Great Southern Bank is one of the largest member-owned banks in Australia and has been operating for over 75 years. It was previously known as CUA and rebranded to Great Southern Bank on 1 June 2021. Its credit card features include low rates and fees, rewards and complimentary insurance.
Compare Great Southern Bank Credit Cards
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Types of credit cards from Great Southern Bank
Low rate credit card
The Great Southern Bank Low Rate Credit Card has a 11.99% p.a. variable interest rate for purchases, which is much lower than the average standard credit card interest rate of 19.82% according to Reserve Bank of Australia data. Its $49 annual fee is also at the low end of the scale for credit cards in Australia, and is currently waived in the first year.
Platinum credit card
The Great Southern Bank Platinum Credit Card offers reward points per $1 on all your eligible spending, including groceries, petrol, dining, entertainment and travel. You can redeem these points for rewards including travel, retail items and gift cards from major brands such as Coles, Woolworths and JB Hi-Fi. It also gives you access to complimentary insurance options, including international travel insurance.
Benefits of getting a Great Southern Bank credit card
Some of the features and benefits you can enjoy with a Great Southern Bank credit card include:
You can add a Great Southern Bank credit card to Apple Pay and Google Pay to make payments straight from your mobile phone or other device.
With either of these credit cards, you'll get access to exclusive offers for shopping, dining, travel and entertainment through Mastercard Priceless. These cards also offer contactless payments and worldwide acceptance through the Mastercard network, and protection with zero liability for fraudulent transactions and 24-hour global support services.
Both Great Southern Bank credit cards offer up to 55 interest-free days on purchases when you pay your account’s total outstanding balance by the due date on each statement.
If you choose to get a Great Southern Bank credit card, you can request up to 9 additional cards. This allows you to share your account with a partner or family member, and could help you earn more points if you choose the Great Southern Bank Platinum Credit Card. Keep in mind that you remain liable for all purchases made using additional cards linked to your primary card.
Online and mobile banking
Keep track of your credit card transactions and manage your account 24/7 from anywhere using Great Southern Bank’s online banking platform or mobile banking app.
Great Southern Bank member benefits
Great Southern Bank ensures that its profits go back to its customers in the form of lower fees and better rates. It also gives you the ability to bundle products such as credit cards and home loans, which can simplify your banking and help you save more on fees. In addition to these benefits, Great Southern Bank members can participate in its governance, ask questions about management and financial performance and even have voting rights at the Annual General Meeting.
How to apply for a Great Southern Bank credit card
You can apply for a Great Southern Bank credit card online in around 10 minutes. Before you apply, make sure you meet the eligibility requirements and have all the relevant details on hand to speed up the process.
- Age. You must be at least 18 years old
- Residency status. You must be a permanent resident of Australia
- Income. You must earn a regular income.
- Credit history. You must have a good credit history with no bankruptcy or insolvency listed for the last 5 years.
Information and documents you need to apply
- Personal details. Your complete name, date of birth, marital status, number of dependents, and mother’s maiden name.
- Contact details. Your residential address, time spent there, residential status, phone number, and email address.
- Employment details. Your employment status, employer’s name and contact details, and time spent with current employer
- Financial details. This includes information on our assets, such as investments, shares or savings. It also includes details of any existing debts and loans, as well as regular payments such as rent and household bills.
What happens after you apply?
Great Southern Bank will send you an outcome by email once you have filled in the application form and upload your supporting documentation. If you're approved, you should get your credit card in the mail within 5-10 working days and can activate it through Internet or mobile banking.
Have a question about your application? Call Great Southern Bank on 133 282.
Credit card brands similar to Great Southern Bank
If you want a credit card from a member-owned bank (or credit union), here are 3 other credit card providers you could compare with Great Southern Bank:
Frequently asked questions
Important links and details
- Great Southern Bank customer service phone number: 133 282
Hours of operation: 8am-8pm Mon-Fri and 8am-4pm Sat (AEDT)
- Great Southern Bank home loans
- Great Southern Bank savings and bank accounts
Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.
More guides on Finder
Great Southern Bank Low Rate Credit Card
The Great Southern Bank Low Rate Credit Card comes with $0 annual fee for the first year and up to 55 days interest-free on purchases.
Great Southern Bank Platinum Credit Card
Earn rewards as you spend and also enjoy complimentary travel insurance with the Great Southern Bank Platinum.
Ask an Expert