In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

Great Southern Bank Fixed Rate Car Loan

  • Bria Horne's headshot
Great Southern Bank Fixed Rate Car Loan

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Compare other options
Application Fee
$325 ($225 Establishment Fee + $100 Security Administration Fee)
Interest Rate (p.a.)
From 6.49% (fixed)
Comparison Rate (p.a.)
6.95%
Max Loan Amount
$100,000

Summary

A fixed rate car loan from Great Southern Bank lets you have the financial stability you need to fund the car you want.

Great Southern Bank offers a fixed rate car loan, with a number of benefits for borrowers. The loan comes with no monthly fees. It also has flexible repayment options, which make it easy for you to budget around this loan. You can also make unlimited extra repayments with zero penalties for early payouts.

Pros

  • Competitive interest rate
  • Large maximum loan amount
  • Fee-free additional repayments
  • Redraw facility available

Cons

  • $200 minimum for in-branch redraws
  • $90 administration fee for secured loans

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name Great Southern Bank Fixed Rate Car Loan
Interest Rate (p.a.) 6.49% to 15.04%
Comp. Rate (p.a.) 6.95% to 15.54%
Interest Rate Type Fixed
Min Loan Amount $5,000
Max Loan Amount $100,000

Main points to consider about the Great Southern Bank Fixed Rate Car Loan

This personal car loan from Great Southern Bank is a fixed rate secured loan. It can be used to buy either a new vehicle or a used vehicle up to seven years old.

The interest rate is fixed starting from 6.49% p.a. up to 15.04% p.a. You can also make as many repayments as you wish, so you could pay off your loan early and without penalties.

When your loan is approved, you will be charged $225 Establishment Fee + $100 Security Administration Fee. There are no monthly charges with this loan, making it a cost-effective choice.

Features of the Great Southern Bank Fixed Rate Car Loan

  • Interest rate. This car loan comes with a fixed interest rate. It is fixed starting from 6.49% p.a. up to 15.04% p.a., while the comparison rate is from 6.95% p.a. to 15.54% p.a.
  • Loan term. The loan term ranges from 1 year to 7 years.
  • Loan amount. The minimum loan amount is $5,000. You can borrow up to $100,000 using the vehicle as security.
  • Repayments. Flexible repayments allow you to pay back the loan based on your income and budget. You can repay the loan monthly, fortnightly or weekly. You can also make as many additional repayments as you wish, with no extra charge.
  • Redraw. You can redraw any additional repayments you make. There is a minimum $200 withdrawal amount for in-branch redraws.
  • Monthly fees. There is no monthly maintenance fee.

How to apply for the Great Southern Bank Fixed Rate Car Loan

If you wish to apply for a Great Southern Bank car loan, click "Go to Site" to begin your application. You will need to meet the following eligibility requirements:

  • You must be at least 18 years of age or older.
  • You must be a permanent resident of Australia or an Australian citizen.
  • You must have a good credit history, with no defaults over the last five years.

Keep the following documents handy when applying:

  • Personal information. This includes your name, date of birth, current address and driver’s licence number.
  • Employment. This includes details of your employment, including your current employer’s contact information.
  • Income. This includes your current income and any additional regular income.
  • Assets. You will need to provide details of your assets, including property, vehicles and savings.
  • Liabilities. You will also need to provide a list of all your current financial obligations, including other loans and credit card debts.

When you’re shopping for a new car, you should keep in mind that there are many alternatives to dealership finance. By comparing rates and features between lenders, you could find the best car loan available. Before making your final decision, compare Great Southern Bank Fixed Rate Car Loans with other loan products.

Compare car loan providers

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFCL_COMPARISON_V2_TABLE","nicheCode":"AUFCL","fields":[{"name":"LOAN_AMOUNT","value":"20000","options":"","label":"Loan amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"3","options":"","label":"Loan term","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}
1 - 11 of 92
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
loans.com.au - New - Variable Rate Special
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
Simplify New Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
OurMoneyMarket New Car Loan ($5,000-$75,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
IMB New Car Loan
IMB logo
Fixed1 - 7 Years $2,000 - $125,000
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.59%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$619.01
Go to siteMore Info
You'll receive a fixed rate of 6.24% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Stratton Finance New Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
OurMoneyMarket Used Car Loan ($5,000-$75,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Simplify Used Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
Stratton Finance Used Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
$653.57
Go to siteMore Info
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
loading
Showing 11 of 11 results

Compare other products from Great Southern Bank

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Bria Finder

Writer

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site