St.George Car Loans

Have your choice of competitive fixed or variable interest rates with St.George loans for your new or used car purchase.

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St.George Bank

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When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?

St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee to whether your interest rate is fixed or variable.

Read more about these features, and what else the loan offers, in the review below.

Compare St.George Car Loans

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
St.George Secured Personal Loan - Variable Rate
From 6.49% (variable)
7.61%
$3,000
1 to 7 years
$195
$12
You'll receive a variable rate from 6.49% p.a. based on the value of your car
Benefit from flexible repayments and be able to apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
St.George Unsecured Personal Loan - Fixed Rate
From 6.89% (fixed)
8.01%
$2,000
1 to 5 years
$195
$12
You'll receive a fixed rate between 6.89% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 to fund a range of purposes.
St.George Unsecured Personal Loan - Variable Rate
From 8.89% (variable)
9.99%
$2,000
1 to 7 years
$195
$12
You'll receive a variable rate between 8.89% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 plus the convenience to make extra repayments and redraw them if you need them.
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Compare up to 4 providers

  • Secured Personal Loan. Borrow between $3,000 and $80,000 and lock in a competitive fixed or variable rate. The fixed rate is 4.99% p.a. and the variable rate is 6.49% p.a.. You can attach a new or used car as security and if you select the variable rate loan you can make extra repayments without penalty. A redraw facility is also available.

Is your car eligible to be used as security?

  • New or used car
  • Registered in the loan applicant's name
  • If registered in joint names, the loan must be made in joint names
  • The car cannot be more than 12 years old when the loan expires

How you can apply with St.George

You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident

You'll need the following information on hand to complete your application:

  • Your current employer's name, address and number
  • Your recent tax information if you are self-employed
  • Your weekly after-tax income
  • Details of your assets, savings and investments
  • The amounts owed on your credit and store cards
  • Your expenses
  • One personal reference including their name, address and contact number

St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.

More guides on Finder

  • St.George Portfolio Home Loan review

    St.George Portfolio Home Loan is available for property or a vacant land purchase while only the variable rate option can be used for building.

  • St George Advantage Package home loan

    Find out how you could save with the St George Advantage Package Home loan by bundling some of your financial products together.

  • St.George Basic Home Loan

    The St.George Basic Home Loan offers you an affordable interest rate, low fees and the opportunity to repay your loan sooner if you choose.

  • St.George Fixed Rate Home Loan

    When you fix the interest rate on your home loan, you can prepare your budget for the fixed amount and know exactly what your repayments will be over this time.

  • St.George Standard Variable Rate Home Loan

    The St.George Standard Variable Rate Home Loan is a full-featured home loan that offers a low interest rate. You can combine this with other St.George offers and get a discounted interest rate and include it in an Advantage package based on how much you borrow.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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