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View Car Loan Brands: A to Z Listing
The following car loans are available:A listing of Australian Car Loan Brands
Arab Bank Australia Limited
Arab Bank Australia began operations in 1986 and is a wholly-owned subsidiary of Arab Bank . Arab Bank Australia has seven branches across Melbourne and Sydney and offers a wide range of banking products and services.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Arab Bank Australia Unsecured Personal Loan | 19.6% p.a. | 20.54% p.a. |
| Arab Bank Australia Unsecured Fixed Rate Personal Loan | 14% p.a. | 14.99% p.a. |
| Arab Bank Australia Secured Variable Rate Personal Loan | 16.9% p.a. | 17.86% p.a. |
| Arab Bank Australia Secured Fixed Rate Personal Loan | 11.3% p.a. | 12.32% p.a. |
Australian Military Bank
Australian Military Bank (formerly Australian Defence Credit Union Limited) began operations in 1959 and is Australia's longest serving Defence financial institution. In addition to offering its services to the defence community, it also welcomes members from the general public. Australian Military Bank has over 30 branches in Australia, around 50,000 members and funds under management in excess of $1 billion.
The following car loans are available:
| Product | Maximum Loan Term | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Australian Military Bank Car Loan | 7 years | $100,000 | 7.45% p.a. | 7.66% p.a. |
Auswide Bank
Auswide Bank has been servicing the banking needs of Australians for over 50 years. It has also recently merged with Wide Bay Australia. It provides an extensive range of personal and business banking products and services issued directly or in partnership with leading service providers via branches, strategic relationships and online & digital channels.
The following car loans are available:
| Product | Maximum Loan Term | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Auswide Bank Car Loan | 7 years | $75,000 | 6.99% p.a. | 7.7% p.a. |
AWA Alliance Bank
AWA Alliance Bank is a mutual financial services provider owned by its members and with assets amounting to over $240 million. The credit union was formed in 1969 and has grown to have a membership of about 4,800.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| AWA Alliance Bank Personal Loan | 7 years | $1,000 | 7.79% p.a. | 7.79% p.a. |
Bankstown City Unity Bank
Bankstown City Unity Bank (formerly Bankstown City Credit Union) was opened in 1965 to offer financial services to Bankstown City Council staff. Today, its members get to benefit from a wide range of financial products, competitive rates and the confidence of banking with a strong, secure credit union.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Bankstown City Unity Bank Low Rate Car Loan | 7 years | $10,000 | 5.99% p.a. | 6.67% p.a. |
BDCU Alliance Bank
BDCU Alliance Bank began operations in 1963, owing to the efforts of a group of workers from the Southern Portland Cement Works. It now boasts more than 14,000 members and a range of financial services and products.
The following car loans are available:
| Product | Maximum Loan Term | Interest Rate | Comp. Rate |
|---|---|---|---|
| BDCU Alliance Bank Brand New Car Loan | 7 years | 7.29% p.a. | 7.99% p.a. |
Big Sky Building Society Limited
Having been in operations for over 40 years, Big Sky is made up of several former credit unions and building societies and now provides financial services Australia-wide. Big Sky offers everyday banking and transaction accounts, insurance products, savings accounts, credit and travel cards as well as a range of personal loans.
The following car loans are available:
| Product | Maximum Loan Term | Interest Rate | Comp. Rate |
|---|---|---|---|
| Australian Unity Car Loan | 7 years | 6.99% p.a. | 8.34% p.a. |
BOQ Specialist Bank Limited
For over 20 years, BOQ Specialist has been offering distinctive banking solutions to members of different market niches, including doctors, vets, dentists, accountants and lawyers. The bank has branches in Sydney, Melbourne, Perth, Adelaide and Brisbane, offering practice finance, personal finance and personalised banking services to its members.
The following car loans are available:
| Product | Maximum Loan Term |
|---|---|
| BOQ Specialist Car Loan | 5 years |
CAPE Credit Union Limited
CAPE Credit Union has been providing flexible, customer-focused financial products to its members for more than 40 years. It focuses on customer-owned banking and aims to return any profits back to its members.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| CAPE CU New Toy Loan | 10 years | $1,000 | $100,000 | 5.34% p.a. | 6.1% p.a. |
| CAPE CU Used Toy Loan | 7 years | $1,000 | $50,000 | 7.49% p.a. | 8.25% p.a. |
Central Murray Credit Union Limited
The Central Murray Credit Union began operations as Yarrawonga Credit Union Co-operative Limited in 1972, changing its name to Central Murray Credit Union in 2002. This credit union offers its members an array of home loans, commercial loans, savings and access accounts, insurance, financial planning and more.
