When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?
St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee to whether your interest rate is fixed or variable.
Read more about these features, and what else the loan offers, in the review below.
St.George Secured Personal Loan - Fixed Rate
St.George Secured Personal Loan - Fixed Rate
From
8.49 %p.a.
fixed rate
From
9.60 %p.a.
comparison rate
Low ongoing fees
Flexible repayment options
Borrow up to $80,000
100% confidential application
St.George Secured Personal Loan - Fixed Rate
You could use a fixed rate car loan offer with a competitive interest rate to get behind the wheel of your next vehicle.
Secured Personal Loan. Borrow between $3,000 and $80,000 and lock in a competitive fixed or variable rate. The fixed rate is 8.49% p.a. and the variable rate is 12.74% p.a.. You can attach a new or used car as security and if you select the variable rate loan you can make extra repayments without penalty. A redraw facility is also available.
Is your car eligible to be used as security?
New or used car
Registered in the loan applicant's name
If registered in joint names, the loan must be made in joint names
The car cannot be more than 12 years old when the loan expires
How you can apply with St.George
You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:
Be over the age of 18
Be an Australian citizen or permanent resident
You'll need the following information on hand to complete your application:
Your current employer's name, address and number
Your recent tax information if you are self-employed
Your weekly after-tax income
Details of your assets, savings and investments
The amounts owed on your credit and store cards
Your expenses
One personal reference including their name, address and contact number
St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.
Elizabeth Barry is Finder's global fintech editor. She has written about finance for over five years and has been featured in a range of publications and media including Seven News, the ABC, Mamamia, Dynamic Business and Financy. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. In 2017, she received the Highly Commended award for Best New Journalist at The Lizzies. Elizabeth has found writing about innovations in financial services to be her passion (which has surprised no one more than herself).
When you fix the interest rate on your home loan, you can prepare your budget for the fixed amount and know exactly what your repayments will be over this time.
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The St.George Standard Variable Rate Home Loan is a full-featured home loan that offers a low interest rate. You can combine this with other St.George offers and get a discounted interest rate and include it in an Advantage package based on how much you borrow.
You'll receive a fixed rate of 6.99% p.a. Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
You'll receive a fixed rate of 5.69% p.a. Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
You'll receive a fixed rate from 5.99% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
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