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Interest Rate (p.a.): 8.98%
Comp. Rate (p.a.): 9.34%
Min Loan Amount: $2,000

Summary

Apply for a loan from $2,000 and enjoy a competitive fixed rate.

The Unsecured Personal Loan from IMB offers a range of features, including no penalty for early repayments and no monthly fees. If you're approved, you'll have up to 7 years to repay what you borrow at a competitive fixed rate.

Find out if this loan is right for you in this review.

Pros

Make early repayments without penalty
No ongoing account-keeping fees
No security required

Cons

Application fee of $250
Low maximum borrowing amount

Details

Product details

Product Name	IMB Unsecured Personal Loan
Interest Rate (p.a.)	8.98%
Comp. Rate (p.a.)	9.34%
Interest Rate Type	Fixed
Min Loan Amount	$2,000
Max. Loan Amount	$50,000
Loan Security	Unsecured

How does the IMB Unsecured Personal Loans works?

This loan is unsecured and IMB allows you to apply for between $2,000 and $50,000. You can select a repayment period up to 7 years with this loan, which comes with a fixed rate of 8.98% p.a.

There are no account-keeping fees but other fees can apply.

How to apply?

If you'd like to apply for the Unsecured Personal Loan from IMB you can follow the secure link on this page to fill out an online application form. Make sure you meet the following criteria before you apply:

Are over the age of 18
Are a permanent Australian resident
Have a good credit history
Have a monthly income

When you apply you'll need to provide personal details and information relating to your open credit accounts, income, assets and debts.

Features of this Loan

Varying loan amounts. Apply for between $2,000 and $50,000 with this loan.
No account-keeping fees. You won't be charged account-keeping fees with IMB personal loans, which can help you save over the life of the loan.
Flexible terms. Loan terms of between 1 year and 7 years are available.
Loan repayment insurance. All IMB personal loans have the optional extra of Loan Repayment Insurance, which offers cover should you find yourself not able to make repayments due to accident, sickness or involuntary unemployment.
Repayments. You can choose between weekly, fortnightly or monthly repayments and you're able to make additional repayments.
No penalty for early repayment. You won't incur fees or be penalised for paying back your loan early, which can help you save considerably on interest if you're able to do so.
Interest rates. This loan comes with a fixed interest rate of 8.98% p.a. with interest being calculated daily and charged monthly.

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Great Southern Bank Unsecured Fixed Rate Personal Loan Fixed1 - 7 Years $5,000 - $75,000	Interest Rate (p.a.) 7.99% to 19.99%	Comp. Rate (p.a.) 8.31% to 20.35%	Application Fee $225	Monthly Fee $0	Monthly Repayment $947	Go to site More Info Compare	loading Fetching your data...
Plenti Personal Loan Fixed1 - 7 Years $5,000 - $65,000	Interest Rate (p.a.) 6.57% to 24.09%	Comp. Rate (p.a.) 6.57% to 24.99%	Application Fee $0 - $595	Monthly Fee $0	Monthly Repayment $938.68	Go to site More Info Compare	loading Fetching your data...
Latitude Variable Rate Personal Loan Variable2 - 7 Years $5,000 - $100,000	Interest Rate (p.a.) 9.49% to 29.99%	Comp. Rate (p.a.) 10.93% to 31.38%	Application Fee $0	Monthly Fee $13	Monthly Repayment $973.85	Special offer: $395 establishment fee waived for approved personal loan applications for a limited time. Latitude may withdraw offer at any time. T&Cs apply.	Go to site More Info Compare	loading Fetching your data...
NAB Personal Loan Unsecured Fixed Fixed1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 7.49% to 20.49%	Comp. Rate (p.a.) 8.53% to 21.38%	Application Fee $0	Monthly Fee $15	Monthly Repayment $948.05	Special Offer: For a limited time NAB is waiving the $250 application fee when you apply for a NAB Unsecured Personal Loan. Offer valid from 6 March to 31 May 2025. Other fees and charges still apply.	Go to site More Info Compare	loading Fetching your data...
OurMoneyMarket Secured Personal Loan ($5,000-$75,000) Fixed1 - 7 Years $5,000 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee 1.50% - 6% min. $250	Monthly Fee $0	Monthly Repayment $934.23	Go to site More Info Compare	loading Fetching your data...
Plenti Variable Rate Personal Loan Variable1 - 7 Years $5,000 - $65,000	Interest Rate (p.a.) 6.57% to 24.09%	Comp. Rate (p.a.) 6.57% to 24.99%	Application Fee $0 - $595	Monthly Fee $0	Monthly Repayment $938.68	Go to site More Info Compare	loading Fetching your data...
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NAB Personal Loan Unsecured Variable Rate Variable1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 7.49% to 20.49%	Comp. Rate (p.a.) 8.53% to 21.38%	Application Fee $0	Monthly Fee $15	Monthly Repayment $948.05	Special Offer: For a limited time NAB is waiving the $250 application fee when you apply for a NAB Unsecured Personal Loan. Offer valid from 6 March to 31 May 2025. Other fees and charges still apply.	Go to site More Info Compare	loading Fetching your data...
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