IMB car loans

Find out about the competitive loan options from IMB that can help you get on the road.

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If you're in the market for a new or used car you might want to consider what's available from IMB. Generous loan amounts of up to $75,000 are on offer if you're looking to purchase a new car. Competitive rates are also on offer for vehicles up to six years of age.

Find out more about IMB and the flexible loans it has on offer in the page below, and compare and apply for the right secured loan for your car-buying needs.

IMB Secured Personal Loan

IMB Secured Personal Loan

6.45 % p.a.

fixed rate

6.80 % p.a.

comparison rate

  • No monthly account fees
  • Extra repayments OK
  • Borrow up to $60,000
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100% confidential application

IMB Secured Personal Loan

A competitive fixed rate loan available from $2,000 that you can use for any worthwile purpose.

  • Interest rate: 6.45% p.a.
  • Comparison rate: 6.8% p.a.
  • Interest rate type: Fixed
  • Application fee: $250
  • Minimum loan amount: $2,000
  • Maximum loan amount: $60,000
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Compare your IMB car loan options

Updated January 21st, 2020
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB Secured Personal Loan
6.45% (fixed)
1 to 5 years
You'll receive a fixed rate of 6.45% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
IMB New Car Loan
5.45% (fixed)
1 to 7 years
You'll receive a fixed rate of 5.45% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
IMB Unsecured Personal Loan
9.79% (fixed)
1 to 5 years

Compare up to 4 providers

  • New Car Loan. If you're purchasing a new car or one that is less than two years old you can secure a rate of 5.45% p.a. with the IMB New Car Loan. You can apply for a loan amount between $2,000 and $75,000 and repay it over a term of 7 years.
  • Secured Personal Loan. This loan needs to be secured with a new or used vehicle up to six years of age, but can be used for any purchase (this includes the purchase of that vehicle). You can borrow between $2,000 and $60,000 for terms that can extend up to 5 years. A competitive rate of 6.45% p.a. applies to this loan.
  • Unsecured Personal Loan. If you're looking to purchase a used car that's over six years old you can consider the IMB Unsecured Personal Car Loan, which comes with a rate of 9.79% p.a.. You can borrow up to $30,000 with this loan have between 1 year and 5 years to repay it. You're also able to make additional repayment to pay off your loan sooner.

Is your car eligible to be used as security?

As IMB offers two secured car loans, different criteria is in place for each:

  • New Car Loan: The car needs to be new or up to two years old and between $2,000 and $75,000.
  • Secured Personal Loan: The car can be new or used vehicle up to six years of age.

How you can apply for a loan with IMB

The first step is deciding which loan is right for you to finance your vehicle purchase. Once you've done this, you can click "Go to Site" to get the application process started. You'll need to meet the eligibility criteria outlined below to be eligible to apply:

  • Be over the age of 18
  • Have a good credit history
  • Earn a monthly income

You'll need the following information on hand to complete the application:

  • Personal information including your name, contact details and a form of ID
  • Financial details such as your income, assets and expenses
  • Your employment information

The application should take approximately 15 minutes to complete.

The loan options IMB has available are competitive offerings, but as they are not the only ones in the market, it's important to compare your options before you decide which one is best for you.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 5.45% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.49% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.69% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for Stratton Finance New Car Loan
Stratton Finance New Car Loan

You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $100,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.

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