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IMB Unsecured Personal Loan
- Interest Rate (p.a.)
- 8.98%
- Comp. Rate (p.a.)
- 9.34%
- Min Loan Amount
- $2,000
Summary
Apply for a loan from $2,000 and enjoy a competitive fixed rate.
Pros
-
Make early repayments without penalty
-
No ongoing account-keeping fees
-
No security required
Cons
-
Application fee of $250
-
Low maximum borrowing amount
Details
Product details
| Product Name | IMB Unsecured Personal Loan |
| Interest Rate (p.a.) | 8.98% |
| Comp. Rate (p.a.) | 9.34% |
| Interest Rate Type | Fixed |
| Min Loan Amount | $2,000 |
| Max. Loan Amount | $50,000 |
| Loan Security | Unsecured |
How does the IMB Unsecured Personal Loans works?
This loan is unsecured and IMB allows you to apply for between $2,000 and $50,000. You can select a repayment period up to 7 years with this loan, which comes with a fixed rate of 8.98% p.a.
There are no account-keeping fees but other fees can apply.
How to apply?
If you'd like to apply for the Unsecured Personal Loan from IMB you can follow the secure link on this page to fill out an online application form. Make sure you meet the following criteria before you apply:
- Are over the age of 18
- Are a permanent Australian resident
- Have a good credit history
- Have a monthly income
When you apply you'll need to provide personal details and information relating to your open credit accounts, income, assets and debts.
Features of this Loan
- Varying loan amounts. Apply for between $2,000 and $50,000 with this loan.
- No account-keeping fees. You won't be charged account-keeping fees with IMB personal loans, which can help you save over the life of the loan.
- Flexible terms. Loan terms of between 1 year and 7 years are available.
- Loan repayment insurance. All IMB personal loans have the optional extra of Loan Repayment Insurance, which offers cover should you find yourself not able to make repayments due to accident, sickness or involuntary unemployment.
- Repayments. You can choose between weekly, fortnightly or monthly repayments and you're able to make additional repayments.
- No penalty for early repayment. You won't incur fees or be penalised for paying back your loan early, which can help you save considerably on interest if you're able to do so.
- Interest rates. This loan comes with a fixed interest rate of 8.98% p.a. with interest being calculated daily and charged monthly.
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