Mobile Phone Plans

Need a new mobile phone plan? You're in the right place. Compare over 300 mobile phone & SIM only plans from 50+ providers.

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Finding a new plan with Mobile Plan Finder™ is super easy. We'll help you compare the types of plan you're after, whether you need a new phone, or are after a SIM-only option. Use our price, data and provider filters in the table below to find the right mobile plan for you.

Compare mobile phone plans below and find one that suits your needs

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How to choose a new mobile phone plan

When deciding on a new phone plan, the number of options can seem pretty overwhelming. There are dozens of providers, hundreds of contracts you could sign onto and promotional deals everywhere that make it impossible to know what you're actually getting in the long term.

But don't worry. Despite all the hullabaloo providers make over their plans and the fancy bits they tack on to tempt you, it's way easier to find the right plan than you think. Use these three simple questions to guide your decision making.

  1. Do you want a new phone with your plan? If the answer is yes, you're looking for a postpaid plan with a mobile. If not, you're probably looking for either a prepaid or postpaid SIM only plan. All plan types are explained in this section.
  2. Do you want any particular features? This could be anything from free music streaming to included international calls. We break down comparing plan features in this section.
  3. Which service provider? The features and extras you can expect vary from provider to provider. We've given the most important information about Australia's major providers in this section.

Once you've answered these questions, choosing the right mobile plan for you will be a lot easier and less overwhelming.

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Plan types

When it comes to choosing a mobile plan, the first step involves deciding whether you want a new phone attached to your plan or not. Once you've decided between using the phone you currently have, or getting a new one, you can then be more specific as to what type of phone plan you're after.

There are a couple types of mobile plans you can get:

  • SIM only plans. Pretty self explanatory from their name - you buy a SIM and provide your own phone. By default, they come as no-contract plans, making them extremely flexible, allowing you to switch to a new plan at any time. However, you can also grab SIM only plans on a contract if you'd prefer. Under the SIM only category, you have two choices of plans:
    • Prepaid plans. Great for infrequent mobile users, low data customers or temporary use like travelling. You purchase all your usage ahead of time and can never be hit by excess data charges. These tend to have fewer benefits and lower monthly value compared to postpaid plans.
    • Postpaid plans. These are the most common option for regular users. You'll receive a bill at the end of every month with your flat plan fee plus the charge for any excess calls or data use. It may or may not involve a contract.
  • Plans that come with a phone. These are postpaid plans on a contract, typically lasting for 24-36 months. During your contract term, you'll pay your bill at the end of each month to cover off your handset repayment as well as the mobile plan you've chosen. No matter which plan you actually go for, the price of the handset stays the same.

Sound a bit confusing? To make things a little easier for you, we've drawn up a diagram to help you decide which plan suits you the most:

Diagram showing you your options when it comes to choosing a mobile plan, starting with your decision between needing a new phone or using your existing phone

How to compare mobile phone plans

  • Cost. This is about striking a balance between how much you can afford to pay each month for phone service and what you actually need. Often, you can save by letting go of a few features here and there, or switching to a SIM only plan if your contract is up.
  • Data. Unlimited domestic calls and text are a staple of phone plans at this point, so the big differentiator is data. Don't go overboard on buying data you won't use, but don't pitch too low, either – excess data charges tend to rocket pretty fast.
  • Entertainment features. A recent addition to many plans is the ability to stream Apple Music or watch a particular sports channel without using up your data allowance. If you're big on music or video streaming, or want extra data to watch Netflix on the train, you'll want to keep an eye out for entertainment bundle plans. Alternatively, consider finding a cheaper plan without these if you aren't going to use them.
  • International inclusions. Most plans don't include international calls by default, but some have free inclusions or reduced rates to particular countries. If data overseas is more your concern, some plans may offer roaming rates that you can stomach.
  • Coverage. A minor consideration, but some networks just don't do well in particular areas since network coverage varies with each provider. When you consistently can't get a signal from Telstra at home, consider switching providers.
  • Included phone. When you know which phone you're after, it's easy to just sign the first contract you see that'll get you the handset you desire. But not all plans are created equal and some contracts will leave you with pretty sub-par service for the long lifespan of the contract.
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Major mobile plan providers

While it would take all day to go through every single provider in the country, we've put together a rundown of the major ones and what you can expect to get with them. Keep in mind that only Telstra, Optus and Vodafone actually own their own network infrastructure, so everyone else piggybacks off them.

