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IMB car loans

Find out about the competitive loan options from IMB that can help you get on the road.

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Elizabeth Barry

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If you're in the market for a new or used car you might want to consider what's available from IMB. Generous loan amounts of up to $125,000 are on offer if you're looking to purchase a new car. Competitive rates are also on offer for vehicles up to six years of age.

Find out more about IMB and the flexible loans it has on offer in the page below, and compare and apply for the right secured loan for your car-buying needs.

Compare your IMB car loan options

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Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
IMB New Car Loan
IMB logo
Fixed1 - 7 Years $2,000 - $125,000
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.59%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$619.01
Go to siteMore Info
You'll receive a fixed rate of 6.24% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
IMB Secured Personal Loan
IMB logo
Fixed1 - 7 Years $2,000 - $75,000
Interest Rate (p.a.)
6.84%
Comp. Rate (p.a.)
7.19%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$624.54
More Info
You'll receive a fixed rate of 6.84% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
IMB Unsecured Personal Loan
IMB logo
Fixed1 - 7 Years $2,000 - $50,000
Interest Rate (p.a.)
8.98%
Comp. Rate (p.a.)
9.34%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$643.76
More Info
You'll receive a fixed rate of 8.98% p.a.
A low minimum borrowing amount of $2,000 to use for any purpose. No monthly fees and repay your loan early without penalty.
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  • New Car Loan. If you're purchasing a new car or one that is less than two years old you can secure a rate of 6.24% p.a. with the IMB New Car Loan. You can apply for a loan amount between $2,000 and $125,000 and repay it over a term of 7 years.
  • Secured Personal Loan. This loan needs to be secured with a new or used vehicle up to six years of age, but can be used for any purchase (this includes the purchase of that vehicle). You can borrow between $2,000 and $75,000 for terms that can extend up to 7 years. A competitive rate of 6.84% p.a. applies to this loan.
  • Unsecured Personal Loan. If you're looking to purchase a used car that's over six years old you can consider the IMB Unsecured Personal Car Loan, which comes with a rate of 8.98% p.a. You can borrow up to $50,000 with this loan have between 1 year and 7 years to repay it. You're also able to make additional repayment to pay off your loan sooner.

Is your car eligible to be used as security?

As IMB offers two secured car loans, different criteria is in place for each:

  • New Car Loan: The car needs to be new or up to two years old and between $2,000 and $125,000.
  • Secured Personal Loan: The car can be new or used vehicle up to six years of age.

How you can apply for a loan with IMB

The first step is deciding which loan is right for you to finance your vehicle purchase. Once you've done this, you can click "Go to Site" to get the application process started. You'll need to meet the eligibility criteria outlined below to be eligible to apply:

  • Be over the age of 18
  • Have a good credit history
  • Earn a monthly income

You'll need the following information on hand to complete the application:

  • Personal information including your name, contact details and a form of ID
  • Financial details such as your income, assets and expenses
  • Your employment information

The application should take approximately 15 minutes to complete.

The loan options IMB has available are competitive offerings, but as they are not the only ones in the market, it's important to compare your car loan options before you decide which one is best for you.

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Lead Editor

Elizabeth Barry was the lead editor for Finder. She has over 10 years' experience writing about a range of topics with a focus on personal finance. You’ll find her writing and commentary in a range of publications and media including Seven News, the ABC, MSN, the Irish Times and Singapore Business Review. See full bio

Elizabeth's expertise
Elizabeth has written 218 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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