The Qantas Premier Everyday Mastercard is designed for frequent flyers who want a competitive Qantas Point earn rate without a high annual fee. You will earn 2 bonus Qantas Points per $1 spent on eligible purchases that you make in the first 4 months from card approval, up to a total of 8,000 bonus Qantas Points.
Qantas Premier Everyday Mastercard
- Balance transfer rate for 12 months with 2% balance transfer fee
- 0% p.a.
- Bonus points
- 8,000
- Purchase rate
- 19.99% p.a.
- Reward points per $ spent
- 0.75
Our verdict
Offers up to 8,000 bonus Qantas Points, complimentary travel insurance and a relatively competitive $99 annual fee.
Pros
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Earn 2 bonus Qantas Points per $1 spent on eligible purchases (up to 8,000 bonus Qantas Points)
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Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period (2,250 points) and 0.4 points per $1 spent thereafter
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Access to complimentary overseas travel insurance
Cons
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Balance transfer offer charges a one-time 2% BT fee
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Charges a 3% foreign transaction fee
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Domestic spend threshold of $3,000 before lower points earn rate kicks in is low
Details
Product details
Product Name | Qantas Premier Everyday |
Balance transfer rate p.a. | 0% for 12 months with 2% balance transfer fee, then 21.99% |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | Purchase rate p.a. 19.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $4,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | No |
Minimum income | $35,000 |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | 8,000 |
Rewards points per $ spent | 0.75 |
Fees
Annual fee | Annual fee $99 |
Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% or $3, whichever is greater |
Overseas cash advance fee | $5 |
Additional cardholder fee | $25 |
Number of additional cardholders | 4 |