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What you need to know
Many travel insurers will let you buy a policy up until your departure.
It is even possible to get a policy after you have departed.
You can get cover for medical expenses, cancellations, lost luggage and more.
Need last minute travel insurance? Don't forget…
You might need travel insurance fast, but that doesn't mean you should just grab any old policy. There are some important things you shouldn't forget. These include:
Declaring pre-existing medical conditions: If you don't do this, you won't be covered should something go wrong.
Taking out rental car excess cover: If you plan to rent a car, make sure you get this. It'll cover your excess if you're involved in an accident and damage the car.
Cover for other activities: If you're going skiing, golfing or cruising, make sure you get a policy that is tailored to that activity.
Policy extension: Most insurers let you extend your policy if you need to, making sure you're still covered if you have to extend your trip.
Check the limits: You might be in a hurry but there's no point getting a policy if the limits are so low it would barely cover you. Take into consideration the medical costs in the country you're visiting as well as the cost of your valuables before purchasing a policy.
Already overseas?
That's okay. Lots of Australian brands still offer travel insurance.
Why you can trust Finder's travel insurance experts
We're free
Our travel insurance engine is completely free to use. You pay the same as buying directly from the insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of travel insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped over one million people find travel insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.
Frequently asked questions
Yes. You can buy travel insurance the day you leave. As soon as you take out cover, your policy can become active, meaning you are covered and can claim for unexpected events.
Yes, many insurers cover COVID-19 related events now. It can cover you if you're diagnosed with COVID and can't go on your trip, rearrangement costs and medical expenses.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, news.com.au, The Telegraph, Explore Travel and Escape. Gary holds a Kaplan Tier 1 General Insurance (General Advice) certification and a Kaplan Tier 1 Generic Knowledge certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
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