclusive Offer
Earn 2 Velocity Points on top of the standard earn rate per $1 spent within the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
NAB Premium Card
An introductory rate of 0% p.a. for 24 months on balance transfers combined with premium benefits such as travel insurance covers.
19.74% p.a. 0% p.a. for 24 months with 3% balance transfer fee $90 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback