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Circles.Life burst onto the Australian mobile scene in 2019 and has since set itself up to be a powerhouse when it comes to offering big data on mobile plans.
Circles.Life is currently offering over 20% off its mobile plans for your first year signed up to it.
- Great value big data mobile plan - 100GB for $30 (for the first 12 months)
- Operates on the Optus wholesale network, which covers 98.5% of the Australian population
- 3GB bill shock data on most plans helps prevent excess usage
Compare Circles.Life mobile plans here
Circles.Life has postpaid mobile plans with no lock-in contract on offer. Its current offers last for your first 12 months on the plan, before reverting back to its original prices and data inclusions.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
What are Circles.Life mobile plans like?
Circles.Life has three mobile plans to choose from. When they're not on special, the original plan inclusions are:
- 100GB for $38. Unlimited talk and text in Australia.
- 20GB for $28. Unlimited talk and text in Australia.
- 8GB for $18. Unlimited talk and text in Australia.
Except for the 8GB plan, Circles.Life's plans include a 3GB bill shock protection feature. This means you get a free 3GB extra when you hit your data limit for the month, rather than getting charged with excess data fees right away.
You can use this 3GB however you like, but Circles.Life offers you this feature to give you a chance to opt in for extra data add-ons should you find yourself needing it to tie you over for the rest of the month.
If you choose the 8GB plan, you wont have access to this feature, but it can be tacked on for an extra $6/month if you really think you need an extra 3GB.
Circles.Life phone bundles
Circles.Life sells a number of Samsung Galaxy handsets alongside its mobile plans. You can either buy the handset upfront, or purchase it in instalments over 12, 18, 24, 30, or 36 months.
We've shown the S21 plans below by default, but you can view more models by clicking 'filter results' and adding in a different Samsung phone.
Be awareYou must hold a Latitude Interest Free card in order to access instalment payments with Circles.Life. These are credit cards with their own fees and rates, and must be applied for separately on the Latitude website.
You can cancel your Circles.Life mobile plan at any time, but you will still be required to pay off the remaining value of the handset in instalments. You do not have the option to pay off the remaining value upfront.
Circles.Life review: Is Circles.Life good?
Although Circles.Life began operations in Singapore in 2016, it has established itself as a strong competitor in Australia, too. Its plans are not only offered on discount fairly often, they're very high value at their regular price, too.
Beyond this, it also gives various choices over SIM delivery, letting you specify a time and day for it to be delivered at your convenience.
A couple of notable features that Circles.Life's mobile plans include:
Bill shock protection
Get 3GB free when you hit your monthly data limit on the 20GB and 100GB plans. So long as you don't exceed this, you won't be slugged with any excess charges, compared to other providers that will charge you right away.
No contract plans
All of Circles.Life's plans are month to month with no contract, meaning you can cancel or leave at any time. Zero obligations means tons of flexibility.
The Circles.Life app lets you do basic account management, such as tracking your data usage and managing your bills and account details. You can also live chat with the Circles.Life support team, which is a rare but useful support feature.
In addition to the major features above, you'll get the following with Circles.Life:
- International inclusions. For $5, you can pick up 300 minutes' worth of calls to 15 international destinations.
- Referral bonus. Refer a friend using the referral code from your Circles.Life app and get 20GB bonus data for one month for both of you.
- Data boosts. Still feel short on data? Add on a one-time 3GB boost for $6 or pump your plan for as long as you want with an extra 20GB for $10 each month.
|Excess usage warning|
|Data-free media streaming|
Should you sign up to Circles.Life? We ask our utilities expert and writer, Sam Baran
If you're looking for lots of data for a price that won't break the bank, Circles.Life is for you. Its 100GB plan is extremely attractive, especially when it's on sale, and really gives the bigger telcos (Telstra, Optus and Vodafone) a run for their money.
That said, if you won't need that much data, you might want to consider other options, since its lower data 20GB and 8GB plans are only okay in comparison to the 100GB plan. Check out other providers like TPG and Moose which offer competitive prices for their lower usage SIM only plans.
How does Circles.Life compare?
We placed Circles.Life up against two of the big three networks to see how its plan holds up. We've used the original prices and inclusions of the plans below.
|Plan name||100GB SIM only||Large Optus Choice||Red Plus 100GB|
|Features||3GB bill shock protection||Data sharing, Optus Sport streaming, international talk and text||"Endless" data, 12 months' Amazon Prime, international minutes|
Circles.Life is a clear winner on dollar per data value compared to both Optus and Vodafone. While it doesn't have quite as many extra features as them, it's around $20 cheaper per month.
|Circles.Life||Moose Mobile||Southern Phone|
|Plan name||20GB SIM only||20GB SIM only||Medium SIM only (12-month contract)|
|Features||3GB bill shock protection||None||$50 international credit|
Circles.Life's smaller 20GB plan is on par with its competition, offering about the same value. There are fewer features in the SIM only MVNO market, so it's certainly not a bad option, but it's also nothing special.
Does Circles.Life have roaming?
Circles.Life offers 300 international minutes when you pay an extra $5 monthly. This lets you make calls and send texts to 15 countries.
You may also activate international roaming through the Circles.Life app if you wish. When overseas in a participating country, you'll be able to use your phone on pay-as-you-go rates for calls, texts and data. Circles.Life has a $300 roaming bill cap which will automatically disable your service when you reach it.
Roaming charges are steep, so you're probably better off picking up a local or travel SIM while you're gone to prevent you spending hundreds of dollars on telephone bills.
How do I check my data usage on Circles.Life?
Download the app for free from Google Play or the Apple App Store. Once you've installed it, you should be able to navigate to the usage tab, where you can see how much data you have left for the month (including any of your bill shock protection data).
If you're consistently going over your data cap or struggling with data use, see our guide to understanding your data usage and what to do with it.
Frequently asked questions about Circles.Life
Who owns Circles.Life?
What network does Circles.Life use?
Are incoming calls free with Circles.Life?
Does Circles.Life have contracts?
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