How does Kogan compare with other popular providers?
Kogan is a mid-priced home insurance policy with some strong benefits and generous limits - we couldn't find a brand that offered higher cover for legal liability, temporary accommodation, or lock replacement.
Price
Kogan is a mid-priced home insurer, with Finder cost data showing the average policy price is $1,862 - about 10% cheaper than the national average. Remember, your quote may look different as pricing is highly dependent on specific situations.
These products offer a balance between low pricing and more features.
7+
Great
Competitive products within their group.
5+
Standard
Usually these products would either have fewer benefits or higher pricing.
0+
Basic
Offering basic cover with limited features or higher pricing.
Finder Score - Home Insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
We currently don't have that product, but here are others to consider:
How we picked these
What additional cover options are available?
Kogan offers some optional benefits to further customise your policy, including:
Accidental damage - Covers accidental damage to your building, contents, or both. For example, your child knocks over and breaks a valuable vase.
Specified contents - If you have high-value items that won't be covered by the standard limit, you can specify the item and its value to Kogan, and request for it to be insured.
Kogan home insurance claims process
Kogan home insurance is underwritten by Allianz. You can lodge a claim online via the Allianz claims portal, emailing enquiries@koganinsurance.com.au or call 13 10 13. You’ll need your policy number, details of the incident and information on anyone else involved.
Kogan home insurance complaints information
In the last financial year, the Australian Financial Complaints Authority (AFCA) received 1,275 complaints about Allianz’s home and contents insurance products. Of these, 529 were resolved at the registration and referral stage, giving Allianz a referral resolution rate of 41.49%.
Why you can trust Finder's home insurance experts
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You save time. We spend 100s of hours researching home insurance so you can sort the gold from the junk faster.
You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards.
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You pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
You save time. We spend 100s of hours researching home insurance so you can sort the gold from the junk faster.
You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
How do i get a price for home and contents Insurance from Kogan?
Hello Patricia,
Thank you for your inquiry.
You can visit Kogan Insurance website and look for the “Home Insurance” and “Content Insurance” tabs. Afterwards, click “GET AN EXPRESS QUOTE” button.
Hope this helps.
Cheers,
Jonathan