St.George has 3 home insurance policy options: Home and Contents Insurance, Building Insurance and Contents Insurance. You can also choose from 3 levels of comprehensiveness: Essential Care, Quality Care and Premier Care.
Here are some of the main insured events you'll be covered for by a St.George Home Insurance policy.
All policies come with a basic excess of at least $100, which you need to pay whenever you make a home insurance claim, and a cooling off period of 14 days. If you cancel your policy within this timeframe, you can receive a full refund.
Here are some of the standard inclusions you'll get with a St.George Premier Care Home Insurance policy:
St.George Home Insurance has loads of inclusions, so this is the only optional add-on available:
St.George will not pay your claim for any of the following reasons:
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July 2022 and June 2023. The data breaks down different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers, so can potentially get more complaints.
Here's an overview of how St.George (Allianz) did:
St.George seems to be competitively priced and offers one of the best sign-up discounts in the market. Just make sure the policy is right for your home and your lifestyle.
If you're still not sure, you can compare St.George Home Insurance against other home insurance companies.
If you've held or currently hold a St.George Home Insurance policy, we'd love to hear from you. Your reviews help other Australians decide if St.George is right for them. Some reviews are from a survey commissioned by Finder.
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