Circles.Life Australia

Go big with 100GB of data from Circles.Life for just $30/month for your first year on the plan.

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Circles.Life burst onto the Australian mobile scene in 2019 and has since set itself up to be a powerhouse when it comes to offering big data on mobile plans.

Circles.Life is currently offering over 20% off its mobile plans for your first year signed up to it.


  • Great value big data mobile plan - 100GB for $30 (for the first 12 months)
  • Operates on the Optus wholesale network, which covers 98.5% of the Australian population
  • 3GB bill shock data on most plans helps prevent excess usage
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Circles.Life 100GB for $28 SIM-only Plan

This mobile plan offers close to 100GB for less than $30. It also offers 3GB of bill shock protection to buffer users from going over their data allowance.

Compare Circles.Life mobile plans here

Circles.Life has postpaid mobile plans with no lock-in contract on offer. Its current offers last for your first 12 months on the plan, before reverting back to its original prices and data inclusions.

Name Product Features Data Price
  • $14/mth for the first 12 months for new customers, then $18/mth. T&Cs apply. Ends 01.07.2021, 12pm AEST
  • Unlimited standard national calls & texts
per month
per month
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  • $28/mth for the first 12 months for new customers, then $38/mth. T&Cs apply. Ends 01.07.2021, 12pm AEST
  • Unlimited standard national calls & texts
per month
per month
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View details
  • 50GB for $18/mth for the first 12 months for new customers, then 20GB for $28/mth. T&Cs apply. Ends 01.07.2021, 12pm AEST
  • Unlimited standard national calls & texts
per month
per month
Go to site
View details

Compare up to 4 providers

What are Circles.Life mobile plans like?

Circles.Life has three mobile plans to choose from. When they're not on special, the original plan inclusions are:

  • 100GB for $38. Unlimited talk and text in Australia.
  • 20GB for $28. Unlimited talk and text in Australia.
  • 8GB for $18. Unlimited talk and text in Australia.

Except for the 8GB plan, Circles.Life's plans include a 3GB bill shock protection feature. This means you get a free 3GB extra when you hit your data limit for the month, rather than getting charged with excess data fees right away.

You can use this 3GB however you like, but Circles.Life offers you this feature to give you a chance to opt in for extra data add-ons should you find yourself needing it to tie you over for the rest of the month.

If you choose the 8GB plan, you wont have access to this feature, but it can be tacked on for an extra $6/month if you really think you need an extra 3GB.

Circles.Life phone bundles

Circles.Life sells a number of Samsung Galaxy handsets alongside its mobile plans. You can either buy the handset upfront, or purchase it in instalments over 12, 18, 24, 30, or 36 months.

We've shown the S21 plans below by default, but you can view more models by clicking 'filter results' and adding in a different Samsung phone.

Be aware

You must hold a Latitude Interest Free card in order to access instalment payments with Circles.Life. These are credit cards with their own fees and rates, and must be applied for separately on the Latitude website.

You can cancel your Circles.Life mobile plan at any time, but you will still be required to pay off the remaining value of the handset in instalments. You do not have the option to pay off the remaining value upfront.

Circles.Life review: Is Circles.Life good?

Although Circles.Life began operations in Singapore in 2016, it has established itself as a strong competitor in Australia, too. Its plans are not only offered on discount fairly often, they're very high value at their regular price, too.

Beyond this, it also gives various choices over SIM delivery, letting you specify a time and day for it to be delivered at your convenience.

