Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 9.49% p.a. to 29.99% p.a. Their variable rate loans range from 9.49% p.a. up to 29.99% p.a.
Compare Latitude personal loans
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We currently don't have that product, but here are others to consider:
How we picked these
Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $5,000 and take up to 7 years to repay what you borrow.
Secured car loan. If you're looking to purchase a vehicle, you may want to consider a Latitude car loan. This loan comes with a more competitive fixed rate of 9.49% p.a.
What do Australians think of Latitude personal loan?
3.77/5 overall for Customer Satisfaction - lower than the average of 4
4.06/5 for Trust - lower than the average of 4.2
3.79/5 for Customer Service - lower than the average of 4.05
Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
Loan term. Their personal loans offer a repayment period of up to 7 years.
What other products does Latitude Financial Services offer?
Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.
How you can apply for a personal loan from Latitude Financial Services
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
Be at least 18 years of age
Be a permanent Australian resident
Earn a regular income of at least $25,000 p.a.
Have a good credit history over the past five years
Not have been declared bankrupt in the past seven years
Have the following details on hand to complete your application:
Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
Details of your income, assets, and employment
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
Frequently Asked Questions
Latitude Money's actual company name is Latitude Financial. It is a consumer finance provider in Australia and New Zealand, offering lending and payment services.
Latitude Financial operates independently as a financial services provider. One of its investors is Deutsche Bank. In New Zealand Latitude products are distributed through Kiwibank's branch network.
Companies that partner with Latitude Financial include major retailers like Harvey Norman, JB Hi-Fi, and The Good Guys, which offer interest-free shopping options.
No, Latitude Financial and Afterpay are different companies. Both offer buy now pay later services, but Latitude also offers personal loans and credit cards.
Compare other products from Latitude Financial Services
I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.
Finder
AngusOctober 31, 2024Finder
Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.
ThanhApril 2, 2023
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Finder
SarahApril 6, 2023Finder
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
lukeSeptember 28, 2014
How much is my loan to pay out
Finder
ShirleySeptember 29, 2014Finder
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
jerikaOctober 29, 2014
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Finder
ShirleyOctober 29, 2014Finder
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Whether you’re looking for a personal loan, car loan or novated lease solution, Driva can partner you with the right lender. All it takes is a quick online quiz.
The Unity Bank Fair Rate personal loan features personalised, variable interest rates based on your credit score. It can be used for any general purpose between $1000 and $90,000.
If you're looking for a competitive interest rate, fast approval and no ongoing fees, you may want to consider the RACV Personal Loan. It offers a fixed rate and repayment options that can be tailored to the borrower. Find out if the loan is right for you and apply today.
If you are budget-conscious and looking for a personal loan with clear expectations and repayments, the ANZ Fixed Rate Personal Loan is an option worth considering. With low fees and a competitive interest rate, this loan might be an option for you.
The ANZ Variable Rate Personal Loan may be a great choice for borrowers who want options. With a free redraw facility and the option to make additional repayments, borrowers get the comfort of a personal loan that will let them access much-needed funds.
The NAB unsecured 10k+ personal loan allows you to borrow money for the consolidation of debts, a holiday trip or a new car. Learn more about the features and benefits of this loan and how to apply online.
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I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.
Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley