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Great Southern Bank Fixed Rate Car Loan

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Great Southern Bank Fixed Rate Car Loan

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Application Fee
$265 ($175 Establishment Fee + $90 Security Administration Fee)
Interest Rate (p.a.)
From 6.49% (fixed)
Comparison Rate (p.a.)
6.86%
Max Loan Amount
$100,000

Summary

A fixed rate car loan from Great Southern Bank lets you have the financial stability you need to fund the car you want.

Great Southern Bank offers a fixed rate car loan, with a number of benefits for borrowers. The loan comes with no monthly fees. It also has flexible repayment options, which make it easy for you to budget around this loan. You can also make unlimited extra repayments with zero penalties for early payouts.

Pros

  • Competitive interest rate
  • Large maximum loan amount
  • Fee-free additional repayments
  • Redraw facility available

Cons

  • $200 minimum for in-branch redraws
  • $90 administration fee for secured loans

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name Great Southern Bank Fixed Rate Car Loan
Interest Rate (p.a.) 6.49% to 15.04%
Comp. Rate (p.a.) 6.86% to 15.44%
Interest Rate Type Fixed
Min Loan Amount $5,000
Max Loan Amount $100,000

Main points to consider about the Great Southern Bank Fixed Rate Car Loan

This personal car loan from Great Southern Bank is a fixed rate secured loan. It can be used to buy either a new vehicle or a used vehicle up to seven years old.

The interest rate is fixed starting from 6.49% p.a. up to 15.04% p.a. You can also make as many repayments as you wish, so you could pay off your loan early and without penalties.

When your loan is approved, you will be charged $175 Establishment Fee + $90 Security Administration Fee. There are no monthly charges with this loan, making it a cost-effective choice.

Features of the Great Southern Bank Fixed Rate Car Loan

  • Interest rate. This car loan comes with a fixed interest rate. It is fixed starting from 6.49% p.a. up to 15.04% p.a., while the comparison rate is from 6.86% p.a. to 15.44% p.a.
  • Loan term. The loan term ranges from 1 year to 7 years.
  • Loan amount. The minimum loan amount is $5,000. You can borrow up to $100,000 using the vehicle as security.
  • Repayments. Flexible repayments allow you to pay back the loan based on your income and budget. You can repay the loan monthly, fortnightly or weekly. You can also make as many additional repayments as you wish, with no extra charge.
  • Redraw. You can redraw any additional repayments you make. There is a minimum $200 withdrawal amount for in-branch redraws.
  • Monthly fees. There is no monthly maintenance fee.

How to apply for the Great Southern Bank Fixed Rate Car Loan

If you wish to apply for a Great Southern Bank car loan, click "Go to Site" to begin your application. You will need to meet the following eligibility requirements:

  • You must be at least 18 years of age or older.
  • You must be a permanent resident of Australia or an Australian citizen.
  • You must have a good credit history, with no defaults over the last five years.

Keep the following documents handy when applying:

  • Personal information. This includes your name, date of birth, current address and driver’s licence number.
  • Employment. This includes details of your employment, including your current employer’s contact information.
  • Income. This includes your current income and any additional regular income.
  • Assets. You will need to provide details of your assets, including property, vehicles and savings.
  • Liabilities. You will also need to provide a list of all your current financial obligations, including other loans and credit card debts.

When you’re shopping for a new car, you should keep in mind that there are many alternatives to dealership finance. By comparing rates and features between lenders, you could find the best car loan available. Before making your final decision, compare Great Southern Bank Fixed Rate Car Loans with other loan products.

Compare car loan providers

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1 - 11 of 108
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
OurMoneyMarket New Car Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Simplify New Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
Credit Concierge New Car Loan
Fixed1 - 7 Years $10,000 - $100,000
Interest Rate (p.a.)
6.29%
to 16.45%
Comp. Rate (p.a.)
7.41%
to 17.91%
Application Fee
$553
Monthly Fee
$10
Monthly Repayment
$637.97
Go to siteMore Info
NRMA New Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
RACV New Car Loans
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Credit Concierge Used Car Loan
Fixed1 - 7 Years $10,000 - $1,000,000
Interest Rate (p.a.)
6.8%
to 17.45%
Comp. Rate (p.a.)
7.56%
to 18.91%
Application Fee
$553
Monthly Fee
$10
Monthly Repayment
$642.74
Go to siteMore Info
loans.com.au - New - Variable Rate Special
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Simplify Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
NRMA Used Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
RACV Used Car Loans
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
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