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Allianz is a trusted name in insurance and Allianz Home Insurance is no different. Allianz Home Insurance provides you with cover for various situations and budgets. You can also save on Allianz Home Insurance when you buy your cover online.
Allianz’s Building and Contents Insurance provides essential protection for your building and possessions against a wide range of risks. Loss or damage caused by insured events such as fire, storms and theft is included in cover. Other features include up to $20 million of legal liability cover and optional flood cover. You've also got the option to get covered for those portable items that you take away from home, such as your phone, camera, or jewellery.
This policy provides essential cover for your building and contents against loss or damage caused by a long list of insured events. These include:
This type of policy covers just your home's structure and not the things inside of it. It'll cover you against a wide range of insured events including fire, storm and theft. You can also choose to opt out of flood cover to save on your premiums.
This covers only your possessions and not the building itself. It's a good option for those who live in apartments. You'll be covered for your standard fire, storm, theft, plus more. If you need extra cover, you can opt in for accidental damage and portable contents cover.
If you want to cover your investment property, Allianz could have the policy that you're after. Allianz Landlord Insurance covers you for rental loss, $10 million legal liability, and damage for fire, storms, water damage, plus more.
You are protected against damage and loss caused by | Allianz Home Insurance Building and Contents cover | Allianz Home Insurance Building cover | Allianz Home Insurance Contents cover |
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Fire or smoke |
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Theft or burglary |
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Storm, cyclone, lightning, rainwater or runoff and water from leaking pipes |
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Accidental breakage of glass or ceramic items |
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Vandalism or malicious damage |
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Alternative Accommodation for you and your pets |
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Legal liability cover |
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Replacement of locks and cylinders |
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Outdoor contents (like BBQs) |
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Security firm attendance |
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Veterinary costs |
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Modifications to buildings for paraplegia & quadriplegia |
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Environmental benefits |
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Spoilage of perishable food due to natural disaster |
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Flood |
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Accidental loss or damage |
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Motor Burnout |
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Portable Contents (personal effects) |
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As you would expect, a list of general exclusions applies to Allianz Home Insurance policies. Your claim will not be paid if:
There are a number of factors that can affect the cost of your Allianz Home Insurance premium, including:
If an incident occurs which may lead to a claim, do not admit any liability but do take all reasonable steps to prevent any further loss or damage. Also, if theft or vandalism has occurred, report the matter to the police immediately.
The next step is to contact Allianz Home Insurance as soon as possible to notify them of what has happened. You can do this by calling 13 10 13 or by completing an online claim form. It’s also worth remembering to obtain and keep any evidence of the loss or damage, as Allianz Home Insurance may request this information in order to help them process your claim.
When you make a claim on your Allianz Home Insurance policy, you may have to make a contribution towards the cost of that claim by paying an excess. Depending on the type of cover you have, there are several excesses that may apply to your policy. For example, in addition to the basic excess payable on all claims, a $250 excess applies to earthquake claims.
All of the excesses that apply to your policy are listed on your certificate of insurance.
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Hello we have a house in Moorina Qld Australia that we would like to insure. Our son is currently living there and the home was built around 1980 and is brick veneer. There is also an NBN tower on the property which the land is leased. The property is 9 acres. The tower is about 80 metres from the house and we require it to be covered under the legal liability. Can you do this, and how much?
Hi Sally,
Thanks for contacting Finder.
I understand you are requesting for a home insurance quote from Allianz. Just to clarify that we are not affliated with Allianz so I suggest you call them directly to discuss which is the best home insurance policy for your house in Moorina Qld.
Kind Regards,
Faye