Circles.Life Australia Review: Get 100GB for $30 | Finder

Circles.Life Australia

Get the cheapest data around from Circles.Life.


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Circles.Life burst onto the Australian mobile scene in 2019 with a focus on handing power back to the consumer. As a new provider on the market, it has directly challenged the plans offered by the big three providers, calling out Telstra with its tongue-in-cheek advertisements.

It may only have a couple of plans available, but its plans definitely pack a punch when it comes to data.

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2020 Finder Awards

Winner: Best Postpaid SIM

Circles.Life 100GB for $28 SIM-only Plan

This mobile plan offers close to 100GB for less than $30. It also offers 3GB of bill shock protection to buffer users from going over their data allowance.

Other highlights

  • Super high value Circles 100GB plan for $38/month
  • 3GB bill shock data helps prevent excess usage

Compare Circles.Life mobile plans here

Circles.Life has only month-to-month postpaid plans on offer, but you can see how they stack up in the table below. It's known for some pretty crazy deals so keep an eye on the end date of these offers if you're looking to snap one up!

Data updated daily
Name Product Features Data Price
Circles.Life 8GB for $18 SIM-only Plan
SIM-Only - Postpaid
No contract
  • New customers get over 20% off for 12 months - pay $14/mth, then $18/mth onwards. T&Cs apply. Ends 30.04.2021, 9pm AEDT
  • Unlimited standard national calls & texts
per month
Monthly winner: Data
Circles.Life 100GB for $38 SIM-only Plan
SIM-Only - Postpaid
No contract
  • New customers get over 20% off for 12 months - pay $30/mth, then $38/mth onwards. T&Cs apply. Ends 30.04.2021, 9pm AEDT
  • Unlimited standard national calls & texts
per month
Circles.Life 20GB for $28 SIM-only Monthly Plan
SIM-Only - Postpaid
No contract
  • New customers get 50GB data and over 20% off for 12 months - pay $22/mth, then $28/mth onwards. T&Cs apply. Ends 30.04.2021, 9pm AEDT.
  • Unlimited standard national calls & texts
per month

Compare up to 4 providers

What are mobile plans with Circles.Life like?

Circles.Life has three mobile plans:

  • 100GB for $38. Unlimited talk and text in Australia.
  • 20GB for $28. Unlimited talk and text in Australia.
  • 8GB for $18. Unlimited talk and text in Australia.

The 20GB plan serves as a base plan — you can add 80GB extra onto this for just $10 a month, creating a 100GB plan for $38 per month. If you were to buy the 100GB plan, it would appear as the 20GB plan with an 80GB add-on (that's 20GB from the original base plan, with a bonus 80GB to give you 100GB in total).

Except for the 8GB plan, Circles.Life's plans include a 3GB bill shock protection feature. This means you get a free 3GB extra when you hit your data limit for the month, rather than hitting you with excess data charges right away. You can use this 3GB however you like, but Circles.Life offers you this feature to give you a chance to opt in for extra data add-ons should you find yourself needing it to tie you over for the rest of the month.

Circles.Life review: Is Circles.Life good?

Although Circles.Life began operations in Singapore in 2016, it has established itself as a strong competitor in Australia, too. Its plans are not only offered on discount fairly often, they're very high value at their regular price, too.

Don't get too stressed by the "limited time" nature of its offers, as they receive frequent extensions. Don't leave it too long though if you're interested. Beyond this, it also gives you an unusual amount of choice over SIM delivery, letting you specify a time and day for it to be delivered.

A couple of notable features that Circles.Life's mobile plans include:

Bill shock protection

Bill shock protection

no lock-in contract plans

No contract plans

mobile app icom

Circles.Life app

In addition to the major features above, you'll get the following with Circles.Life:

  • International inclusions. For $5, you can pick up 300 minutes' worth of calls to 15 international destinations.
  • Referral bonus. Refer a friend using the referral code from your Circles.Life app and get 20GB bonus data for one month for both of you.
  • Data boosts. Still feel short on data? Add on a one-time 3GB boost for $6 or pump your plan for as long as you want with an extra 20GB for $10 each month.