We refer to all the others as mobile virtual network operators (MVNOs), since they just resell service from one of the big three to you in a fancy package. This doesn't mean they're worse – their coverage is the same and they can often afford to be more competitive since they don't have to manage and run the network itself.

We've chosen seven popular mobile phone plan providers and outlined their plans and offers below.


Telstra has a very simple set of 4 postpaid plans to choose from, ranging from $50 for 15GB of data to $100 for 150GB. Every plan has unlimited national calls and texts. You can add a new phone onto these basic offerings for an extra bit of money every month. Here are a couple of the features you can look forward to by connecting to Australia's largest telco provider:

  • Access to the 5G network if you have the right device in a covered area
  • Free sports streaming of the AFL, AFLW, NRL, netball and A-League
  • Free streaming of Apple Music (subscription still required)
  • Access to the Telstra Air national Wi-Fi network


Optus also has a nice, simple set of 4 different postpaid plans, ranging from 10GB a month for $40 to 120GB for $80. Mobiles can be added onto any of these plans for an additional cost for 12-, 24- or 36-month contracts (your choice).

In addition to national calls being included, Optus allows for free talk and text to 35 countries on all but one of its plan. Its plans are flexible, even allowing you to build your own. Some other features from Optus include:

  • Flexible plans that can include international calls to 35 countries and up to 4GB of roaming data
  • Access to the 5G network with the right device in a covered area
  • Can get an Optus Sport subscription that lets you stream the Premier League


While Vodafone's month-to-month plans have extremely poor data inclusions (1–15GB for $40– $60/month), its 12-month and phone-included plans have far better value. You can get between 7GB and 150GB for $40–$80 per month, plus some international minutes.

Most interesting are its phone-included plans which don't require you to sign a contract. This means you can switch between the Red Plus plans at will with no extra fees while continuing to pay off your phone. More of Vodafone's features are listed below:

  • "Endless" data – 1.5Mbps speed-capped extra data at no charge past your limit
  • Lots of discounts for students to get better deals
  • Bundling mobile with NBN and other plans can save you on all of them
  • An extra $5 a day lets you use your regular data while roaming in 80 countries


Surprisingly for a supermarket chain, ALDI has a decent set of four prepaid plans that give good value for money. They range from $15 for 3GB to $45 monthly for 48GB and all use the Telstra 4G network.

Don't be fooled by the relatively low data inclusions – unused data rolls over from month to month and you even get a bunch of international calls and texts to up to 35 countries for most of their plans. Other great features include:

  • All plans are prepaid, meaning no bill shock
  • Full 30-day expiry unlike many prepaid plans, so you only need 12 recharges for 12 months
  • Data rollover so long as you recharge before the expiry, letting you save up unused data
  • Budget-friendly plans, perfect for light mobile users


As an MVNO, amaysim has some great value prepaid plans on offer, ranging from as little as $10/month for 1GB to $50/month for 60GB. Adding extra data before the next month rolls around comes at a premium though, with a 1GB top-up costing you $10.

All amaysim plans have unlimited talk and text in Australia. Plans above $30 include international calls to 10 countries. amaysim uses the Optus 4G network for its service.

  • All plans are prepaid, so you won't experience surprise bill shock
  • Plans come with auto-renew, saving you from remembering to recharge (which can be good or bad)
  • 365-day long expiry prepaid option available
  • Watch out for 28-day expiry, forcing additional recharges during the year

Kogan Mobile

Kogan's known for having competitive deals on pretty much everything in the world of tech and beyond and mobile plans are no exception. Choose from its 4 prepaid plans with 30-day expiry, from 3GB for $17 to 40GB for $50, all powered by the Vodafone 4G network.

