We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.
Circles.Life burst onto the Australian mobile scene in 2019 with a focus on handing power back to the consumer. As a new provider on the market, it has directly challenged the plans offered by the big three providers, calling out Telstra with its tongue-in-cheek advertisements.
It may only have a couple of plans available, but its plans definitely pack a punch when it comes to data.
- Super high value Circles 100GB plan for $38/month
- 3GB bill shock data helps prevent excess usage
Compare Circles.Life mobile plans here
Circles.Life has only month-to-month postpaid plans on offer, but you can see how they stack up in the table below. It's known for some pretty crazy deals so keep an eye on the end date of these offers if you're looking to snap one up!
What are mobile plans with Circles.Life like?
Circles.Life actually only has one base mobile plan, but it markets its plan as two different options. Here's its base plan:
- 20GB for $28. Unlimited talk and text in Australia.
You can add 80GB extra onto this for just $10 a month, creating a 100GB plan for $38 per month. If you were to buy this plan, it would appear as the 20GB plan with an 80GB add-on (that's 20GB from the original base plan, with a bonus 80GB to give you 100GB in total).
Either way, you get a 3GB bill shock protection feature. This means you get a free 3GB extra when you hit your data limit for the month, rather than hitting you with excess data charges right away. You can use this 3GB however you like, but Circles.Life offers you this feature to give you a chance to opt in for extra data add-ons should you find yourself needing it to tie you over for the rest of the month.
Circles.Life review: Is Circles.Life good?
Although Circles.Life began operations in Singapore in 2016, it has established itself as a strong competitor in Australia, too. Its plans are not only offered on discount fairly often, they're very high value at their regular price, too.
Don't get too stressed by the "limited time" nature of its offers, as they receive frequent extensions. Don't leave it too long though if you're interested. Beyond this, it also gives you an unusual amount of choice over SIM delivery, letting you specify a time and day for it to be delivered.
A couple of notable features that Circles.Life's mobile plans include:
Bill shock protection
Get 3GB free when you hit your monthly data limit. So long as you don't exceed this, you won't be slugged with any excess charges, compared to other providers that will charge you right away.
No contract plans
All of Circles.Life's plans are month to month with no contract, meaning you can cancel or leave at any time. Zero obligations means tons of flexibility.
The Circles.Life app lets you do basic account management, such as tracking your data usage and managing your bills and account details. You can also live chat with the Circles.Life support team, which is a rare but useful support feature.
In addition to the major features above, you'll get the following with Circles.Life:
- International inclusions. For $5, you can pick up 300 minutes' worth of calls to 15 international destinations.
- Referral bonus. Refer a friend using the referral code from your Circles.Life app and get 20GB bonus data for one month for both of you.
- Data boosts. Still feel short on data? Add on a one-time 3GB boost for $6 or pump your plan for as long as you want with an extra 20GB for $10 each month.
Circles.Life's 100GB plan easily gives the best data value on the market, charging around 30c/GB at its discounted price. You won't find a better data to price ratio elsewhere.
|Excess usage warning|
|Data-free media streaming|
Should you sign up to Circles.Life? We ask our utilities expert and writer, Sam Baran
That said, if you won't need that much data, you might want to consider other options, since its standard 20GB plan is only okay in comparison. Check out other providers like TPG and Moose which offer competitive prices for their lower usage SIM only plans.
How does Circles.Life compare?
We placed Circles.Life up against two of the big three networks to see how its plan holds up.
|Plan name||100GB SIM only||Large Optus Choice||Red Plus 100GB|
|Features||3GB bill shock protection||Data sharing, Optus Sport streaming, international talk and text||"Endless" data, 12 months' Amazon Prime, international minutes|
Circles.Life is a clear winner on dollar per data value compared to both Optus and Vodafone. While it doesn't have quite as many extra features as them, it's around $20 cheaper per month.
|Circles.Life||Moose Mobile||Southern Phone|
|Plan name||20GB SIM only||20GB SIM only||Medium SIM only (12-month contract)|
|Features||3GB bill shock protection||None||$50 international credit|
Circles.Life's smaller 20GB plan is on par with its competition, offering about the same value. There are fewer features in the SIM only MVNO market, so it's certainly not a bad option, but it's also nothing special.
Does Circles.Life have roaming?
Circles.Life offers 300 international minutes when you pay an extra $5 monthly. This lets you make calls and send texts to 15 countries.
You may also activate international roaming through the Circles.Life app if you wish. When overseas in a participating country, you'll be able to use your phone on pay-as-you-go rates for calls, texts and data. Circles.Life has a $300 roaming bill cap which will automatically disable your service when you reach it.
Roaming charges are steep, so you're probably better off picking up a local or travel SIM while you're gone to prevent you spending hundreds of dollars on telephone bills.
How do I check my data usage on Circles.Life?
Download the app for free from Google Play or the Apple App Store. Once you've installed it, you should be able to navigate to the usage tab, where you can see how much data you have left for the month (including any of your bill shock protection data).
If you're consistently going over your data cap or struggling with data use, see our guide to understanding your data usage and what to do with it.
Frequently asked questions about Circles.Life
Who owns Circles.Life?
What network does Circles.Life use?
Are incoming calls free with Circles.Life?
Does Circles.Life have contracts?
More guides on Finder
Finder Daily Deals: The 5 best online deals in Australia today
Today's best online deals in Australia, hand-picked by Finder's shopping experts.
Does new green brand Felix mean cheaper mobile plans soon?
TPG is launching another provider under its growing belt of brands. Felix will be a carbon neutral provider, but will its plans stack up to the competition?
What’s the cheapest way to get an iPhone 12 plan in Australia?
We’ve compared what’s on offer and found the cheapest iPhone plans in the country.
How to buy Samsung’s Galaxy S20 FE for $384
The Samsung Galaxy S20 FE is the cheapest phone in the S20 range at $999. Here's how to get it cheaper.
Vodafone’s new Infinite data SIM plans have speeds that rival the NBN’s
Vodafone's new range of SIM only plans come with faster speeds and no excess data charges. Is it worth signing up?
NBN plans for seniors
Whether you're looking for the cheapest plan or discounts available, we'll help you find the best NBN plans for seniors.
Telstra Xbox All Access: Series X and Series S pricing
Telstra is bringing its Xbox All Access subscription service to the Xbox Series X and Series S for as little as $33 a month with over 100 free games thrown in for good measure. Here are the details.
Best SIM Only Plans for October 2020
We've done the research to find the best value SIM only plans this month - and it's relative newcomer Circles.Life that takes the cake in 3/4 categories.
Financial Spring Clean: Finder Awards reveal best in market
The winners of the Finder Awards 2020 have been revealed as Finder helps financially stressed Aussies to overhaul their biggest financial expenses.
Finder Awards 2020 Best Postpaid SIM
Winner, finalists and methodology for Finder Awards 2020 Best Postpaid SIM.
Latest mobile plan deals on Finder
Circles.Life gives you loads of data for an affordable price.
Avoid bill shock and control your spending with the best-value offers.
Ask an Expert