People’s Choice Credit Union secured and car loans

Are you looking for a flexible way to finance a new or used vehicle purchase? Consider a secured loan from People's Choice Credit Union.

Not enough reviews Write a review
Elizabeth Barry's headshot

By

Elizabeth Barry

Updated

Fact checked
People First Bank

Start comparing

Key takeaways

  • People's Choice provides secured and unsecured car loan options for new or used vehicles.
  • The Green Car Loan offers a 5.69% interest rate and won a 2026 Finder Award for EV Cars.
  • All three People's Choice car loans listed feature a $250 application fee.

Compare People's Choice Credit Union car loans

Find out what loans are on offer and if any of People's Choice financing options suit your needs.

3 of 3 results
Checked 7 August 2026
$
years
Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
People First Bank logo
8.7 Great
People First Bank Discounted Personal Loan (Car Loan)
Fixed1 - 10 Years $20,000 - $120,000
8.7 Great
Interest Rate (p.a.)
6.49%
Comp. Rate (p.a.)
6.84%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$620.55
View details
Compare product selection
People First Bank logo
7.6 Great
People First Bank Unsecured Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
7.6 Great
Interest Rate (p.a.)
8.99%
Comp. Rate (p.a.)
10.73%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$643.85
View details
Compare product selection
People First Bank logo
9.1 Excellent
People First Bank Green Car Loan
Finder AwardFixed1 - 7 Years $20,000 - $120,000
9.1 Excellent
Interest Rate (p.a.)
5.99%
Comp. Rate (p.a.)
6.34%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$615.95
View details
Compare product selection
loading
Showing 3 of 3 results
Finder Awards badge

People's Choice Credit Union is a Finder Awards winner!

The People's Choice Credit Union Green Car Loan won Best Car Loan - EV Cars in the 2026 Finder Awards.

Full list of 2026 winners

Want a better deal on your car loan?

Compare now and find a better rate.

Latest deals

How to apply for a People's Choice Credit Union car loan

When applying online for a car loan, you'll need to supply some key details:

  • Details of the car you're borrowing for, include make, model, year and purchase price
  • How much you're looking to borrow
  • Your name, address and contact information
  • Details of your employment and income

Compare other products from People First Bank

Sources

Elizabeth Barry's headshot
Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 185 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
More resources on Finder

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

  • Great Southern Bank Fixed Rate Car Loan

    If you’re in the market for a new car, the Great Southern Bank Fixed Rate Car Loan may be able to give you the funds you need. With the security of a fixed rate and flexible repayments, this loan might be what you need to own your new set of wheels.
  • Harmoney Car Loan

    Looking for a car loan that’s fast, flexible and 100% online? Check out the Harmoney Car Loan here.
  • Compare car loans for classic cars

    Want to buy a classic car but don't have the ready money? There are still financing options available for classic vehicles. Find out what loans you have to choose one and which one will work best for you.

  • Tesla Superchargers Map: Where you can charge in Australia

    Find out the extent of Australia's Tesla Supercharger network with our complete map of every charging station.
  • People First Bank Discounted Personal Loan (Car Loan)

    You can finance a new or used car with this loan from People First Bank and you could enjoy pre-approval, no monthly fees and a lower interest rate.
  • Community First New Car Loan

    Find out if you might be eligible for a loan offering a competitive variable rate to help you finance your new car purchase with low monthly fees.

  • CommBank Car Loan

    Getting funds for your dream car is possible with a Secured Car Loan from CommBank. With a structured repayment schedule and fixed interest rate, you can make borrowing whatever amount you choose fit with your financial situation and budget.

  • Australian Military Bank Car Loan

    Australian Military Bank lets you finance a car, motorbike or boat up to five years old with its competitive car loan. Find out about the rates and fees in this review.
  • BankSA Secured Car Loan

    The BankSA Car Loan is a competitive, flexible loan that can help you get into your next car. Choose between a fixed apply for between $3,000 and $80,000. Read through the review to see if you're eligible.

  • Gateway Bank Car Loan

    Learn more about Gateway' s Car Loans, for new and used vehicles. See how they compare to other loans in the market.
Go to site