Kogan Mobile stands apart with its 365-day flex prepaid plans, which offer unusually large amounts of data with year-long expiries. Some other great features from them include:

  • All plans are prepaid, meaning no bill shock
  • Choice of 30-, 90- or 365-day expiry prepaid plans, each with generous data inclusions
  • Get extra data when you prepay your plan for an entire year and use that data whenever
  • $15 international roaming pack offers 1GB data, 30 minutes of chat and 100 texts while overseas

Boost Mobile

Boost Mobile has a wide range of 28-day expiry prepaid mobile plans, from 5GB for $20 to 80GB for $70. All of them use the Telstra 4G network.

You actually get some international call inclusions on every Boost Mobile plan in addition to domestic calls and text. Data rolls over from month to month if you recharge before expiry. There are 6- and 12-month long expiry data plans that offer just okay value for their big data caps, from 60–240GB. More inclusions from Boost Mobile are listed below:

  • Prepaid plans only, so no chance of bill shock
  • Free Apple Music streaming (subscription still required)
  • Great international call inclusions on all plans to between 20 and 35 countries
  • Watch out for 28-day expiry, forcing additional recharges during the year

Frequently asked questions

How do different types of mobile phone plans work?

Depending on whether you are on a prepaid or postpaid plan, mobile plans work by paying a mobile provider a set fee in exchange for access to its mobile network, as well as phone, message and data inclusions. Prepaid plans require you to pay up front to access the service, while postpaid plans charge you at the end of a month's usage by sending you a bill.

How do you switch mobile phone plans?

Switching mobile plans can be quite easy, depending on your current mobile contract and whether or not you want to switch providers. If you're not actively part way through a contract, you can switch providers and have your phone number ported to the new provider. Read more about number porting.

Why do some mobile plans have 28 day expiry?

Providers offer varying expiry periods for prepaid mobile plans. While many include 30 days expiry, others have reduced that period to 28 days, or extended it to 35 days. There are pros and cons for each, which is why you should compare your options before signing up. Read more about 28 day vs 30 day expiry periods.

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61 Responses

  1. Default Gravatar
    PnetSeptember 11, 2019

    What is the cheapest sim only plan available?

    • Avatarfinder Customer Care
      JeniSeptember 12, 2019Staff

      Hi Pnet,

      Thank you for getting in touch with Finder.

      Please check out this page to compare some cheap mobile plans which are around $20 or less. I suggest that you also contact your chosen provider to help you find a cheap sim-only plan that would suit your needs most.

      I hope this helps.

      Thank you and have a wonderful day!


  2. Default Gravatar
    AndrewAugust 21, 2019

    My wife and I are planning a holiday to southern Africa – South Africa, Namibia, Botswana, Zimbabwe, Tanzania with a little stop in Mauritius. We are in most countries for about 5 days. To keep in contact with home, do we need to purchase a pre-paid SIM card in each individual country? Or is there some way to spend more time touring and less time sourcing local SIM cards?

    • Default Gravatar
      NikkiAugust 22, 2019

      Hi Andrew,

      Thanks for getting in touch!

      You can buy two sim cards, one for South Africa (Namibia, Botswana, Zimbabwe) and you can check your options on this page and another for East Africa (Tanzania and Mauritius) and you check your options here.

      It would also be helpful to check your current courier and see if you can use your sim card in these countries or if they have partner telco’s in Africa for your convenience. Don’t forget to ask about roaming fees and charges for every minute of calls and number of texts for the duration of your trip.

      Hope this helps and have a great trip!


  3. Default Gravatar
    JanetApril 15, 2019

    What is the best mobile phone travel SIM offering data and phone calls, for travel in Europe?

