Save up to 25% when you buy online
Buy a St George Home and Contents insurance policy online and you could save up to 25%.
Owned by Westpac, St.George is one of Australia's most recognisable bank brands. The company has three home and contents insurance policies: Essential Care, Quality Care and Premier Care. Each policy includes $20 million in legal liability cover and a 25% discount for the first year of the policy if you buy online. You can also opt to pay monthly rather than yearly at no additional cost.
St.George Essential Care home insurance offers a basic level of cover so that you can protect your home and contents against loss and damage. It covers fires, floods, storms, theft and much more. It also includes sum insured safety nets to ensure that all costs are covered to help you get back on your feet.
Quality Care insurance from St.George covers your home and contents against loss or damage caused by a wider range of events than an Essential Care policy, including floods, storms, theft, malicious acts, impacts and escape of liquid. It also adds sum insured safety nets if the cost of rebuilding is more than expected. Other benefits include cover for jewellery, artwork, cash and more.
St.George Premier Care provides all the same benefits as the Quality Care policy, but with the added security of cover for accidental loss or damage anywhere in Australia. It covers includes a 30% safety net for your buildings and 20% for your contents. You’re also covered for emergency accommodation costs, jewellery, artwork and a lot more.
There are certain circumstances and situations when your St.George home insurance policy will not provide any cover. St.George will not pay your claim if it arises from the following situations:
St.George home and contents insurance policies are only available for residential properties located in Australia. You will only be covered if the insurer accepts your application and if you make the required premium payments on time.
An excess is the amount you’re required to pay when you make a claim. You can find the excesses that apply to your cover on your policy schedule.
The minimum basic excess amount is $100, but you can choose to increase this by adding a voluntary excess in order to receive cheaper premiums. The total basic excess payable consists of your minimum basic excess plus any voluntary excess you choose to add.
The following total basic excess options are available:
It’s quick and easy to lodge a claim under your St.George home insurance policy. You can make a claim by phoning the insurer 24 hours a day, 7 days a week and providing the details of your claim. Alternatively, you can submit your claim online via the St.George website.
You should also follow a few simple steps following any incident:
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