The following car loans are available:
| Product | Interest Rate |
|---|---|
| Central Murray CU Protected Car Loan | 6.5% p.a. |
| Central Murray CU Car Loan | 6.5% p.a. |
| Central Murray CU Fully Secured Personal Loan - Protected | 7.5% p.a. |
| Central Murray CU Partly Secured Personal Loan - Protected | 9.95% p.a. |
| Central Murray CU Fully Secured Loan | 7.5% p.a. |
| Central Murray CU Partly Secured Loan | 9.95% p.a. |
Central West Credit Union Limited
Central West Credit Union was first opened in 1966 to offer financial services to local government and hospital employees in the Central West region of NSW. It has since opened its doors to all members of the community. The credit union has branches in Forbes, Parkes and Cowra along with agencies at Condobolin, Peak Hill and Grenfell.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Central West CU Classic Car Loan | 8.15% p.a. | 8.38% p.a. |
Circle Alliance Bank
Circle Alliance Bank, formerly known as Circle Credit Co-op, began operations as ICI Employees (Vic) Credit Co-op Limited in 1963. It now offers its services to around 5,000 members from all over Australia. This Alliance bank offers its members a wide array of financial services, including car loans for those looking to purchase their next set of wheels.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Circle Alliance Bank New Car Loan | 7 years | $500 | $50,000 | 6.9% p.a. | 7.15% p.a. |
| Circle Alliance Bank Cars Loan (up to 10 years old) | 7 years | $500 | $50,000 | 7.9% p.a. | 8.15% p.a. |
| Circle Alliance Bank Car Loan (over 10 years) | 7 years | $500 | $50,000 | 12.9% p.a. | 13.96% p.a. |
Coastline Credit Union
Coastline Credit Union has been offering financial services to its members for more than 40 years. It aims to provide high-quality financial products with minimal fees and competitive interest rates.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount |
|---|---|---|---|
| Coastline CU Secured Fixed Car Loan | 7 years | $1,000 | $100,000 |
| Coastline CU Variable Personal Car Loan | 7 years | $1,000 | $100,000 |
Community Alliance Credit Union Limited
The formation of the Community Alliance Credit Union was a result of the coming together of Unicom Credit Union (now Catalyst Mutual) and the Illawarra Credit Union in 2003. Through Illawarra Credit Union, Western City Credit Union and Catalyst Mutual, the Alliance now provides financial services and products to almost 30,000 members.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate |
|---|---|---|---|---|
| Community Alliance CU Car Loan | 8 years | $25,000 | $100,000 | 2.99% p.a. |
Community First Credit Union Limited
Community First is a member-owned financial institution that has been in operation for more than 50 years. Based in Sydney and the Central Coast region of NSW, Community First offers three car loans for those who want to purchase a vehicle.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Community First Bank New Car Loan - Variable | 7 years | $10,000 | 6.29% p.a. | 7.34% p.a. | |
| Community First Bank New Car Loan - Fixed | 7 years | $10,000 | $150,000 | 6.29% p.a. | 7.34% p.a. |
Comtax Credit Union
Comtax Credit Union is a division of the Sydney Credit Union (SCU). SCU began operations in 1963 and has undergone several merges since then. It offers members an array of financial services and products, which include loans, daily accounts, insurance solutions, business banking solutions, and financial planning advice.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Comtax CU Fixed New Car Loan | 7 years | $10,000 | $50,000 | 7.95% p.a. | 8.09% p.a. |
| Comtax CU Special Variable Rate Car Loan | 7 years | $10,000 | $100,000 | 6.45% p.a. | 6.59% p.a. |
Credit Union SA Ltd
Credit Union SA is a financial services provider located in South Australia. With a history of more than 50 years, this credit union is dedicated to helping its members make smart decisions about their finances so they can improve their lives.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Credit Union SA Special Fixed Personal Loan | 7 years | $5,000 | 5.59% p.a. | 5.93% p.a. |
Defence Bank Products
Defence Force Credit Union Limited began operations in 1975 and later became Defence Bank in 2012. With 40 branches around Australia, this financial institution offers an array of products and services, including a range of car and auto loans.
The following car loans are available:
| Product | Maximum Loan Term | Interest Rate | Comp. Rate |
|---|---|---|---|
| Defence Bank Car Loan | 7 years | 6.9% p.a. | 7.67% p.a. |
ECU Australia Ltd
ECU Australia Ltd began operations in 1973 as C.R.E.B. Credit Union Ltd. This customer-owned credit union aims to make banking fairer and easier for its members.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| ECU Australia Go Car Loan | 7 years | $5,000 | $50,000 | 7.95% p.a. | 8.16% p.a. |
| ECU Australia Yes Personal Loan | 7 years | $1,000 | $50,000 | 9.95% p.a. | 10.31% p.a. |
Family First Credit Union
First formed in 1967, Family First Credit union has grown to become an established and trusted financial institution, providing competitive financial services to all residents of Australia.
