Here's a deal


Save 15-30% on your home insurance
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Review by our life insurance senior writer James Martin
Australian Seniors provides 2 levels of home and contents insurance: Essential Cover and Top Cover. You can get combined home and contents, building insurance, contents insurance and landlord insurance. These policies can cover you for the following events:
All policies require you to pay an excess and come with a 14 days cooling off period, which is a little shorter than other insurers (it’s typically 21 days). You can cancel your policy within this timeframe and get a full refund (if you haven’t made a claim).
This is not a full list of general exclusions. You can find them all on Australian Seniors’ PDS.
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July 2020 and June 2021. The data explores different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers so can potentially get more complaints.
Australian Seniors home insurance is underwritten by The Hollard Insurance Company Pty Ltd so the information below also includes data from other insurers this general insurer underwrites. Here's an overview of how it did.
Australian Seniors home insurance has one of the highest sign-up discounts available on the market and has received positive customer reviews on Finder. However, its Essential Cover may not be ideal for everyone.
If you’re not yet ready to take out protection, you can compare Australian Seniors policies side by side with other insurers here.
If you've held or currently hold an Australian Seniors home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if Australian Seniors is right for them. Some reviews are from a survey commissioned by Finder.
A home isn't the only thing you can invest in. If buying a property is out of reach, here's how some younger Australians are safeguarding their financial future.
Why did Finder's insurance expert drop his cover before the ink dried on his mortgage papers?
Get clued up on how insurers view risk, the importance of accuracy in your application, and other tips to boost your chances of future success.
Young Australians are putting off home ownership in favour of staying at home with their parents, according to new research by Finder.
Honey home insurance is a startup that's doing things a little differently.
What to know about insurance before renting out your home, and what to look for in Airbnb insurance.
Discover the features and benefits of Australian Unity’s Wealth Builder Investor Package variable rate home loan.
Wondering if home insurance brokers are worth it? Find out if they're right for you with this straightforward guide.
Use our comparison tool to compare dog insurance from top Australian brands, so you can get the most for your money.
There’s been over 25,000 power outages across Victoria. Home insurance can reimburse you for the food that’s gone to waste. Find out who here.
I am looking at insuring my building, house including flood cover
Hi Brad,
Thanks for your message.
Home insurance with building cover can insure your home’s permanent fixtures, such as your floorboards, cabinets, air conditioning units, and so on. You can compare your options on Finder, with policies that will also cover your home contents.
Importantly, not all home insurance policies will automatically include flood cover. This means you may have to opt-in to get flood insurance, by paying a fee to have it included on your policy. Also, keep in mind that you won’t be able to make a claim on a new policy for weather events that are already taking place. A policy waiting period of at least 72 hours will apply.
If you’re a landlord, you can find more information on your cover options here.
Regards,
James
As a senior aged 70, I want to rent out my rooming house to those with mental health issues as there is such a dearth of suitable accommodation in Murray Bridge SA. I am considering housing 4 clients, with required MHServices support. What landlord insurance can you assist with?
Hi Val,
If you’re asking about Australian Seniors home insurance, they do offer landlord home insurance.
On this page, you’ll find a table that lists their landlord insurance. Make sure you select the “Landlord Insurance” tab found on top of the table.
Click on the “Get quote” button to be redirected to their website where you can get a quote or get in touch with their representatives if you have further questions.
Be sure to read through the terms and conditions of your chosen insurance policy.
I hope this helps.
Regards,
James
Are there any home and contents insurance companies that also cover common property insurance as well. Thanks
Hi Joy,
Thanks for your inquiry. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.
You can get helpful info and compare your options on this page for home and contents insurances. Some also cover common property insurance.
You may click on the name of your preferred insurer to see more details then you can click on the ‘Go to Site’ button to submit an online application or request for a quote.
Cheers,
Rench