Get the Finder app 🥳

Track your credit score


St.George Car Loans

Have your choice of competitive fixed or variable interest rates with St.George loans for your new or used car purchase.


Fact checked
St.George Bank

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?

St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee to whether your interest rate is fixed or variable.

Read more about these features, and what else the loan offers, in the review below.

Compare St.George Car Loans

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
St.George Secured Personal Loan - Variable Rate
From 12.74% (variable)
1 to 7 years
You'll receive a variable rate from 12.74% p.a. based on the value of your car
Benefit from flexible repayments and be able to apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
St.George Unsecured Personal Loan - Fixed Rate
From 11.49% (fixed)
1 to 5 years
You'll receive a fixed rate between 11.49% p.a. and 17.4% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 to fund a range of purposes.
St.George Unsecured Personal Loan - Variable Rate
From 12.99% (variable)
1 to 7 years
You'll receive a variable rate between 12.99% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 plus the convenience to make extra repayments and redraw them if you need them.

Compare up to 4 providers

  • Secured Personal Loan. Borrow between $3,000 and $80,000 and lock in a competitive fixed or variable rate. The fixed rate is 7.49% p.a. and the variable rate is 12.74% p.a.. You can attach a new or used car as security and if you select the variable rate loan you can make extra repayments without penalty. A redraw facility is also available.

Is your car eligible to be used as security?

  • New or used car
  • Registered in the loan applicant's name
  • If registered in joint names, the loan must be made in joint names
  • The car cannot be more than 12 years old when the loan expires

How you can apply with St.George

You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident

You'll need the following information on hand to complete your application:

  • Your current employer's name, address and number
  • Your recent tax information if you are self-employed
  • Your weekly after-tax income
  • Details of your assets, savings and investments
  • The amounts owed on your credit and store cards
  • Your expenses
  • One personal reference including their name, address and contact number

St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.

More guides on Finder

  • St.George Relocation Loan

    The St.George Relocation Loan is a bridging loan which is available to investors and owner occupiers. It has a maximum length of one year.

  • St.George Portfolio Home Loan review

    St.George Portfolio Home Loan is available for property or a vacant land purchase while only the variable rate option can be used for building.

  • St.George Fixed Rate Advantage Package

    There are a number of saving benefits with the Fixed Rate home loan and Advantage Package combination, like a full-service loan package with low fees.

  • St George Advantage Package home loan

    Find out how you could save with the St George Advantage Package Home loan by bundling some of your financial products together.

  • St.George Basic Home Loan

    The St.George Basic Home Loan offers you an affordable interest rate, low fees and the opportunity to repay your loan sooner if you choose.

  • St.George Fixed Rate Home Loan

    When you fix the interest rate on your home loan, you can prepare your budget for the fixed amount and know exactly what your repayments will be over this time.

  • St.George Portfolio Home Equity Loan Advantage Package

    Do you want to increase your current investment portfolio? The St.George Bank offers an easy way to gain the money for new investments and an effective way to manage them. Read on and find out more about the St.George Portfolio Home Equity Loan

  • St.George Standard Variable Rate Home Loan

    The St.George Standard Variable Rate Home Loan is a full-featured home loan that offers a low interest rate. You can combine this with other St.George offers and get a discounted interest rate and include it in an Advantage package based on how much you borrow.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site