The St.George Amplify Qantas Platinum gives you a way to earn 0.5 Qantas Point per $1 spent on eligible purchases and offers complimentary travel and purchase insurance options. While the earn rate isn't as high as some other Qantas Frequent Flyer credit cards, it is competitive with cards that have similar annual fees.
St.George Amplify Qantas Platinum
- Bonus points
- 70,000
- Purchase rate
- 19.49% p.a.
- Reward points per $ spent
- 0.5
- Annual fee for the first year ($199 p.a. thereafter)
- $174 p.a.
Our verdict
This platinum rewards card offers up to 70,000 bonus Qantas Points and complimentary travel insurance, with a discounted $174 first-year annual fee.
Pros
-
Up to 70,000 bonus Qantas Points
-
$174 first-year annual fee ($199 p.a. thereafter), including Qantas fee
-
0% p.a. for 24 months on balance transfers
-
Earn 0.5 Qantas Point per $1 spent
-
Complimentary travel and purchase insurances
-
Shopping cashbacks through ShopBack
Cons
-
Charges a 1% balance transfer fee
-
Balances remaining at the end of the balance transfer period are subject to the high 21.49% p.a. cash advance rate
-
Earn rate of 0.5 Qantas Points per $1 spent is lower than some other platinum cards
-
Does not offer airport lounge passes
Details
Product details
Product Name | St.George Amplify Qantas Platinum |
Balance transfer rate p.a. | 0% for 24 months with 1% balance transfer fee, then 21.49% |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | 19.49% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.49% |
Min credit limit | $6,000 |
Max credit limit | $80,000 |
Card type | Visa |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | 70,000 |
Rewards points per $ spent | 0.5 |
Rewards points cap | 100,000 |
Fees
Annual fee | $174 first year ($199 after) |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 3% of each cash advance amount |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Your reviews
Amy Finder
Editor
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Sarah Megginson Finder
May 13, 2024
Hi Zhette,
Eligible spending usually means everyday spending: groceries, coffees, lunches, shopping, concert tickets, transport fares, ubers, travel etc. School fees should be fine as part of that spending.
Ineligible spending usually includes things like cash advances, online gambling, interest payments, fees, refunds etc.
Hope this helps!
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Charlie
April 01, 2024
With reference to the minimum $3K spend on eligible purchases, what are eligible purchases? I cannot find this anywhere in the terms and conditions.
Sarah Megginson Finder
April 02, 2024
Hi Charlie,
Eligible purchases include everyday spending on things like groceries, accomodation, flights, concert tickets, shopping, takeaways and coffees. Eligible purchases generally don’t include things like cash advances, interest charges, gambling, BPAY payments and balance transfers.
Hope this helps!
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Anne
July 12, 2023
Hi Amy,
What is the minimum salary that is required to apply for this card?
My Westpac Mastercard just raised Annual Fee + $50 How likely is your card to raise Annual Fee in near future?
Thank you
Richard Whitten Finder
July 12, 2023
Hi Anne,
You’d better check with St.George directly about the minimum salary and other eligibility requirements. As for the annual fee raising in the future, it’s really not possible for us to say. Finder is not the credit card provider, we simply list options and help you compare them.
Sorry I can’t be more helpful.
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Jean
June 28, 2023
I am self employed so don’t have payslips or relevant bank statements. Do you accept annual ATO tax assessment as proof of income?
Elizabeth Barry Finder
July 10, 2023
Hi Jean
Thanks for your question.
St. George asks self-employed applicants to provide proof that you’ve been in business for at least 18 months, copies of the last two months’ business bank statements and last year’s Notice of Assessment.
I hope that helps,
Elizabeth
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Steven
February 20, 2020
Can you please confirm that this card has a 0% balance transfer fee?
Nikki Angco
February 20, 2020
Hi Steven,
Thanks for your comment and I hope you are doing well.
This is to confirm that the balance transfer fee of the St. George Amplify Platinum is 0%. As seen above, take not that there are conditions to this 0% balance transfer fee.
– New customers only can avail of this promo
– One must apply by 31 March 2020
– the 0% interest rate is good for the first 22 months only on balance transfers with no balance transfer fee.
Note that after the promotional period, any balance remaining will be charged at the variable cash advance rate, currently 21.49% p.a.
I hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
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zhette
May 07, 2024
with regards to the minumum 3k spend on eligible purchases, is school fees considered eligible purchase?