Like many credit unions, Family First has an ownership structure whereby members own the institution and get financial services such as loans and banking services at lower fees and better rates than those offered by banks.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Family First Bank New Secured Car Loan (minimum $5,000) | 7 years | $5,000 | 7.99% p.a. | 8.35% p.a. |
| Family First Bank Secured Car Loan (up to 3 years old) - Secured (minimum 5000) | 7 years | $5,000 | 8.99% p.a. | 9.35% p.a. |
| Family First Bank Secured Car Loan (3 to 5 years old) - Secured (minimum 5000) | 7 years | $5,000 | 9.99% p.a. | 10.35% p.a. |
Firefighters Credit Union
Firefighters Credit Union was first incorporated in 1976 to cater to the financial needs of firefighters. The credit union is member-owned and continues to provide highly personalised financial services to fire personnel from all types of brigades, including MFESB, CFA and Air Services. The credit union is located in Fitzroy and offers a wide range of loan products to help with home purchases, personal needs and investments.
The following car loans are available:
| Product | Appplication Fee | Monthly Service Fee |
|---|---|---|
| Firefighters CU Car Loans | $100 | $0 |
Fire Service Credit Union Limited
Fire Service Credit Union was formed in 1972 with the aim of contributing to the economic well being of its members. One way they do this is by offering competitively priced loans. The credit union has grown over the years to a membership of over 3,000 and continues to provide many products as well as quality customer service.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Fire Service CU Chief New Car Loan | 7 years | $20,000 | 5.99% p.a. | 6.33% p.a. |
| Fire Service CU Commander Car Loan | 7 years | $10,000 | 7.95% p.a. | 8.29% p.a. |
| Fire Service CU Officer Car Loan | 7 years | $1,000 | 9.95% p.a. | 11.34% p.a. |
First Choice Credit Union Ltd
First Choice Credit Union was established in 1970 as Calare Credit Union. Today, it offers membership and a wide range of financial products and services to individuals from across New South Wales.
The following car loans are available:
| Product | Appplication Fee | Monthly Service Fee |
|---|---|---|
| First Choice CU New Car Loan | $100 | $0 |
| First Choice CU Used Car Loan | $100 | $0 |
G&C Mutual Bank
G&C Mutual Bank is a member-owned financial institution that began operations in 1959, offering its members an assortment of financial services and products. It has also recently merged with Quay Credit Union. You can turn to this financial institution for everyday banking needs, to apply for a home loan, as well as for financial advice and insurance solutions.
The following car loans are available:
| Product | Interest Rate | Comp. Rate | Monthly Service Fee |
|---|---|---|---|
| G&C Mutual Bank Fixed Rate Car Loan | 7.99% p.a. | 8.26% p.a. | $0 |
Goldfields Money Limited
Goldfields Money Limited has been serving the needs of its customers for over three decades. It offers an array of personal and business banking solutions including loans, savings accounts, access accounts and insurance.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Goldfields Money New Car Loan | 5.44% p.a. | 6.06% p.a. |
| Goldfields Money Used Car Loan | 6.94% p.a. | 7.57% p.a. |
| Goldfields Money Personal Loans - Mortgage Secured | 5.5% p.a. | 6.13% p.a. |
| Goldfields Money Personal Loans - Other security | 9.75% p.a. | 10.4% p.a. |
Goulburn Murray Credit Union Co-operative Limited
GMCU is a financial institution formed as a result of an amalgamation of six credit unions operating in Central and Northern Victoria. Today, the credit union has thousands of members and has fully operational branches in different areas within the region. Members of GMCU can access a wide variety of loans, including overdrafts, commercial and personal loans, home loans and equity access loans at competitive rates and low fees.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Goulburn Murray CU Secured Car Loan | 8.99% p.a. | 9.17% p.a. |
| Goulburn Murray CU Partly Secured Car Loan | 9.77% p.a. | 9.96% p.a. |
Heritage Isle Credit Union Limited
A small team of Comalco employees founded Heritage Isle Credit Union in 1965. Today, it offers its services are available primarily to people who reside in northern Tasmania, with four branches across the Tamar Valley region. This credit union offers personal and business banking solutions, including everything from personal loans to insurance policies.
