When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?
St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee with interest rate is fixed
Read more about these features, and what else the loan offers, in the review below.
Secured Personal Loan. Borrow between $3,000 and $100,000 and lock in a competitive fixed rate. The fixed rate is 6.49% p.a.. You can attach a new or used car as security. A redraw facility is also available.
Is your car eligible to be used as security?
New or used car
Registered in the loan applicant's name
The car cannot be more than 12 years old when the loan expires
How you can apply with St.George
You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:
Be over the age of 18
Be an Australian citizen or permanent resident
Have a regular permanent income before tax of at least $35,000 p.a.
If you're a non-resident, have confirmed employment in Australia.
You'll need the following information on hand to complete your application:
Your current employer's name, address and number
Your recent tax information if you are self-employed
Your weekly after-tax income
Details of your assets, savings and investments
The amounts owed on your credit and store cards
Your expenses
One personal reference including their name, address and contact number
St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.
Elizabeth Barry was the lead editor for Finder. She has over 10 years' experience writing about a range of topics with a focus on personal finance. You’ll find her writing and commentary in a range of publications and media including Seven News, the ABC, MSN, the Irish Times and Singapore Business Review. See full bio
Elizabeth's expertise
Elizabeth has written 218 Finder guides across topics including:
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