ALDI home insurance includes standard benefits like jewellery and tools of trade cover.
ALDI's average policy cost is $3,839.67 often priced higher than some competitors.
ALDI does not offer underinsurance protection which is an important policy consideration.
Our verdict
Pros
ALDI's home and contents policy includes a few benefits as standard that would come at an additional cost for some other insurers, like jewellery and tools of trade cover.
It has a higher benefit limit than other popular insurers for home office contents.
Optional use of smart sensors in the home means that avoidable damage can be prevented, which also leads to a cheaper premium.
Cons
ALDI does not offer any underinsurance protection.
It's new to market so we don't have any independent reviews to know how ALDI treats its customers.
How does ALDI compare to other home insurance providers?
Price
According to Finder research, ALDI's policies are priced higher than some other popular insurers. Keep in mind, the best home insurance for you may depend on more than just price and of course, your own quote will differ based on your personal circumstances. To help find the right insurance for you, it always pays to compare a range of policies.
ALDI offers a range of additional cover options for those who want to further tailor their cover. Keep in mind, T&Cs and limits will apply to each. You should always read the PDS to understand how these benefits are covered.
Accidental damage: This includes cover for damage to your content due to accidental event at home.
Mobile phones: This includes cover for lost of damaged mobile phones up to your agreed sum insured.
Individual items: This is extra protection for items that go beyond what your contents cover includes.
Small business: This provides cover for lost or damaged equipment or stock that is used to run your small business, up to $20,000.
Away from home: This is cover for your content when you're on the move anywhere within Australia or New Zealand.
Motor burnout: This provides cover for the repair or replacement of electric motors that have burned out in appliances that are less than 10 years old.
Compare the benefits of ALDI home insurance and get a quote
Compare other products
We currently don't have that product, but here are others to consider:
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These products offer a balance between low pricing and more features.
7+
Great
Competitive products within their group.
5+
Standard
Usually these products would either have fewer benefits or higher pricing.
0+
Basic
Offering basic cover with limited features or higher pricing.
Finder Score - Home insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.
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A home insurance calculator can give you a rough estimate on the value of your home and contents. But is that what you really want? Find out how to not underinsure or overinsure your home.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
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