Key takeaways
- You can get laptop insurance as part of contents insurance which covers all belongings kept at your home – this is often a better value-for-money option.
- You can insure your laptop with single item insurance – this is usually a cheaper option.
- If you want protection outside the home, you can add on portable cover to contents or single item insurance policies.
What is laptop insurance?
Laptop insurance can protect your laptop from theft or accidental damage. Depending on your policy chosen, you can be covered for inside the home and while you're out and about (if you add portable contents cover).
What are my laptop insurance options?

Contents insurance
Contents insurance is designed to cover all the belongings inside your home, including your laptop. If you want to protect specific items you frequently take outside, like your laptop, you can add on portable contents insurance to your policy.

Single item insurance
This is a cost-effective way to insure the items you value most, like your phone or laptop. It's a good option if you only want cover for specific items and you can pay extra to protect your laptop outside your home.
Compare contents insurance policies for your laptop
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How we picked theseFinder Score - Home Insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
How much does it cost to insure a laptop?
This depends on how you choose to insure it and how much it's worth. To give you an idea of what costs could look like, we got quotes for a contents policy worth $80,000 and added portable contents insurance for a $3,000 laptop.
How much does Laptop insurance cost?
| Provider | Premium cost without laptop | Premium cost with laptop |
|---|---|---|
![]() | $516.20 | $771.53 |
| $533.83 | $681.83 | |
| $394.22 | $519.21 | |
| $1,039.87 | $1,264.09 | |
| $400.89 | $673.87 |
This information is accurate as of September 2024.
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