People’s Choice Credit Union secured and car loans

Are you looking for a flexible way to finance a new or used vehicle purchase? Consider a secured loan from People's Choice Credit Union.

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By

Elizabeth Barry

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People First Bank

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Key takeaways

  • People's Choice provides secured and unsecured car loan options for new or used vehicles.
  • The Green Car Loan offers a 5.69% interest rate and won a 2026 Finder Award for EV Cars.
  • All three People's Choice car loans listed feature a $250 application fee.

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Find out what loans are on offer and if any of People's Choice financing options suit your needs.

3 of 3 results
Checked 14 July 2026
Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
People First Bank logo
8.7 Great
People First Bank Discounted Personal Loan (Car Loan)
Fixed1 - 10 Years $20,000 - $120,000
8.7 Great
Interest Rate (p.a.)
6.49%
Comp. Rate (p.a.)
6.84%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$620.55
View details
Compare product selection
People First Bank logo
7.6 Great
People First Bank Unsecured Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
7.6 Great
Interest Rate (p.a.)
8.99%
Comp. Rate (p.a.)
10.73%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$643.85
View details
Compare product selection
People First Bank logo
9.1 Excellent
People First Bank Green Car Loan
Finder AwardFixed1 - 7 Years $20,000 - $120,000
9.1 Excellent
Interest Rate (p.a.)
5.99%
Comp. Rate (p.a.)
6.34%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$615.95
View details
Compare product selection
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Finder Awards badge

People's Choice Credit Union is a Finder Awards winner!

The People's Choice Credit Union Green Car Loan won Best Car Loan - EV Cars in the 2026 Finder Awards.

Full list of 2026 winners

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How to apply for a People's Choice Credit Union car loan

When applying online for a car loan, you'll need to supply some key details:

  • Details of the car you're borrowing for, include make, model, year and purchase price
  • How much you're looking to borrow
  • Your name, address and contact information
  • Details of your employment and income

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Sources

Elizabeth Barry's headshot
Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 186 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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