Who is eligible for a St.George landlord insurance policy?

St. George landlord insurance product is suitable for: those own or have a legal interest in a residential property in Australia which is leased to a residential tenant. landlords who want legal liability protection and building insurance to cover the financial costs of repairing, rebuilding or replacing it in the event that it is damaged (contents insurance may be suitable for landlords who have items they'd like to be covered for loss or damage).

How do I make a claim with St.George landlord insurance?

You can call 1300 655 489 or claim online. Check your Policy Schedule to find out your sum insured and to check what excess you'll be required to pay. To submit a claim, you'll need: Your personal details Your policy number Details regarding the event and property or contents damaged, including the date it occurred and how it happened Photos, videos and other relevant documents

St.George Landlord Insurance Review

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St George landlord insurance offers 2 different levels of cover.
It's quality care product can cover loss of rent.
Both levels of cover include a safety net for building cover as an additional benefit. This is extra protection in case you underinsure your property.

What does St.George landlord insurance cover?

St.George landlord insurance can cover the building, contents (for example, if your property is furnished) or both. Here's some of the main insured events it covers:

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Fires

thunderstorm icon

Storms

broken window icon

Breakage of glass

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Explosion

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Earthquake

All policies require to pay a basic excess of at least $100 when you make a claim and come with a cooling off period of 21 days which is the industry standard. If you cancel your policy within this timeframe, you can get a full refund.

St.George landlord insurance cover features

Standard features
Optional add-ons
Exclusions

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Standard features

Here are some of the main features that a St.George landlord insurance will cover you for if you make a claim for an insured event like a fire, storm or theft.

Accidental glass breakage
Malicious acts and unrest
Electrical motor burnout
Storm, flood, fire, lightning, earthquake, impact, explosion
Legal liability cover

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Optional add-ons

St.George comes with the following add-ons:

Malicious acts or theft by tenants
Loss of rent due to default by tenants (but not for casually let properties)
Damage caused by pets

Exclusions

St.George's general exclusions are similar to many other insurers. You won't be covered for:

Events covered by a warranty, guarantee or service contract
Defects
Wear and tear
Landslide

Damage by vermin or insects
Unlawful acts
Tree roots
Loss or damage if your home is unoccupied for more than 60 days

For a full list of general exclusions, make sure you read St.George landlord insurance PDS.

Bottom line about St.George landlord insurance

St.George landlord insurance is a competitively priced provider that offers good sign-up discounts and lots of options. However, you'll need to pay extra if you want loss of rent cover.

If you're not yet ready to buy, you can compare other landlord insurance policies side-by-side here.

FAQs about St.George landlord insurance

St. George landlord insurance product is suitable for:
- those own or have a legal interest in a residential property in Australia which is leased to a residential tenant.
- landlords who want legal liability protection and building insurance to cover the financial costs of repairing, rebuilding or replacing it in the event that it is damaged (contents insurance may be suitable for landlords who have items they'd like to be covered for loss or damage).
You can call 1300 655 489 or claim online. Check your Policy Schedule to find out your sum insured and to check what excess you'll be required to pay. To submit a claim, you'll need:
- Your personal details
- Your policy number
- Details regarding the event and property or contents damaged, including the date it occurred and how it happened
- Photos, videos and other relevant documents

Compare other products from St.George

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.

St.George landlord insurance reviews

If you've held or currently hold a St.George landlord insurance policy, we'd love to hear from you. Your reviews help other Australians decide if St.George is right for them. Some reviews are from a survey commissioned by Finder.

Thank you for your feedback!

Written by

Gary Ross Hunter

Journalist

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Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

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Gary Ross has written 520 Finder guides across topics including:

Health, home, life, car, pet and travel insurance
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One Response

Finder

SarahFebruary 20, 2023Finder

Hi Troy,

You will need to contact St George directly with this request. We recommend you call their insurance line and update your details to add your mother to your account. You can contact them on 13 33 30.

Hope this helps!

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St.George Landlord Insurance Review

St.George landlord insurance is good if you want more policy options and to pay monthly at no extra cost.

Key takeaways

What does St.George landlord insurance cover?