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Golf travel insurance

Golf insurance, which can be added on to travel insurance, offers protection if your much-loved equipment is damaged or stolen, and can pay a host of other costs both on and off the course.

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Gary Ross Hunter

Updated

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What you need to know

  • Golf cover typically needs to be added on to your travel insurance, for a fee.
  • It can cover your golf equipment if it is stolen, among other things.
  • Make sure your policy covers the value of your equipment.

What's included in travel insurance with golf cover?

A comprehensive golf travel insurance policy may include:

  • Loss, Theft, or Damage to Equipment: If your golf equipment is lost, stolen, or damaged, you can receive replacement gear or reimbursement for repair costs. Benefit limits apply, so make sure you compare policies to find one that suits the value of your gear.
  • Hire Equipment: If you've hired equipment and it is lost, stolen or damaged, or there's a delay, your policy can cover the expenses.
  • Prepaid Green Fees: If you've prepaid your green fees but can't go because you get injured or sick, golf insurance can cover you (assuming the fees are non-refundable).
  • Hole-in-one Cover: A bit of a fun one. If you shoot a hole-in-one, some policies will cover you for a round of drinks – just keep a hold of your receipts!
  • Third party liability. This can help cover you for medical bills, repair costs and legal fees if you injure another person while playing golf, or damage someone else's property; for instance, if your ball hits someone on the course.

Golf cover benefits

Here's a few examples of what travel insurance can cover you for. To find the golf cover add-on, you'll need to look through the product disclosure statement of the travel insurance policy. Lots of insurers will also ask if you want to add this cover on to your policy when you get a quote.

ProviderConditions/th>Apply
ahm life insurance
  • Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000
    Bonus
    Get quote
    Qantas travel insurance
    • Golf clubs - up to $750
      Bonus
      Get quote
      Stella travel insurance logo
      • Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to depreciation)
      Get quote
      insureandgoGolf cover is available as an optional add on for an extra fee. This includes cover for:
      • Golf equipment – up to $3,000
      • Golf equipment hire – $100 per 24 hours up to $1,000
      • Fees and equipment hire – $150 per 24 hours up to $600
      Finder AwardBonus
      Get quote
      Kogan travel insurance logo
      • Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000
      Bonus
      Get quote
      WAS Logo
      • Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to the depreciation)
      Bonus
      Get quote
      Travel Protect
      • Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to the depreciation)
      Get quote
      Tick Logo
      • Golf clubs - up to $750
      Bonus
      Get quote
      Zoom logoGolf cover is available as an optional add on for an extra fee. This includes cover for:
      • Golf equipment – up to $2,000
      • Golf equipment hire – up to $1,500
      • Golf green fees – up to $500
      • Hole in one – up to $250
      Get quote
      Fast Cover Logo
      • Golf clubs - up to $750
      Finder AwardBonus
      Get quote
      World2Cover Logo
      • Golf clubs - $750 - $3,000
      • Golf equipment hire - up to $250
      Get quote
      Covermore logoGolf cover is available as an optional add on for an extra fee. This includes cover for:
      • Golf equipment – up to $10,000
      • Golf equipment hire – up to $750
      • Golf green fees – up to $500
      • Hole in one – up to $300
      Bonus
      Get quote
      Travel Insurance Saver
      • Golf equipment hire - up to $200
      Get quote
      Easy Travel Insurance
      • Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,200
      Get quote
      Medibank Travel Insurance
      • Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,200
      Bonus
      Get quote
      All clear travel insurance logoGolf cover is available as an optional add on for an extra fee. This includes cover for:
      • Golf equipment – up to $750
      • Golf equipment hire – $75 per day up to $375
      • Golf green fees – $75 per day up to $375
      • Hole in one – up to $100
      Get quote
      Australia Post
      • Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000
      Bonus
      Get quote

      Note: This information was last updated March 2024

      What doesn't golf insurance cover?

      When you're thinking about taking out golf insurance, remember that you usually won't be covered for the following:

      • Damage to your equipment caused by wear and tear or deterioration, as opposed to damage, loss or theft.
      • If you don't report any lost, stolen or damaged equipment to the relevant authorities within 24 hours and get written evidence, your insurer probably won't cover you.
      • If the golf equipment was being shipped unaccompanied or under a freight contract.
      • Theft of your golf equipment if you left it unattended.
      • An injury that was not caused by playing golf. You will need separate insurance for this.
      • If the golf equipment was lost or damaged while in use.

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      Editor, Insurance & Innovations

      Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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      Gary Ross has written 725 Finder guides across topics including:
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      • Managing the cost of living
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