The following car loans are available:
| Product | Maximum Loan Term | Interest Rate | Monthly Service Fee |
|---|---|---|---|
| Bank of Heritage Isle Driveaway Car Loan | 5 years | 7.19% p.a. | $0 |
| Bank of Heritage Isle Motor Vehicle Loan | 5 years | 13.99% p.a. | $0 |
Holiday Coast Credit Union
Holiday Coast Credit Union (HCCU) is dedicated to providing financial solutions to its members. With an extensive network throughout the NSW Holiday Coast and Hunter regions, this credit union can help you with the financing your needs.
The following car loans are available
| Product | Maximum Loan Term | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Holiday Coast CU New Car Fixed Personal Loan | 7 years | $70,000 | 9.5% p.a. | 9.79% p.a. |
| Holiday Coast CU New Car Variable Personal Loan - Secured by Purchase | 7 years | $70,000 | 5.49% p.a. | 5.49% p.a. |
Horizon Credit Union
Horizon Credit Union began operations in 1964 and enjoyed steady growth over the following decades. Today, it offers its members an array of financial services and products, from loans and deposit accounts to insurance solutions and travel assistance.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Horizon Bank New Car Loan | 5 years | $5,000 | 6.39% p.a. | 6.61% p.a. |
| Horizon Bank Used Car Loan | 5 years | $5,000 | 7.99% p.a. | 8.2% p.a. |
Hume Bank
Hume Bank is a regional mutual financial institution that boasts more than 55,000 customers spread across north-eastern Victoria and south-eastern NSW. This customer-owned bank has 19 branches and offers its customers an array of financial services, including loans to buy a car.
The following loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Hume Secured Personal Loan | 5 years | $2,000 | 8.49% p.a. | 8.7% p.a. |
| Hume Unsecured Personal Loan | 5 years | $2,000 | 10.99% p.a. | 11.21% p.a. |
Laboratories Credit Union Limited
Laboratories Credit Union (LCU) was established in 1954 and offers flexible and affordable banking and financial services to its customers. It also offers personalised customer service to improve the banking experience of members.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Laboratories CU Green Car Loan | 10 years | $1,000 | $75,000 | 9.5% p.a. | 9.54% p.a. |
| Laboratories CU New Wheels Car Loan | 10 years | $1,000 | $75,000 | 9.5% p.a. | 9.54% p.a. |
| Laboratories CU New Car Loan Special | 10 years | $1,000 | $75,000 | 8.05% p.a. | 8.09% p.a. |
| Laboratories CU Drive Away Car Loan | 10 years | $1,000 | $75,000 | 10.5% p.a. | 10.54% p.a. |
| Laboratories CU Savvy First Car Loan | 10 years | $1,000 | $30,000 | 10% p.a. | 10.04% p.a. |
Latitude Financial Services
Latitude Financial Services is a digital payments company that was originally known as GE Money. In 2016, it transitioned into an independent company and became known as Latitude. It's the largest non-bank lender in the Ausrtralian credit space, currently offering personal loans, credit cards, car loans, personal insurance and interest-free finance.
The following car loan products are available with Latitude:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Latitude New and Used Car Loan | 9.49% p.a. | 10.93% p.a. |
| Latitude Fixed Rate Car Loan | 9.49% p.a. | 10.93% p.a. |
| Latitude Caravan Loan | 9.49% p.a. | 10.93% p.a. |
| Latitude Motorbike Loan | 9.49% p.a. | 10.93% p.a. |
| Latitude Boat Loan | 9.49% p.a. | 10.93% p.a. |
Lysaght Credit Union Ltd
Lysaght Credit Union exists to offer affordable financial services to all employees of Bluescope Steel and associated companies as well as their family members. Members get to benefit from competitive rates on loans and savings and personalised service they can rely on.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Lysaght CU Car Loan | 7 years | $5,000 | 5.84% p.a. | 5.84% p.a. |
MacArthur Credit Union Ltd.
The MacArthur Credit Union came into effect in 1971 in the form of the Clutha Employees Credit Union. When it extended its serve residents of the MacArthur district in 1978, the current name took shape. Commonly referred to as The Mac, this credit union offers a variety of financial services and products.
The following car loans are available:
| Product | Maximum Loan Term | Interest Rate | Comp. Rate |
|---|---|---|---|
| MacArthur CU New Car Loan | 7 years | 5.59% p.a. | 5.95% p.a. |
| MacArthur CU Used Car Loan | 7 years | 9.29% p.a. | 9.67% p.a. |
| MacArthur CU Secured Personal Loan | 7 years | 12.99% p.a. | 13.33% p.a. |
| MacArthur CU Unsecured Personal Loan | 7 years | 15.99% p.a. | 16.29% p.a. |
Macquarie Credit Union
Macquarie Credit Union was formed in 1964 and offers financial services to all members of the Dubbo local government area. Members get to benefit from competitive financial products, including car loans when they need financing to purchase a vehicle.
