In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
Finder makes money from featured partners, but editorial opinions are our own.

Qantas Premier Everyday Mastercard

  • Avatar
Qantas Premier Everyday
Go to site
Terms and conditions apply
Balance transfer rate for 12 months with 2% balance transfer fee
0% p.a.
Bonus points
8,000
Purchase rate
19.99% p.a.
Reward points per $ spent
0.75

Our verdict

Offers up to 8,000 bonus Qantas Points, complimentary travel insurance and a relatively competitive $99 annual fee.

The Qantas Premier Everyday Mastercard doesn't have the biggest bonus points offer on the market and, unlike many other offers, the bonus points are awarded based on each $1 you spend. That means, to collect the maximum 8,000 bonus Qantas Points on offer, you’d need to spend $4,000 in the first 4 months – an average of around $1,000 per month. That spend requirement is still competitive when compared to other frequent flyer cards with low annual fees.

To give you an idea of your points potential, you could use 8,000 Qantas Points for a one-way economy flight from Brisbane to Sydney (8,000 points). If flying isn’t on the cards yet, you could also use these points to get $25 worth of Woolworths WISH digital gift cards through the Qantas Marketplace (5,220 points for one $25 gift card).

Pros

  • Earn 2 bonus Qantas Points per $1 spent on eligible purchases (up to 8,000 bonus Qantas Points)
  • Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period (2,250 points) and 0.4 points per $1 spent thereafter
  • Access to complimentary overseas travel insurance

Cons

  • Balance transfer offer charges a one-time 2% BT fee
  • Charges a 3% foreign transaction fee
  • Domestic spend threshold of $3,000 before lower points earn rate kicks in is low

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews

The Qantas Premier Everyday Mastercard is designed for frequent flyers who want a competitive Qantas Point earn rate without a high annual fee. You will earn 2 bonus Qantas Points per $1 spent on eligible purchases that you make in the first 4 months from card approval, up to a total of 8,000 bonus Qantas Points.

Details

Product details

Product Name Qantas Premier Everyday
Balance transfer rate p.a. 0% for 12 months with 2% balance transfer fee, then 21.99%
Balance transfer limit 80% of available limit
Purchase rate p.a.
Purchase rate p.a.
19.99%
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 21.99%
Min credit limit $4,000
Card type Mastercard

Eligibility

Available to temporary residents No
Minimum income $35,000
Joint application No

Rewards

Rewards program Qantas Frequent Flyer
Bonus points 8,000
Rewards points per $ spent 0.75

Fees

Annual fee
Annual fee
$99
Minimum monthly repayment 2% of the closing balance or $25, whichever is greater
Late payment fee $30
Foreign currency conversion fee
Foreign currency conversion fee
3%
Cash advance fee 3% or $3, whichever is greater
Overseas cash advance fee $5
Additional cardholder fee $25
Number of additional cardholders 4

How to apply

You can apply for the Qantas Premier Everyday Mastercard online in 10 minutes. To get started, make sure you meet the eligibility requirements and have the relevant documents and details on hand.

Eligibility criteria

  • Income. You must earn at least $35,000 per year to apply for this card.
  • New customer. You won't be eligible to apply for this card if you are the primary cardholder of another Qantas Premier credit card account. You will be ineligible for the bonus points if you are currently a primary cardholder of another Qantas Money credit card, or have closed, or qualified for bonus Qantas Points on one of those credit cards within the last 12 months.

Card benefits

  • Up to 8,000 bonus Qantas Points. Apply for a new card and you will earn 2 bonus Qantas Points per $1 spent on eligible purchases you make in the 4 months from card approval, up to a total of 8,000 bonus Qantas Points. These bonus points are in addition to the standard Qantas Points per $1 you'll earn with this card.
  • Earn Qantas Points as you spend. You'll earn 0.75 Qantas Points per $1 on eligible spending in Australia up to $3,000 per statement period (2,250 points) and 0.4 Qantas Points per $1 spent after that. For international spending, you'll earn 1 Qantas Point per $1 spent. Eligible transactions include most everyday purchases, such as retail shopping, food and drinks, petrol and travel bookings. Transactions that won't earn points include cash advances, balance transfers and BPAY payments. This card also offers 1 additional Qantas Point per $1 spent on eligible Qantas spend.

Rates & fees

  • Annual fee. This card charges a competitive standard annual fee of $99. If you choose to add an additional cardholder, a $25 annual fee applies for each additional cardholder.
  • Purchase rate. The variable interest on purchases is 19.99% p.a.

Your reviews

No reviews yet. Write a review
Go to site