| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Cover chosen |
| Luggage and Personal Effects | $10,000 |
| Maximum Age Limit | No age limit (120 on quote engine) |
Table updated September 2023
St George offers some cover for expenses related to COVID-19, but it's not the strongest in the market. Here's what you can expect:
There are some scenarios that are not covered by St George including costs incurred as a result of mandatory quarantine or isolation, border closures or government travel bans.
Also, if you were diagnosed with COVID-19 before heading on your trip but you went anyway, you won't be covered for any COVID-related overseas medical expenses.
St George offers five insurance policies to travellers. Comprehensive, Essentials, Domestic, Multi-Trip and Non-Medical.
Comprehensive
Essentials
Domestic
Multi-Trip
Non-Medical
The insurer of this product is Allianz Australia Insurance Limited. It comes with a cooling-off period of 14 days and choice of $200 standard excess for international plans.
These are some of the main insured events that St George will cover. Some of these benefits may only apply on the International Comprehensive plan.
St George also offers four add-ons that provide cover for a wider range of risks.
Unfortunately, travel insurance doesn't cover everything. Generally, St George will not pay your claim if it relates to:
Make sure you review the St George PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions.
You can lodge a claim online via the St George Website or the AGA website.
Alternatively, you can email travelclaims@allianz-assistance.com.au or call AGA on 1800 812 133, Monday to Friday from 8am–7pm or Saturday from 8am–5pm (AEST).
With a range of options and add-ons to choose from, St George makes it easy to customise your travel insurance policy to suit your specific needs.
However, cover for expenses related to COVID-19 isn't as strong as it could be. If you're keen to get comprehensive cover for a wide range of scenarios related to COVID-19, you probably want to consider a different brand.
If you're still not sure about St George, you can compare other travel insurance companies here.
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