    • Avatarfinder Customer Care
      MaiApril 16, 2019Staff

      Hi Janet,

      Thank you for reaching out.

      The best mobile SIM will depend on your preference as to how you’d be using it, how long will you need it, country you are visiting etc. You can check our article on Prepaid SIM card while traveling around the European Union. There list two international SIM providers that you can compare. Both can work in multiple countries. You can hit Go To Site or View Details on the page to know more about the services so you can decide on who to go with.

      The page also have some tips as well as some reviews to help you on making a decision.

      Hope this helps.

      Kind Regards,

  4. Default Gravatar
    BrianMarch 26, 2019

    It should be possible to ignore “introductory offers” in the search and sort. It’s not very useful to be bombarded with $50 plans when I’m looking for $10 plans.

    • Default Gravatar
      NikkiMarch 27, 2019

      Hi Brian,

      Thanks for getting in touch! We appreciate your time in dropping us a message about this and rest assured our team will look into this to provide a better user experience for customers. Let us know if there is anything else we can help you with in the meantime, we’re here!


  5. Default Gravatar
    WayneMarch 10, 2019

    I would like to purchase a sim card with no monthly contract.
    I want to pay for sms as I go.
    Is this possible.

    • Avatarfinder Customer Care
      JohnMarch 11, 2019Staff

      Hi Wayne,

      Thank you for reaching out to Finder.

      Please click on this link to be routed to our page that offers you a list of mobile plans that is Sim only. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!


  6. Default Gravatar
    NirajanJanuary 2, 2019

    I am using Vodafone and planning to change to Optus what should I do to change it as my plan is ending soon. And what about Virgin?

    • Avatarfinder Customer Care
      JeniJanuary 4, 2019Staff

      Hi Nirajan,

      Thank you for getting in touch with finder.

      Kindly visit your chosen provider’s official or call then directly to assist you on porting your number over to your chosen provider and help you choose the plan that would suit your needs most.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  7. Default Gravatar
    AnnieDecember 31, 2018

    Can I keep my current number if I get a pay as you go phone card?

    • Avatarfinder Customer Care
      JeniJanuary 1, 2019Staff

      Hi Annie,

      Thank you for getting in touch with finder.

      You may port your number over to prepaid or new provider. It is best to contact the provider first before deciding which to go with.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  8. Default Gravatar
    TestokNovember 3, 2018

    Is telstra new prepaid plans good value?

    • Avatarfinder Customer Care
      JohnNovember 9, 2018Staff

      Hi Testok,

      Thank you for reaching out to finder.

      While we do not provide specific product recommendations, we can help guide you through the process of comparing options. This is a great page to make a comparison on different mobile providers. Depending on what you need and you mobile usage, you may customize the search to get the best results for you. Hope this helps!


  9. Default Gravatar
    BarryOctober 3, 2018

    Can I keep my mobile phone number on all plans?

    • Avatarfinder Customer Care
      JeniOctober 3, 2018Staff

      Hi Barry,

      Thank you for getting in touch with finder.

      You may still use your number to a prepaid plan if you wish. You can request to port your number to the new provider and subscribe to their prepaid plans. Prepaid has the flexibility to change your recharge amount with every recharge and change your plan online or over the phone.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  10. Default Gravatar
    helenAugust 14, 2017

    In a couple of months my contract is over with Optus. I would like a new phone (not important) 4-5G of data, unlimited SMS and unlimited calls local and interstate on Australian mobile and time to bring just one country which is Greece.

    • Default Gravatar
      JonathanAugust 14, 2017

      Hello Helen,

      Thank you for your inquiry. You can check our review for mobile plans for international calling. On this guide, we have suggested providers that you can consider for Greece. You may click on their names, so that you can be redirected to their own reviews and see the plans they are offering. Once there, you may click “Modify Results” at the top of the comparison table, to customize the plan results based on your other needs mentioned above.

      As always, please review the requirements and the fine print of each product prior. You may click “Go to Site” green button to proceed with your application.

      Hope this helps.


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