
Get exclusive money-saving offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
If you’re in the market for home and contents insurance, NRMA Home Insurance offers the following options: NRMA Home Buildings Insurance, NRMA Home Plus Buildings Insurance, NRMA Home Contents Insurance and NRMA Home Plus Contents Insurance. Home and contents insurance is designed to provide cover when your home or possessions are damaged or destroyed by a wide range of risks, including everything from fire and storms to theft and malicious acts.
This policy allows you to set the maximum level of cover for damage or loss to your building. It provides cover against fire and explosion, flood, storm, accidental breakage, lightning, theft and burglary, malicious damage and more. When you are legally liable for causing damage or injury to someone else or their property, up to $20 million of liability cover is also included.
This NRMA Home Insurance policy provides protection against damage or total loss caused to your building by:
This policy offers the same cover as the Home Buildings Insurance policy but to a much higher level. It features a safety net of up to 25% of the sum insured to cover extra expenses if your home costs more to repair than expected. Up to $2,000 of cover is also included for your plants, trees and shrubs.
This NRMA Home Insurance policy offers all the features of the Home Buildings Insurance policy:
Note that this policy can be combined with an NRMA Home Buildings Insurance policy to offer complete cover. It provides cover against fire and explosion, flood, storm, accidental breakage, lightning, theft and burglary, malicious damage and more. Up to $20 million of legal liability cover is also included.
This policy can be bundled with an NRMA Home Buildings Insurance policy to offer complete home and contents cover. It provides cover against
This offers cover against the same risks as the ordinary NRMA Contents Insurance policy but to a higher limit. A safety net of up to 25% is included if your contents cost more to replace than expected, while $5,000 of cover for accidental damage to your contents when they’re being transported to your new home is also provided.
This NRMA Home Insurance offers the same features as Home Plus Contents Insurance but to a higher level:
Your NRMA Home Insurance claim will not be paid if:
When you make a claim under your NRMA Home Insurance policy, you’ll need to pay an excess to contribute to the cost of your claim. Depending on your policy and the nature of your claim, you may have to pay more than one excess. The following excesses apply to NRMA Home Insurance policies:
If you wish to make a claim, you’ll need to notify NRMA Home Insurance as soon as possible. You can make a claim online through NRMA’s Self Service Centre, or you can phone 131 123 to lodge your claim over the phone. You’ll need to provide your policy number, the address of the insured property and a police incident report number (if applicable).
You must co-operate fully with NRMA Home Insurance and provide any information or documentation they deem necessary to process your claim. It’s also important to remember that you should never admit fault or attempt to settle a claim against you without the NRMA’s permission, but you must do everything possible to prevent any further loss or damage.
Today's best Finder Daily deals include: 35% off Dungeons & Dragons, 50% off New Balance shoes, Cheap Echo Show 5 smart home hubs.
Soaring property prices and stamp duty fees have experts fearing that first home buyers may be soon pushed out of the market.
Build both your knowledge and Bitcoin wallet with this simple guide to trading.
The Nanoleaf Essentials Bulb offers a wide colour gamut and Thread compatibility, although it’s on the pricier side for a smart light bulb.
What exactly are body corporate fees and what do your quarterly fees go towards?
This flexible variable rate home loan offer from a digital lender is suitable for both home buyers and investors.
Speed up your system with one of the best SSDs you can buy right now in Australia.
Millions of Australians could be missing out saving money on their health insurance policy, according to Finder, Australia’s most visited comparison site.
Check out this flexible fixed rate offer from a digital lender. Rates for home buyers and investors.
Nintendo’s Game Boy Advance is home to lots of superb ports and even more original games – but which games are the very best?
How do I take out Domestic Workers Compensation Insurance for a one person household with occasional domestic cleaning assistance?
Hi Home Owner,
Thanks for your question. You may contact NRMA Home Insurance directly about the specifics of their cover.
All the best,
Richard