Our best balance transfer offers for November
Updated 1 November 2023 by Finder's senior credit card writer, Amy Bradney-George.
Rising costs have seen Australians spend a record amount on credit cards this year, with Reserve Bank of Australia data showing spending reached $34.3 billion in August. But if you're already paying interest on a credit card, new purchases will usually attract interest straight away – adding to the costs.
A 0% balance transfer card gives you a way to save on interest during the introductory period. Here's our pick of offers available right now:
- Long interest-free period:
The St.George Amplify Signature Credit Card offers 0% p.a. interest on balance transfers for 24 months, with a one-time 1% balance transfer fee and a discounted $199 annual fee for the first year (which goes to $295 p.a. after that).
- No annual fee and balance transfer offer:
This Finder exclusive deal on the Kogan Money Credit Card gives you a way to get an ongoing $0 annual fee and 0% p.a. interest on balance transfers for the first 18 months, with a 1% balance transfer fee. Transfer debt from personal loans, lines of credit, store and credit cards from other financial institutions.
- No balance transfer fee offer:
The Westpac Low Rate Credit Card has 0% p.a. interest on balance transfers for the first 28 months and no balance transfer fee when you apply by 30 April 2024. Once the introductory period ends, you'll pay an interest rate of 21.49% p.a. on any remaining debt.