The following car loans are available:
| Product | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|
| Macquarie CU New Car Loan | $10,000 | 5.99% p.a. | 6.65% p.a. |
| Macquarie CU Used Car Loan | $10,000 | 7.95% p.a. | 8.61% p.a. |
Maitland Mutual Building Society Limited
The Maitland Mutual Building Society Limited, which is simply referred to as The Mutual, has served people in Maitland and the Hunter Valley since 1888. The Mutual offers its members an array of personal and business banking solutions, including everything from savings accounts to car loans.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Maitland Mutual New Car Loan | 7 years | $5,000 | $50,000 | 7.99% p.a. | 8.27% p.a. |
Maleny Credit Union (MCU Ltd)
Maleny Credit Union (MCU) is dedicated to providing sustainable banking services to its members. Some of the services offered by the institution include financial planning, loans, savings and term deposits. As a credit union, MCU is owned by its members and aims to offer competitive rates, flexible repayments and lower fees.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Maleny CU Green Star Car Loan (Motor Vehicle up to 5 years old) | 7 years | $4,000 | 7.95% p.a. | 7.95% p.a. |
| Maleny CU Green Star Car Loan (Motor Vehicle older than 5 years) | 7 years | $4,000 | 11.55% p.a. | 11.55% p.a. |
| Maleny CU Green Star Car Loan Motor Vehicle Car Loan | 7 years | $4,000 | 5.99% p.a. | 5.99% p.a. |
| Maleny CU Green Star Car Loan (over 10 years) | 7 years | $3,000 | 11.9% p.a. | 13.63% p.a. |
Newcastle Permanent
Newcastle Permanent is a long-serving financial institution with a mutual banking model that is designed to offer fair and comprehensive banking services to its members. The bank has been in existence since 1903, offering diverse financial services to suit customers’ needs.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Newcastle Permanent Personal Secured Loan - Tier 1 | 6.49% p.a. | 8.21% p.a. |
| Newcastle Permanent Personal Secured Loan - Tier 2 | 6.49% p.a. | 8.21% p.a. |
| Newcastle Permanent Personal Partially Secured Loan | 8.99% p.a. | 10.73% p.a. |
| Newcastle Permanent Personal Unsecured Loan | 8.99% p.a. | 10.73% p.a. |
Nexus Mutual
Nexus Mutual has been rebranded from EECU Limited, a member-owned financial institution established to serve the ExxonMobil community working in Australia and abroad. The credit union offers a diverse range of financial services such as home loans, personal loans, savings accounts and car loans.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Nexus Mutual New Car Loan | 7 years | $5,000 | $80,000 | 7.89% p.a. | 8.14% p.a. |
| Nexus Mutual Premium Used Car Loan | 7 years | $5,000 | $80,000 | 8.89% p.a. | 9.14% p.a. |
| Nexus Mutual Used Car Loan | 7 years | $5,000 | $50,000 | 10.39% p.a. | 10.64% p.a. |
| Nexus Mutual Deposit Secured Car Loan | 7 years | $3,000 | $100,000 | 7.49% p.a. | 7.77% p.a. |
Northern Inland Credit Union Limited
The Northern Inland Credit Union has over four decades of experience, but it got its current name only in 1988 following the merger of the Oxley Mutual Credit Union, the Tamworth Community Credit Union, and the Namoi Credit Union.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| Northern Inland CU Unsecured Personal Loan | 5 years | $5,000 | 10.99% p.a. | 11.82% p.a. |
| Northern Inland CU Secured Personal Loan | 7 years | $5,000 | 6.99% p.a. | 7.55% p.a. |
Nova Credit Union Limited
Nova Credit Union has been offering customer-owned banking to its customers since 1964. It offers loans, savings accounts, financial planning, insurance solutions and more, and it is based in the Newcastle region of New South Wales.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Nova Alliance Car Loan | 7 years | $5,000 | $80,000 | 5.49% p.a. | 5.87% p.a. |
Orange Credit Union Limited
Orange Credit Union began operations in the form of Email (Orange) Employees Credit Union in 1964, and with a few mergers down the line, it now boasts of assets exceeding $140 million and more than 16,500 members. This credit union offers typical financial services and products you might associate with a bank, which include loans, savings accounts, insurance solutions, as well as financial planning advice.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Application Fee | Monthly Service Fee |
|---|---|---|---|---|
| Orange CU New Car Loan | 7 years | $15,000 | $265 | $0 |
| Orange CU Used Car Loan | 7 years | $10,000 | $265 | $0 |
Police Bank Ltd
Police Bank first began operations in the 1960s as the NSW Police Credit Union. Today, it is one of the biggest financial institutions in the country, offering its members a variety of financial services and products.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Police Bank Fixed Rate Car Loan | 7.19% p.a. | 7.33% p.a. |
| Police Bank Fixed Rate Car Loan | 7.19% p.a. | 7.33% p.a. |
| Police Bank Green Loan | 5.79% p.a. | 5.92% p.a. |
Police Credit Union Limited
Police Credit Union aims to help customers reach their financial goals by offering better banking products and services. As a member, you can access different types of personal and home loans and get help with investments, retirement planning and more.
