Our verdict
Pros
- Existing ahm and Medibank health members get 20% off their premiums.
- Guest contents are covered up to $5,000 - almost double the industry average.
- Premiums may be higher, but all policies include flood cover as standard.
Cons
- Finder cost research shows ahm is more expensive than the industry average.
- ahm doesn’t offer any underinsurance protection - but some brands offer up to 25%.
- There’s no option to add motor burnout or storm surge cover to your policy.



Contant only insurance
Hi Lucy, We have a full guide to help you compare contents insurance.