Get the Finder app 🥳

Track your credit score

Free

Aussie Car Loans

Compare car loans from award-winning mortgage broker and financial services provider Aussie.

Updated

Fact checked
Aussie Car Loans

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.

Aussie is a financial services provider and mortgage broker that gives consumers easy access to home loans, personal loans, credit cards and even insurance. It was established in 1992, and has since grown tremendously. Their personal loans can be used to get into the car you want, whether that be a new or used car.

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Aussie Personal Loan

From 12.99% (fixed)
13.94%
$3,000
1 to 7 years
$199
$10

Consolidate your multiple debts (credit cards, car loans, student loans and other personal loans) in to one low interest rate loan

loading

Compare up to 4 providers

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Aussie Car Loan
From 12.99% (fixed)
13.94%
$3,000
1 to 7 years
$199
$10
A car loan offer from Aussie with a low establishment fee.
loading

Compare up to 4 providers

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB New Car Loan
4.99% (fixed)
5.34%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
$0
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Note: Settle the loan before 30 November 2020 and enter the draw to win a $1,000 fuel voucher. Terms & conditions apply.
Stratton Finance New Car Loan
From 4.05% (fixed)
5.63%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Credit Concierge Car Loan
From 4.45% (fixed)
5.29%
$10,000
1 to 7 years
$350
$5
You'll receive a fixed rate of 4.45% p.a. with a comparison rate of 5.29% p.a.
Get access to over 20 providers to fund a new or used car.

CUA Secured Fixed Car Loan
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From 9.99% (fixed)
10.88%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
Symple Loans Personal Loan
From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 21.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
Driva Car Loan
From 4.34% (fixed)
5.5%
$2,000
1 to 7 years
$295 (Varies by lender, starting from $295)
$10
You'll receive a fixed rate from 4.34% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$10,000
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
loading

Compare up to 4 providers

  • Aussie Car Loan. This is an unsecured loan that lets you finance a vehicle of your choice. You can apply for any amount from $3,000 with the amount you're approved for depending on your ability to manage the repayments. The interest rate is a competitive 12.99% p.a. and is a fixed rate, helping you to budget throughout the term. As the loan is unsecured you can apply for a loan above your car's purchase price to cover insurance or anything else you need.

Is your car eligible for a loan?

  • Can be a new, used or demonstrator vehicle
  • No restrictions on age
  • Can also purchase motorbikes, caravans, trailers, boats, etc.
  • Needs to be for more than $3,000

How you can apply for a car loan from Aussie

If you're ready to apply for this loan, you can click "Go to Site" to get your application started. Before you do, make sure you meet each of the eligibility criteria listed below.

You must:

  • Be over the age of 18
  • Be an Australian citizen or permanent Australian resident
  • Be in regular paid employment
  • Not have any defaults from the past five years on your credit report
  • Not have been bankrupt in the past seven years
  • Not be in the probation period of your employment

If you answered "yes" to all these criteria then you can apply. You'll need some information ready to complete the online application, including:

  • How much you're planning to borrow
  • Your current address and your previous address if you've moved in the last three years
  • Details of your income, savings, assets and expenses
  • Your employment details including your employer's contact information

Aussie offers a competitive car financing options, but ensure you compare your car loan options before submitting your application.

More guides on Finder

  • Driva Caravan Loans

    Want to compare caravan loans, but don't know where to start? Driva is a licensed Aussie broker specialising in loans for a range of vehicles. Visit Driva and compare caravan loans today.

  • Driva Car Loans

    Driva offers personalised rates and lets you compare a range of lenders. Find the right car loan for you today.

  • What you need to know before you defer your loan repayments during COVID-19

    If you are thinking of deferring your loan repayments because of coronavirus, here are the conditions you need to know about.

  • loans.com.au green car loan

    If you're thinking of upgrading to a more energy efficient vehicle, you can apply for a loans.com.au green car loan today. Receive a competitive rate and a limited-time special offer.

  • Coronavirus: What to do if you can’t afford your personal loan repayments

    Struggling to repay your personal loan(s) as a result of COVID-19? Find out everything you need to know about what's being done to help people in your situation.

  • Toyota Corolla Loans

    Learn how to get a car loan for the world's best-selling car.

  • Personal loan statistics

    How much are Aussie's borrowing through personal loans? And is it more expensive now than it was 15 years ago on average?

  • Wisr car loan

    Wisr's car loans have personalised rates, with competitive rates offered to customers with strong credit ratings.

  • NRMA Used Car Loan

    The NRMA used car loan is suitable for a range of used vehicle types, include cars, motorcycles, caravans and motorhomes.

  • Start your own car dealership with a car yard commercial loan

    Despite increasing fuel prices and the strong Australian dollar, the car yard industry continues to boom. If you're ready to take advantage of Australia's demand for low-priced or second-hand cars, consider a car yard commercial loan.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

6 Responses

  1. Default Gravatar
    JasonJuly 5, 2014

    Hey there, how would someone get a meeting with John symond to discuss a business deal, which is inevitable to revolutionise the finance industry ??? Thanks jas

    • Avatarfinder Customer Care
      ShirleyJuly 7, 2014Staff

      Hi Jason,

      Thanks for your question.

      You may want to contact Aussie’s head office as a first step.

      Cheers,
      Shirley

  2. Default Gravatar
    AaronMarch 1, 2014

    I want to update my bank details

    • Avatarfinder Customer Care
      MarcMarch 3, 2014Staff

      Hi Aaron,
      thanks for the question.

      To update your account details please contact Aussie directly.

      Cheers,
      Marc.

  3. Default Gravatar
    ellaDecember 30, 2013

    my husband and i are on a pension can we get a car loan

    • Avatarfinder Customer Care
      MarcJanuary 2, 2014Staff

      Hello ella,
      thanks for the question.

      You may wish to contact Aussie directly to discuss this matter. Information on their website suggests this is reviewed on a case-by-case basis.

      I hope this helps,
      Marc.

Go to site