When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?
St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee with interest rate is fixed
Read more about these features, and what else the loan offers, in the review below.
Secured Personal Loan. Borrow between $3,000 and $100,000 and lock in a competitive fixed rate. The fixed rate is 6.49% p.a.. You can attach a new or used car as security. A redraw facility is also available.
Is your car eligible to be used as security?
New or used car
Registered in the loan applicant's name
The car cannot be more than 12 years old when the loan expires
How you can apply with St.George
You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:
Be over the age of 18
Be an Australian citizen or permanent resident
Have a regular permanent income before tax of at least $35,000 p.a.
If you're a non-resident, have confirmed employment in Australia.
You'll need the following information on hand to complete your application:
Your current employer's name, address and number
Your recent tax information if you are self-employed
Your weekly after-tax income
Details of your assets, savings and investments
The amounts owed on your credit and store cards
Your expenses
One personal reference including their name, address and contact number
St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.
Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio
Elizabeth's expertise
Elizabeth has written 210 Finder guides across topics including:
Drive away with a Tesla model through novated leasing and enjoy the tax benefits. Electric vehicles are exempt from Fringe Benefits Tax and have a higher luxury tax threshold.
If you're in the market for an electric vehicle but you're not sure you can manage the costs, a novated lease through your employer might be a good option for you.
Concerned about the earth but still need a car to get you around? The Bank Australia Car Loan comes with a competitive rate and trees will be planted to offset the greenhouse gas emissions produced by your car for the term of your loan.
Want to buy a classic car but don't have the ready money? There are still financing options available for classic vehicles. Find out what loans you have to choose one and which one will work best for you.
You can still get a car loan if you want to finance a used car. Find out how you can get a used car loan and see what rates are available for the used car you want. Learn how to best compare lenders and apply for your loan today.
Whether you're upgrading your current car or looking for a new vehicle for your first car purchase, a new car loan can help you finance your set of wheels. Find out everything you need to know about new car loans to help you find the right loan for you.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.