What is the St.George credit cards contact number?

If you have a question about a new or existing St.George credit card, you can call the bank on 13 33 30 between 8am and 8pm, Monday to Saturday.

How can I transfer a balance to a new St.George credit card?

If you have an existing debt on a credit card from another bank, you can request a balance transfer when you apply for a new St.George credit card. If the card and the balance transfer are approved, St.George will arrange to transfer the balance from your old account to the new card once you have activated it. Note that you cannot transfer debts from existing St.George, Bank of Melbourne or BankSA cards.

How long does it take to transfer a balance?

Allow up to 4 weeks for St.George to complete a balance transfer request. If you are a new customer, the balance transfer request will only be processed after you complete an identification check at a St.George branch and activate your card.

How much can I transfer across to a balance transfer?

You can transfer a minimum of $200 and up to 80% of your approved credit limit to a new St.George credit card.

Can I transfer a balance if I already have a St.George credit card?

Yes, if you have debt on an existing card from another bank, you can request a balance transfer onto your current St.George credit card. Note that any balance transfer request you make will be subject to St.George's lending criteria and approval. As with introductory balance transfers, you also won't be able to move debt if it's on an existing St.George, Bank of Melbourne or BankSA card.

I can’t choose between the two rewards programs, can I switch between them?

Yes, you can switch between the Amplify Rewards and the Amplify Qantas rewards programs at any time. Just get in touch with St.George Bank and ask for a Program Switch Request form.

Which transactions will earn points on an Amplify Rewards or Amplify Qantas Rewards credit card?

If you have a St.George credit card that earns rewards, you'll earn points for most everyday purchases. This includes shopping at the supermarket, retail stores, petrol stations and at restaurants or online stores. But transactions that are not eligible to earn points include balance transfers, BPAY transactions and cash advances (including getting cash out). Refer to the Amplify and Amplify Qantas rewards card terms and conditions booklet available on the St.George website for full details of what transactions will and won't earn points.

How much is the minimum repayment per statement period?

You must repay at least 2% of your total balance or $10 (whichever is greater) by the due date on each statement period.

Compare St.George Bank Credit Cards

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St.George is a well-known bank in Australia that competes with the Big 4 Banks, and is actually a part of Westpac Group.
Its credit card range includes 0% interest rate offers, bonus points and frequent flyer rewards, low-cost options and premium cards with extra perks.

Compare St.George Bank Credit Cards

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
St.George Rainbow Vertigo Card	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 6.99% for 36 months with 0% balance transfer fee, then 21.99%	Annual fee $55	Offers 6.99% p.a. on balance transfers for 36 months (with no balance transfer fee). Plus, all the low-cost features of the Vertigo Visa with a rainbow design in support of the LGBT community.	More info Compare product selectionCompare	loading
St.George Vertigo Card Finder Award	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 6.99% for 36 months with 0% balance transfer fee, then 21.99%	Annual fee $55	Get a 6.99% p.a. interest rate on balance transfers for 36 months (with no balance transfer fee).	More info Compare product selectionCompare	loading
St.George Vertigo Card - Cashback Offer	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 6.99% for 12 months with 0% balance transfer fee, then 21.99%	Annual fee $55	Get up to $500 cashback at eligible supermarkets and petrol stations in the first 180 days. Plus, a low interest rate for purchases.	More info Compare product selectionCompare	loading
St.George Corporate Mastercard	Purchase rate p.a. 0%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 35 days on purchases	Balance transfer rate p.a. N/A	Annual fee	With a complete online expense management system, you can control your organisations' expenditures.	More info Compare product selectionCompare	loading
St.George Amplify Business Credit Card Amplify Rewards	Purchase rate p.a. 19.49%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $0 first year ($89 after)	Save with a $0 annual fee for the first year and earn uncapped points on eligible business spending.	More info Compare product selectionCompare	loading
St.George BusinessVantage Visa Finder Award	Purchase rate p.a. 9.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $55	Created for small and medium businesses with a low variable interest rate on purchases.	More info Compare product selectionCompare	loading
St.George Amplify Rewards Signature Amplify Rewards	Purchase rate p.a. 20.99%	Bonus points 200,000	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $199 first year ($295 after)	Earn up to 200,000 bonus Amplify Points (100,000 points in year 1 when you spend $12,000 on eligible purchases in the first 12 months and additional 100,000 points when you meet the same spend requirement in year 2). Plus, a reduced first-year annual fee.	More info Compare product selectionCompare	loading
St.George Amplify Rewards Platinum Amplify Rewards	Purchase rate p.a. 20.99%	Bonus points 100,000	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $99 first year ($175 after)	Earn up to 100,000 bonus Amplify Points (75,000 points in year 1 when you spend $3,000 on eligible purchases in the first 90 days and additional 25,000 points after the first eligible spend in year 2). Plus a first-year annual fee discount.	More info Compare product selectionCompare	loading
St.George Amplify Qantas Signature Qantas Frequent Flyer	Purchase rate p.a. 20.99%	Bonus points 150,000	Points per $ spent 0.5	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $370	Receive up to 150,000 bonus Qantas Points (90,000 points in year 1 when you spend $6,000 on eligible purchases in the first 120 days and additional 60,000 points when you meet the same spend requirement in year 2).	More info Compare product selectionCompare	loading
St.George No Annual Fee	Purchase rate p.a. 20.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $0	Save with a $0 annual fee. Plus, a minimum credit limit of $500.	More info Compare product selectionCompare	loading
St.George Amplify Qantas Platinum Qantas Frequent Flyer	Purchase rate p.a. 20.99%	Bonus points 100,000	Points per $ spent 0.35	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $250	Offers up to 100,000 bonus Qantas Points (70,000 points in year 1 when you spend $4,000 on eligible purchases in the first 90 days and additional 30,000 points when you meet the same spend requirement in year 2).	More info Compare product selectionCompare	loading

