Latitude Personal Loans

Loan amounts start from $5,000 and can be secured or unsecured. Interest rates are based on your credit score.

Latitude

Key takeaways

  • Latitude personal loans start from $5,000, can be secured or unsecured, and have interest rates based on the applicant's credit score.
  • Latitude's customer satisfaction scores (3.77 overall, 4.06 trust, 3.79 service) all fall slightly below category averages in Finder's 2024 & 2025 Customer Satisfaction Awards.
  • To apply, you must be at least 18, an Australian citizen or permanent resident, and in paid employment.
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Personal Loans
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Apply for an eligible Latitude Personal Loan through Finder by 31 Aug 2026. Have your loan approved and settled by 20 Sep 2026 to receive a $100 Visa digital gift card. T&Cs and limits apply.
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Compare Latitude personal loans

$
years
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Finder score
Interest Rate (p.a.)
7.99%
to 27.39%
Comp. Rate (p.a.)
9.68%
to 28.97%
Application Fee
$395
Monthly Fee
$16.50
Monthly Repayment
$968.83
Finder exclusive: Get 2% p.a. off your interest rate and a $100 Finder Reward Visa Gift card when you apply through Finder by 31 Aug 2026 and settle your loan by 20 Sep 2026. Rates shown above already apply the 2% p.a. rate discount. T&Cs apply.
$100$100$100 RewardT&Cs apply
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How to apply for a Latitude personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

Compare other products from Latitude Financial Services

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8 Responses

    Meryl's avatar
    MerylOctober 31, 2024

    I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.

      Angus Kidman's headshotFinder
      AngusOctober 31, 2024Finder

      Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.

    Thanh hung's avatar
    ThanhApril 2, 2023

    Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com

      Sarah Megginson's headshotFinder
      SarahApril 6, 2023Finder

      Hi Thanh,

      This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.

      Hope this helps!

    luke's avatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

      Shirley Liu's headshotFinder
      ShirleySeptember 29, 2014Finder

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.

      Cheers,
      Shirley

      jerika's avatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

      Shirley Liu's headshotFinder
      ShirleyOctober 29, 2014Finder

      Hi Jerika,

      Thanks for your question.

      You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.

      Cheers,
      Shirley

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