The following car loans are available:
| Product | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|
| Police CU Variable Rate Car Loan | $5,000 | 7.24% p.a. | 7.65% p.a. |
| Police CU Better Fixed Rate Car Loan | $5,000 | 7.24% p.a. | 7.65% p.a. |
Police Financial Services Limited (trading as BankVic)
BankVic offers financial products to the police, health sector, public services and emergency services. This customer-owned bank provides an extensive suite of banking services to its customers, including a Car Loan designed to help you get on the road sooner.
The following car loans are available:
| Product | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|
| BankVic Car Loan | $10,000 | 8.99% p.a. | 9.12% p.a. |
Police & Nurses Limited (trading as P&N Bank)
Police & Nurses Limited, or P&N Bank, began operations as Police & Nurses Credit Society in 1990. P&N Bank is Western Australia’s largest locally-owned bank and it offers its customers a wide range of financial services.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| P&N Bank Secured Personal Loan | 5 years | $5,000 | 6.99% p.a. | 7.62% p.a. |
Pulse Credit Union Limited
Pulse Credit Union merged with Melbourne University Credit Union and La Trobe University Credit Union in 2011. It now provides its services through five branches and two agencies across Victoria. Members are offered diverse financial services and products, which include transaction and savings accounts, term deposits, and different kinds of loans.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Pulse CU New Car Finance | 10 years | $1,000 | $60,000 | 6.7% p.a. | 6.75% p.a. |
| Pulse CU Used Car Finance | 10 years | $1,000 | $60,000 | 8.5% p.a. | 8.55% p.a. |
Qudos Bank
Qudos Bank, previously known as Qantas Credit Union, was established in 1959 to offer a fairer way of banking to members. Since then, the bank has grown to over 90,000 members. It offers financial services similar to those offered by banks, but with competitive rates and fees.
The following car loans are available:
| Product | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|
| Qudos Bank Qantas Points Car Loan | $15,000 | 8.49% p.a. | 8.7% p.a. |
| Qudos Bank Car Loan | $10,000 | 7.79% p.a. | 8% p.a. |
Queensland Country Credit Union Limited
From its beginnings in 1971, Queensland Country Credit union has been helping hard-working Queenslanders by offering a full range of competitive financial services. As well as insurance, credit cards, savings accounts and financial planning assistance, the credit union also offers financing to customers who are looking to buy a car.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Queensland Country Bank Secured Personal Loan | 7 years | $1,000 | $50,000 | 11.45% p.a. | 12.37% p.a. |
| Queensland Country Bank New Car Loan | 7 years | $1,000 | $75,000 | 6.24% p.a. | 6.84% p.a. |
QBank
QBank provides dedicated banking to the people who protect and serve Queenslanders. Namely police officers and ambulance workers, firefighters and health workers, emergency service workers, correctional service officers and government employees as well as their family members. QBank has been a choice for this section of the Queensland workforce since 1964.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount |
|---|---|---|---|
| QBank Special Offer Car Loan | 7 years | $1,000 | $100,000 |
Queenslanders Credit Union
While the history of the Queenslanders Credit Union dates back to 1959, it didn’t get its current name until 1996. It now has branches in Brisbane, Ipswich and Townsville, and it offers its members a variety of financial services and products. These include savings accounts, everyday accounts, term deposits, credit and debit cards, as well as home, business and personal loans.
The following car loans are available:
| Product | Maximum Loan Term | Monthly Service Fee |
|---|---|---|
| Queenslanders CU Secured personal loan - new car up to 3 years old (Principal & Interest) | 7 years | $5 |
Regional Australia Bank
Regional Australia Bank (formerly Community Mutual Group) is a customer-owned bank that have been helping regional Australians achieve their lifestyle goals for more than 45 years. It provide easy loans to finance almost any motor vehicles.
The following car loans are available:
Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate | Application Fee |
|---|---|---|---|---|---|
| Regional Australia Bank Car Loan | 5 years | $5,000 | 11.74% p.a. | 12.07% p.a. | $195 |
| Regional Australia Bank Accelerator Car Loan | 5 years | $10,000 | 6.74% p.a. | 7.05% p.a. | $195 |
Select Encompass Credit Union
Select Credit Union and Encompass Credit Union merged and became Select Encompass Credit Union Ltd. from July 1, 2016. It is a community-based banking firm and offers a wide array of financial services and products.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate | Application Fee |
|---|---|---|---|---|---|
| Endeavour Mutual Bank New Car Loan | 7 years | $10,000 | 6.45% p.a. | 6.66% p.a. | $150 |
| Endeavour Mutual Bank Used Car Loan | 7 years | $10,000 | 7.45% p.a. | 7.66% p.a. | $150 |
Service One Alliance Bank
Service One Alliance Bank offers you a wide range of financial products that are customer-focused and competitively priced. The mutual bank prides itself on being a locally-owned institution providing personal and small business banking solutions for all its members.
The following car loans are available:
| Product | Maximum Loan Term | Maximum Loan Amount | Interest Rate | Comp. Rate | Application Fee |
|---|---|---|---|---|---|
| Service One Alliance Bank Fixed Rate Personal Loan | 7 years | $75,000 | 7.79% p.a. | 8.51% p.a. | $150 |
| Service One Alliance Bank Secured Variable Rate Personal Loan | 7 years | $75,000 | 9.99% p.a. | 10.54% p.a. | $150 |
South-West Credit Union Co-Operative Limited
The South-West Credit Union began operations in 1964, operating from the heart of Warrnambool. Today, it has more than 13,000 clients and 6,000 members.
As part of its diverse offerings, it gives you the option to take advantage of different car loans depending on your specific needs.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|
| South West CU Rate Crusher Fixed Car Loan | 7 years | $5,000 | 7.99% p.a. | 8.28% p.a. |
| South West CU New Car Loans (vehicle up to 3yrs old) | 7 years | $3,000 | 12.2% p.a. | 12.47% p.a. |
| South West CU Variable Used Car Loans (4-9 years old) | 7 years | $3,000 | 13.2% p.a. | 13.62% p.a. |
South West Slopes Credit Union Ltd
The South West Slopes Credit Union took shape in 1972, and it now has branches in Young, Cootamundra, Temora, and West Wyalong, as well as agencies in Harden and Boorowa. With more than 15,000 members, this credit union boasts capital in excess of $11.5 million. It offers its members a number of financial services and products, which include home loans, personal loans, savings accounts, financial planning advice, and insurance solutions.
The following car loans are available:
| Product | Maximum Loan Term | Maximum Loan Amount | Interest Rate | Comp. Rate | Application Fee |
|---|---|---|---|---|---|
| South West Slopes CU Secured Personal Loan | 15 years | $80,000 | 8.5% p.a. | 8.5% p.a. | $0 |
Southern Cross Credit Union Ltd
Southern Cross Credit Union is a customer-owned financial institution with 10 branches spread throughout the Northern Rivers region of NSW. This credit union gives customers access to a full range of banking, including everything from loans and savings accounts to insurance.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Southern Cross CU Secured Personal Loan | 7.99% p.a. | 8.9% p.a. |
Summerland Credit Union Limited
Summerland Credit Union is a customer-owned financial institution that has been providing banking solutions to its members for 50 years. Summerland offers loans, savings and investment accounts, credit cards and many other banking services.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Summerland Bank Car Loan | 7.19% p.a. | 7.84% p.a. |
| Summerland Bank Personal Loan | 11.49% p.a. | 13.73% p.a. |
| Summerland Bank ECO Personal Loan | 9.42% p.a. | 9.61% p.a. |
| Summerland Bank Equity Plus Personal Loan | 8.19% p.a. | 8.78% p.a. |
The Broken Hill Community Credit Union Ltd
The Broken Hill Community Credit Union began operations in 1974, and it now counts amongst the largest financial institutions in the Broken Hill region. This credit union offers its members a range of financial services and products, which include savings accounts, term deposits, home loans, personal loans, credit cards, and insurance solutions.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Interest Rate | Comp. Rate | Application Fee |
|---|---|---|---|---|---|
| Broken Hill Community CU Car Loan | 7 years | $2,500 | 9.24% p.a. | 9.7% p.a. | $0 |
The Capricornian Ltd
The Capricornian is a credit union that has been serving the Capricorn region of Queensland for over 50 years. With eight branches across central Queensland, The Capricornian offers an array of competitive financial products and services to its customers.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Application Fee |
|---|---|---|---|---|
| The Capricornian Auto Loan | 7 years | $5,000 | $75,000 | $250 |
The Rock Building Society Limited
The Rock Building Society, based in Rockhampton, Queensland, began operations in 1967 and appeared on the Australian Stock Exchange in 1992. Its merger with MyState Limited took place in 2001, and it now operates as a wholly-owned subsidiary of MyState Limited. The Rock offers its customers an array of financial products and services, including Secured Personal Loans to finance a vehicle.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| The Rock Building Secured Personal Loan | 10 years | $3,000 | $75,000 | 6.99% p.a. | 7.62% p.a. |
The Shire Credit Union Ltd
This credit union was registered in 1970 in the form of AAEC Employees Credit Union and it began operations the following year. Since then, it has undergone a few important changes, including taking on The Shire as a trading name of the Sutherland Credit Union from 2013.