A couple of notable features that Circles.Life's mobile plans include:

Bill shock protection

Bill shock protection

no lock-in contract plans

No contract plans

mobile app icom

Circles.Life app

In addition to the major features above, you'll get the following with Circles.Life:

  • International inclusions. For $5, you can pick up 300 minutes' worth of calls to 15 international destinations.
  • Referral bonus. Refer a friend using the referral code from your Circles.Life app and get 20GB bonus data for one month for both of you.
  • Data boosts. Still feel short on data? Add on a one-time 3GB boost for $6 or pump your plan for as long as you want with an extra 20GB for $10 each month.
Does Circles.Life have it?
Excess usage warningyes, this feature is available
Entertainment extrasno, this feature is not available
Data-free media streamingno, this feature is not available
Rollover datano, this feature is not available
Data sharingno, this feature is not available
International calls/textsyes, this feature is available
International roamingyes, this feature is available
Rewards programno, this feature is not available
Student/pensioner discountsno, this feature is not available

Should you sign up to Circles.Life? We ask our utilities expert and writer, Sam Baran

Photo of Sam Baran If you're looking for lots of data for a price that won't break the bank, Circles.Life is for you. Its 100GB plan is extremely attractive, especially when it's on sale, and really gives the bigger telcos (Telstra, Optus and Vodafone) a run for their money.

That said, if you won't need that much data, you might want to consider other options, since its lower data 20GB and 8GB plans are only okay in comparison to the 100GB plan. Check out other providers like TPG and Moose which offer competitive prices for their lower usage SIM only plans.

Go back to comparing Circles.Life plans

How does Circles.Life compare?

We placed Circles.Life up against two of the big three networks to see how its plan holds up. We've used the original prices and inclusions of the plans below.

Plan name100GB SIM onlyLarge Optus ChoiceRed Plus 100GB
Plan cost$38$59$60
Data allowance100GB100GB100GB
Features3GB bill shock protectionData sharing, Optus Sport streaming, international talk and text"Endless" data, 12 months' Amazon Prime, international minutes

Circles.Life is a clear winner on dollar per data value compared to both Optus and Vodafone. While it doesn't have quite as many extra features as them, it's around $20 cheaper per month.

Since MVNOs tend to offer better value than the big three, we've also stacked it up against MVNO competitors Moose and Southern Phone.

Circles.LifeMoose MobileSouthern Phone
Plan name20GB SIM only20GB SIM onlyMedium SIM only (12-month contract)
Plan cost$28$27.80$30
Data allowance20GB20GB18GB
Features3GB bill shock protectionNone$50 international credit

Circles.Life's smaller 20GB plan is on par with its competition, offering about the same value. There are fewer features in the SIM only MVNO market, so it's certainly not a bad option, but it's also nothing special.

Does Circles.Life have roaming?

Circles.Life offers 300 international minutes when you pay an extra $5 monthly. This lets you make calls and send texts to 15 countries.

You may also activate international roaming through the Circles.Life app if you wish. When overseas in a participating country, you'll be able to use your phone on pay-as-you-go rates for calls, texts and data. Circles.Life has a $300 roaming bill cap which will automatically disable your service when you reach it.

Roaming charges are steep, so you're probably better off picking up a local or travel SIM while you're gone to prevent you spending hundreds of dollars on telephone bills.

How do I check my data usage on Circles.Life?

Download the app for free from Google Play or the Apple App Store. Once you've installed it, you should be able to navigate to the usage tab, where you can see how much data you have left for the month (including any of your bill shock protection data).

If you're consistently going over your data cap or struggling with data use, see our guide to understanding your data usage and what to do with it.

Frequently asked questions about Circles.Life

Who owns Circles.Life?

Circles.Life is owned by Liberty Wireless Pte Ltd, a provider of digital telecom services also based in Singapore.

What network does Circles.Life use?

Circles.Life uses Optus's 3G and 4G networks, which reaches 98.5% of Australians.

Are incoming calls free with Circles.Life?

Yes. Reverse-charge phone calls ceased to exist in Australia as of September 2019 with 1800 Reverse's closure, meaning that the cost of a call is always shouldered by the person making it.

Does Circles.Life have contracts?

No. All of Circles.Life's plans are strictly month to month, meaning you can cancel or change them at any time.

If you want to cancel your Circles.Life plan, simply head to the "manage orders" section on its website, enter your details and request a termination. Alternatively, you can buy a different phone plan and request a port of your existing number, which will terminate your Circles.Life plan automatically.

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