World2Cover travel insurance

Heading overseas? Compare World2Cover Travel Insurance and see if it's right for you.

World2Cover Travel Insurance

With wide protection for the mishaps that might take place while you’re on holidays (or before you even board a plane), World2Cover has four policies so you only pay for what you need. Plus, kids and grandkids under 25 travelling with you are included for free.

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DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover
LoadingNot long to go now …

DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover

Finder’s favourite features

1. Get cheaper travel insurance for your family with kids up to 25 years old covered for free
2. Avoid out-of-pocket costs with the option to reduce your excess to $0
3. Easy comparison of policies with only three levels of cover for international travel

What type of policies does World2Cover offer?

aircraft

Top

World2Cover’s most comprehensive level of cover. This includes cover for medical and dental costs and lost luggage compensation, as well as special event cover and rental vehicle excesses.

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Essentials

This is a slightly scaled-down version of Top cover, with unlimited medical cover, but lower maximum limits on most benefits.

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Basic

The simplest form of cover on offer. Provides unlimited medical expenses, some luggage replacement cover, and legal liability, but few other features.

world

Domestic

This policy is similar to what you’d receive under the Essentials plan, while excluding medical and hospital expenses.

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World2Cover review of benefits

We’ve summarised the four policies you can obtain from World2Cover in the table below, with the benefits each one provides.

Benefits Top Essentials Basic Domestic
Overseas medical + hospital Unlimited Unlimited Unlimited
Overseas dental $2,000 $2,000 $500
Funeral expenses overseas $20,000/person $15,000/person $10,000/person
Luggage $15,000 $7,500 $2,000 $7,500
Travel documents $3,000 $1,500
Emergency expenses Unlimited $25,000 $5,000 $25,000
Travel delay $3,000 $1,500
$1,500
Special events $5,000 $2,000
Luggage delay $750 $500
$500
Legal liability $10,000,000 $10,000,000 $10,000,000 $10,000,000

What options can I add on to my World2Cover travel insurance?

With Domestic, Essential or Top travel insurance, you have the choice of additionally purchasing the ski and winter sports package. For an added premium, you will receive cover for:

  • Equipment hire and equipment replacement, as well as lost lift pass replacement costs.
  • Travel passes, ski hires and similar you can’t use the full duration of due to illness or injury.
  • Piste closures, bad weather, and avalanches.

What won’t be covered by my policy?

Before purchasing any insurance plan, you should always take careful note of the specific exclusions that apply to each policy. In general, however, World2Cover will never honour a claim if:

  • You are deemed to be acting irresponsibly at the time of the incident, or if you or a travelling companion are under the influence of drugs or alcohol.
  • You are doing something illegal or breaking any regulation or law when the issue arises.
  • You’re driving a vehicle without the proper licence for the country you’re in, or are a passenger on a motorcycle or similar with someone unlicensed driving.
  • You went ahead with travel plans despite official warnings from the government or mass media.
  • Your claim relates to a pre-existing medical condition you either did not inform World2Traveller about or which wasn’t approved.
  • You were participating in risky sports or activities (e.g. mountaineering, rodeos).

How do I contact World2Cover?

Emergency response: +612 8055 1683
Start your claim online: https://webapps.tokiomarine.com.au/WTCC/Account/Register
General enquiries: +61 2 9225 7599

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2 Responses

  1. Default Gravatar
    JonathanJune 21, 2018

    Can you provide a list of Travel Insurers for someone over the age of 72 years who travels regularly and for long periods between Adelaide and Denpasar, Bali?

    Thanks.

    • Avatarfinder Customer Care
      JeniJune 22, 2018Staff

      Hi Jonathan,

      Thank you for getting in touch with finder.

      It is recommended to get an annual travel insurance for someone who travels a lot in a year to save more on your trips.

      Kindly go through this page to see list of insurers that would suit your needs.

      I hope this helps. Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

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