NRMA comes with the following policy options:
Here are some of the main events an NRMA home insurance policy can cover you for.
It comes with a 21-day cooling-off period, which is standard among most insurers. This lets you cancel within 3 weeks of taking out a policy and you won't be charged, unless you make a claim. You'll also need to pay one of the following excesses, depending on what you're claiming for: basic, earthquake and special.
NRMA received the following awards in the 2024 Customer Satisfaction Awards:
If an insured event like a storm, fire or theft occurs, NRMA home insurance can help reimburse you for the following and more:
NRMA has a fairly extensive range of optional add-ons to choose from. These include the following:
Like all insurers, there are some events you won't be covered for with NRMA. Your NRMA Home Insurance claim will not be paid in the following situations:
Make sure you read the NRMA home insurance PDS for a full list of exclusions. You can also find out more about what home insurance excludes here.
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July 2020 and June 2021. The data breaks down different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers, so can potentially get more complaints.
Here's an overview of how NRMA (Insurance Australia Limited) did:
NRMA home insurance is good if you want a large insurer that's been around for a long time or if you want single item insurance, but there are insurers that offer bigger sign-up discounts elsewhere.
If you're not yet ready to take out a policy, you can compare other home insurance policies side-by-side here.
If you've held or currently hold a NRMA home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if NRMA is right for them. Some reviews are from a survey commissioned by Finder.
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Hi Mark and Jean,
For a quote with NRMA, you can contact them directly on 132 132.
Or, you can review some other options for home insurance here.
Best of luck!
How do I take out Domestic Workers Compensation Insurance for a one person household with occasional domestic cleaning assistance?
Hi Home Owner,
Thanks for your question. You may contact NRMA Home Insurance directly about the specifics of their cover.
All the best,
Richard