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Tick aims to provide simple and easy to understand travel insurance policies, to suit the needs of a wide range of travellers. Its policies can cover an extensive selection of common travel risks, including cancellation fees, lost deposits and overseas medical emergencies.
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Tick Travel Insurance Single Trip policy provides four levels of cover: Basic, Budget, Standard and Top.
Tick Basic Travel Insurance provides cover for:
A budget policy provides cover for a few "nice-to-have" benefits and an increased baggage allowance from a basic policy.
Moving up to a standard policy, the level of cover and the range of benefits offered both increase. In addition to unlimited overseas medical cover, this policy also offers:
As the name suggests, a Top Single Trip policy from Tick Travel Insurance offers comprehensive travel insurance, and includes cover for:
|Overseas medical and hospital expenses||Unlimited||Unlimited||Unlimited||Unlimited|
|Return of remains to Australia||$20,000||$20,000||$20,000||$20,000|
|Funeral or burial outside Australia||$10,000||$10,000||$10,000||$10,000|
|In hospital benefit||Nil||Nil||$75 per 24 hours||$75 per 24 hours|
|Cutting your trip short||Nil||Nil||$5,000||$15,000|
|Additional emergency expenses||$5,000||$5,000||$10,000||$20,000|
|Resumption of journey||Nil||Nil||Nil||$3,000|
|Travel delay||Nil||Nil||$50 per completed 12 hours||$100 per completed 12 hours|
|Personal belongings and baggage||$2,000||$2,500||$4,000||$7,500|
|Passport and travel documents||Nil||Nil||$2,000||$4,000|
|Death of dependant child||Nil||Nil||$7,500||$15,000|
|Personal liability||$1 million||$1 million||$1.5 million||$3 million|
|Rental vehicle excess waiver||Nil||Nil||$2,000||$4,000|
|Loss of income||Nil||Nil||$5,200||$10,400|
Yes. There's no need to buy a special "cruise add-on" because all of Tick Travel Insurance's policies automatically cover you when you're at sea. That means you're automatically covered if the following were to happen:
Note that Tick Travel Insurance does not offer niche cruise features like you might find on a specialty cruise policy or a specially designed cruise add-on. Therefore you won't find features like cabin confinement cover, which would pay you a daily stipend if cruise authorities confine you to your cabin or formal attire cover, which would pay to repair or replace expensive formal attire or pay you to rent some if yours is lost or damaged.
Your Tick Travel Insurance claim may not be paid if:
Claiming with Tick Travel Insurance can be done by sending in a claims form. Once you’ve downloaded the relevant claim form from the Tick website, complete all fields on the form, print it out, sign it and post it back to Tick Travel Insurance.
You’ll also need to include any other supporting information or documentation that may be required, such as receipts, proof of ownership, police reports or medical reports. All claims should be registered within 30 days of the completion of your journey.
If you want simple, easy to understand travel insurance that covers you against a broad range of risks, Tick Travel Insurance may be able to help. Just make sure to compare Tick’s cover features with other policies on the market before deciding on which insurer and policy is right for your needs.
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