Circles.Life's 100GB plan easily gives the best data value on the market, charging around 30c/GB at its discounted price. You won't find a better data to price ratio elsewhere.

Does Circles.Life have it?
Excess usage warningyes, this feature is available
Entertainment extrasno, this feature is not available
Data-free media streamingno, this feature is not available
Rollover datano, this feature is not available
Data sharingno, this feature is not available
International calls/textsyes, this feature is available
International roamingyes, this feature is available
Rewards programno, this feature is not available
Student/pensioner discountsno, this feature is not available

Should you sign up to Circles.Life? We ask our utilities expert and writer, Sam Baran

Photo of Sam BaranYou won't find better value for data anywhere on the market than Circles.Life's 100GB for $38 plan.

That said, if you won't need that much data, you might want to consider other options, since its standard 20GB plan is only okay in comparison. Check out other providers like TPG and Moose which offer competitive prices for their lower usage SIM only plans.

Go back to comparing Circles.Life plans

How does Circles.Life compare?

We placed Circles.Life up against two of the big three networks to see how its plan holds up.

Plan name100GB SIM onlyLarge Optus ChoiceRed Plus 100GB
Plan cost$38$59$60
Data allowance100GB100GB100GB
Features3GB bill shock protectionData sharing, Optus Sport streaming, international talk and text"Endless" data, 12 months' Amazon Prime, international minutes

Circles.Life is a clear winner on dollar per data value compared to both Optus and Vodafone. While it doesn't have quite as many extra features as them, it's around $20 cheaper per month.

Since MVNOs tend to offer better value than the big three, we've also stacked it up against MVNO competitors Moose and Southern Phone.

Circles.LifeMoose MobileSouthern Phone
Plan name20GB SIM only20GB SIM onlyMedium SIM only (12-month contract)
Plan cost$28$27.80$30
Data allowance20GB20GB18GB
Features3GB bill shock protectionNone$50 international credit

Circles.Life's smaller 20GB plan is on par with its competition, offering about the same value. There are fewer features in the SIM only MVNO market, so it's certainly not a bad option, but it's also nothing special.

Does Circles.Life have roaming?

Circles.Life offers 300 international minutes when you pay an extra $5 monthly. This lets you make calls and send texts to 15 countries.

You may also activate international roaming through the Circles.Life app if you wish. When overseas in a participating country, you'll be able to use your phone on pay-as-you-go rates for calls, texts and data. Circles.Life has a $300 roaming bill cap which will automatically disable your service when you reach it.

Roaming charges are steep, so you're probably better off picking up a local or travel SIM while you're gone to prevent you spending hundreds of dollars on telephone bills.

How do I check my data usage on Circles.Life?

Download the app for free from Google Play or the Apple App Store. Once you've installed it, you should be able to navigate to the usage tab, where you can see how much data you have left for the month (including any of your bill shock protection data).

If you're consistently going over your data cap or struggling with data use, see our guide to understanding your data usage and what to do with it.

Frequently asked questions about Circles.Life

Who owns Circles.Life?

Circles.Life is owned by Liberty Wireless Pte Ltd, a provider of digital telecom services also based in Singapore.

What network does Circles.Life use?

Circles.Life uses Optus's 3G and 4G networks, which reaches 98.5% of Australians.

Are incoming calls free with Circles.Life?

Yes. Reverse-charge phone calls ceased to exist in Australia as of September 2019 with 1800 Reverse's closure, meaning that the cost of a call is always shouldered by the person making it.

Does Circles.Life have contracts?

No. All of Circles.Life's plans are strictly month to month, meaning you can cancel or change them at any time.

If you want to cancel your Circles.Life plan, simply head to the "manage orders" section on its website, enter your details and request a termination. Alternatively, you can buy a different phone plan and request a port of your existing number, which will terminate your Circles.Life plan automatically.

Not right for you? Compare mobile plans from 50+ providers here

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