Save 30% when you purchase Virgin Home and Contents Online
Save 30% when you combine Home and Contents Insurance Price Saver online
If you want to protect your home from unforeseen nasties, Virgin Home and Contents Insurance could have a policy that suits you. Purchase your policy online and benefit from a 30% discount.
Read on to learn more about their policies and compare features.
This Virgin policy is designed to protect your home, fixtures and fittings against a range of insured events. As well as your residential building, Virgin Home Insurance covers things like your garage, patio, permanently wired electrical appliances and more against risks like fire, storm and theft. Up to $20 million of legal liability cover is also included, while you can receive a sizeable discount for purchasing a policy online.
Virgin Home Insurance protects your home, fixtures and fittings, garage, outbuilding, deck, patio and swimming pool against a range of insured events. The list of insured events includes:
If you just want to take out cover for your possessions, Virgin Contents Insurance can help. It covers your furniture, electrical appliances, clothing, carpets, blinds and more against risks like theft, fire, storm damage and impact damage. Optional cover is available for your high-value items and collections, while you can also enjoy cover for your items when they’re away from your insured address. Up to $20 million of legal liability protection is also included.
Under a Virgin Contents Insurance policy, your furniture, electrical appliances, clothing, carpets, blinds and gardening equipment. Insured events include:
You can combine cover for your castle and all your treasured possessions into one package with a Virgin Home and Contents Insurance policy. You can apply for cover within minutes either over the phone or online and Virgin offers a fast claims handling process.
If you want to take out cover for your home building and your possessions, you can combine the cover of the above policies into a Virgin Home and Contents Insurance policy. With $20 million of legal liability cover, this policy protects you in the case of all the insured events listed above.
This policy offers all the same cover that a Virgin Home Insurance policy offers, but it includes extra cover features to protect the needs of landlords. It covers you for loss of rent if your home is not fit to be lived in following an insured event, plus it also provides cover for loss or damage to your fixtures and fittings.
This Virgin policy offers all the same cover as the Home Insurance policy listed above. However, it also includes extra benefits to look after the specialised insurance needs of landlords. You are covered for loss of rent if tenants are unable to live in your home following an insured event, while loss or damage to floor coverings, light fittings and window coverings is also covered.
|Accidental Breakage of Glass, Ceramic & Sanitary Fixtures|
|Contents Away From The Insured Address|
|Credit Card Cover|
|Escape Of Liquid|
|Lump Sum or Instalment Payments|
|Malicious Damage, Vandalism, Riot or Civil Commotion|
|Mortgage Discharge Costs|
|Open Air Contents Cover|
|Replacement Of Locks|
|Storm & Rainwater Damage|
|Temporary Accommodation Costs|
|Theft or Attempted Theft|
|Unattached Equipment Cover|
|Uninsured Guests' Contents Cover|
|Legal Liability Cover|
|Accidental Damage Cover|
|Choice Of Excess Options|
|Motor Burnout Cover|
|Personal Effects Cover|
|Sum Insured Safeguard|
Just like any other form of insurance policy, Virgin Home and Contents Insurance features a list of general exclusions. Your claim will not be paid if:
The following factors can all affect the cost of your Virgin Home Insurance premiums:
When you make a claim on your Virgin Home Insurance policy, you’ll need to pay an excess. This is the amount that you must contribute towards the overall cost of your claim. Depending on your policy and the type of cover you have, one or more excesses may apply when you make a claim. Consult your certificate of insurance for details of the excesses that apply to your policy.
If you need to make a claim on your Virgin Home and Contents Insurance policy, you'll need to contact them either by the phone or online. You’ll then be guided through the claims process. Alternatively, you can opt to fill out an online claim notification form and then receive a callback to clarify the details of your claim.
The insurer may need to arrange for an assessor to visit you and inspect any damage, while you may also need to provide evidence or documentation to support your claim. Finally, remember that if you have been a victim of theft, burglary or vandalism, it’s also important that you immediately report the matter to police.
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