The following car loans are available:
| Product | Variable Interest Rate | Variable Comp. Rate | Fixed Interest Rate | Fixed Comp. Rate |
|---|---|---|---|---|
| The Shire CU Car Loan | 6.75% p.a. | 6.98% p.a. | 6.59% p.a. | 6.82% p.a. |
Traditional Credit Union Limited
Traditional Credit Union (TCU) was integrated as a credit union in 1995 to offer alternative financial services to those offered by major banks. The credit union has since grown to have 11 full-service branches throughout the Northern Territory, some located in remote areas to offer members an extra financial option.
The following car loans are available:
| Product | Maximum Loan Term | Maximum Loan Amount |
|---|---|---|
| Traditional CU Personal Loan |
Transport Mutual Credit Union Limited
Transport Mutual Credit Union was established in 1964 to meet the financial needs of the NSW Department of Main Roads and their families. Now offering its services to the wider transport community, the credit union gives its members a full range of savings and deposit accounts, home loans, personal loans and other banking services.
The following car loans are available:
| Product | Interest Rate | Comp. Rate |
|---|---|---|
| Transport Mutual CU FastRoad New Car Loan | 7.14% p.a. | 7.45% p.a. |
| Transport Mutual CU FastRoad Used Car Loan (Cars older than 5 Years) | 9.14% p.a. | 9.49% p.a. |
Unity Bank
Unity Bank has been in operation since 1970, serving Australians across the nation. It offers a range of banking services that includes money management counselling, banking accounts and credit cards. Unity Bank is also a provider of loan products, including car loans.
The following car loans are available:
| Product | Minimum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|
| Unity Bank Variable Car Loan ( Low Rate ) | $10,000 | 9.49% p.a. | 10.17% p.a. |
| Unity Bank Fixed Car Loan | $10,000 | 7.44% p.a. | 7.79% p.a. |
Warwick Credit Union Ltd
Warwick Credit Union commenced operations in 1970 and has grown significantly since then. It offers its members different kinds of loans, individual and business banking accounts, insurance solutions, as well as financial planning advice.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Interest Rate | Comp. Rate |
|---|---|---|---|---|---|
| Warwick CU Variable Best Rate Car Loan | 5 years | $5,000 | $50,000 | 8.21% p.a. | 8.94% p.a. |
| Warwick CU New Fixed Auto Loan | 5 years | $5,000 | $50,000 | 7.24% p.a. | 8.12% p.a. |
WAW Credit Union Co-Operative Limited
WAW Credit Union was formed after an amalgamation of five separate co-operative societies. It now serves over 23,000 members in north-eastern Victoria and southern New South Wales, including regions like Albury, Beechworth, Chiltern, Corryong, Lavington, Tallangatta, Walla Walla, Walwa and Wangaratta.
The following car loans are available:
| Product |
|---|
| WAW CU Protected Personal Loans |
| WAW CU Unprotected Personal Loans |
| WAW CU Green / Solar Loans |
Woolworths Employees' Credit Union Limited
The Woolworths Employees' Credit Union began operations in 1971, with membership limited to employees of the Woolworths (Aust) Limited group of companies as well as their immediate family members. As a member you can access a range of financial services and products, which include home loans, personal loans, savings accounts, term deposits, insurance covers, and financial planning advice.
The following car loans are available:
| Product | Maximum Loan Term | Minimum Loan Amount | Maximum Loan Amount | Application Fee |
|---|---|---|---|---|
| Woolworths Team Bank Car Loans | 7 years | $2,000 | $100,000 | $250 |
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Ask a Question
I need to buy a new car Mercedes A250 sedan. I need the best loan ptovider for a total amount of 80 000.
Hi Kudzie,
Congratulations on your new car!
You can review a number of options here:
https://www.finder.com.au/car-loans
Is FINANCE FUNDING SOLUTIONS
a legit Leander/ broker for car loans
Hi Dellah,
We don’t have this brand listed and couldn’t find any information about them online, beyond a listing in the white pages.
With any lender, it’s a good idea to ask them about their credentials and registrations to make sure they’re operating a legitimate business with a relevant credit licence.
Hope this helps!