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Congratulations, St.George!

St.George was a big winner in the 2025 Finder Awards.

Winner, Best Balance Transfer Credit Card: Vertigo Card
Highly commended, Best Rewards Credit Card: Amplify Signature
Highly commended, Best Business Frequent Flyer Credit Card: Amplify Business
Winner, Best Low Interest Business Credit Card: BusinessVantage Visa

Full list of 2025 credit card winners

Benefits of getting a credit card with St.George Bank

Some of the key features you can get with a St.George credit card include:

Contactless payments

St.George credit cards are enabled with Visa payWave, meaning you can use your card to "tap and go" to make contactless payments at participating merchants. You can also make payments from your mobile phone or another compatible device with the following mobile wallets:

Apple Pay
Google Pay
Samsung Pay

My Offers Hub

A personal St.George card gives you access to discounts and offers with brands such as Myer, Priceline and THE ICONIC. To see the latest deals through the My Offers Hub, you just have to log in to your account and go to the "My offers and benefits" section on mobile or Internet banking.

Instalment plans

St.George offers 0% interest instalment plans for new purchases, giving you a structured way to pay them off over 3, 6 or 12 months. Known as Plan&Pay, you can set up an instalment plan for any credit card purchase over $200 that you've made in the previous 30 days, and can cancel it at any time. While there's no interest for these instalment plans, you'll pay an upfront fee of 1% for a 3-month plan, 2% for 6-month plans and 4% for 12-month plans.

Security

St.George credit cards come with 24/7 fraud monitoring and support services to help keep your account safe. If you suspect any suspicious transactions or need to report a lost, stolen or damaged card, you can contact the St.George 24/7 customer service centre in Australia on 1800 028 208 or overseas on +61 2 9155 7800. The St.George Fraud Money Back Guarantee also means you won't have to cover the cost of fraudulent transactions if they're made on your credit card.

How to apply for a St.George credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

If you have a question about a new or existing St.George credit card, you can call the bank on 13 33 30 between 8am and 8pm, Monday to Saturday.
For lost, stolen or misplaced cards, you can call 1800 028 028 from Australia, or +612 9155 7800 from overseas. Alternatively, you could contact St.George via online chat through the St.George website, or manage your account through Internet and Mobile Banking.
If you have an existing debt on a credit card from another bank, you can request a balance transfer when you apply for a new St.George credit card. If the card and the balance transfer are approved, St.George will arrange to transfer the balance from your old account to the new card once you have activated it. Note that you cannot transfer debts from existing St.George, Bank of Melbourne or BankSA cards.
Yes, if you have debt on an existing card from another bank, you can request a balance transfer onto your current St.George credit card. Note that any balance transfer request you make will be subject to St.George's lending criteria and approval. As with introductory balance transfers, you also won't be able to move debt if it's on an existing St.George, Bank of Melbourne or BankSA card.
If you have a St.George credit card that earns rewards, you'll earn points for most everyday purchases. This includes shopping at the supermarket, retail stores, petrol stations and at restaurants or online stores. But transactions that are not eligible to earn points include balance transfers, BPAY transactions and cash advances (including getting cash out). Refer to the Amplify and Amplify Qantas rewards card terms and conditions booklet available on the St.George website for full details of what transactions will and won't earn points.

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Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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