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Latitude Personal Loans

Loan amounts start from $5,000 and can be secured or unsecured. Interest rates are based on your credit score.

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Latitude Financial Services

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Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 9.49% p.a. to 29.99% p.a. Their variable rate loans range from 9.49% p.a. up to 29.99% p.a.

Compare Latitude Personal Loans

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1 - 2 of 2
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
$986.50
More Info
Latitude Fixed Rate Personal Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
$986.50
More Info
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Showing 2 of 2 results
1 - 5 of 5
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Latitude New and Used Car Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $200,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
More Info
You'll receive a fixed rate of 9.49% p.a.
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
Latitude Fixed Rate Car Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $20,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
More Info
Latitude Motorbike Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $200,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
More Info
You'll receive a fixed rate of 9.49% p.a.
Finance a new or used motorbike up with loans from $5,000 and benefit from flexible repayments.
Latitude Boat Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $200,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
More Info
Latitude Caravan Loan
Latitude Financial Services logo
Fixed2 - 7 Years $5,000 - $200,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
More Info
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Showing 5 of 5 results
  • Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $5,000 and take up to 7 years to repay what you borrow.
  • Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 9.49% p.a.

What do Australians think of Latitude personal loan?

  • 3.77/5 overall for Customer Satisfaction — lower than the average of 4
  • 4.06/5 for Trust — lower than the average of 4.2
  • 3.79/5 for Customer Service — lower than the average of 4.05

Based on Latitude personal loan scores in Finder's 2024 Customer Satisfaction Awards.

Features and benefits of a Latitude Personal Loan

  • Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
  • Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
  • Loan term. Their personal loans offer a repayment period of up to 7 years.

What other products does Latitude Financial Services offer?

  • Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
  • Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.

How you can apply for a personal loan from Latitude Financial Services

Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:

  • Be at least 18 years of age
  • Be a permanent Australian resident
  • Earn a regular income of at least $25,000 p.a.
  • Have a good credit history over the past five years
  • Not have been declared bankrupt in the past seven years

Have the following details on hand to complete your application:

  • Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
  • Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
  • Details of your income, assets, and employment

The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.

Frequently Asked Questions

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6 Responses

    Default Gravatar
    ThanhApril 2, 2023

    Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com

      AvatarFinder
      SarahApril 6, 2023Finder

      Hi Thanh,

      This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.

      Hope this helps!

    Default Gravatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

      AvatarFinder
      ShirleySeptember 29, 2014Finder

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.

      Cheers,
      Shirley

      Default Gravatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

      AvatarFinder
      ShirleyOctober 29, 2014Finder

      Hi Jerika,

      Thanks for your question.

      You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.

      Cheers,
      Shirley

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